CSB Bank (NSE:CSBBANK) 1-Year Sharpe Ratio: -0.80 (As of Sep. 03, 2026)

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NSE:CSBBANK CSB Bank Ltd NSE:CSBBANK
68 GF Score
Price ₹331.65
GF Value ₹473.41
Valuation Possible Value Trap
! 2 Warning Signs
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What is CSB Bank 1-Year Sharpe Ratio?

CSB Bank NSE:CSBBANK -2.15% 68 1-Year Sharpe Ratio is -0.80 as of Sep. 03, 2026. GuruFocus rates NSE:CSBBANK with a GF Score™ of 68/100 and a GF Value™ of ₹473.41 (Possible Value Trap). The stock has 2 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-09-03), CSB Bank's 1-Year Sharpe Ratio is -0.80.

CSB Bank  (NSE:CSBBANK) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

CSB Bank 1-Year Sharpe Ratio Related Terms

CSB Bank 1-Year Sharpe Ratio Competitor Comparison

For the Banks - Regional subindustry, CSB Bank's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CSB Bank 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, CSB Bank's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where CSB Bank's 1-Year Sharpe Ratio falls into.


NSE:CSBBANK
68GF Score
CSB Bank Ltd NSE:CSBBANK
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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CSB Bank 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of -0.80 mean?
CSB Bank (NSE:CSBBANK) has a 1-Year Sharpe Ratio of -0.80 as of Sep. 03, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for CSB Bank and its competitors.
Is CSB Bank's 1-Year Sharpe Ratio too high?
CSB Bank's current 1-Year Sharpe Ratio is -0.80. Overall, CSB Bank has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does CSB Bank's 1-Year Sharpe Ratio compare to competitors?
CSB Bank's 1-Year Sharpe Ratio of -0.80 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for CSB Bank and its competitors. CSB Bank's current 1-Year Sharpe Ratio is -0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CSB Bank stock overvalued right now?
Based on GuruFocus' analysis, CSB Bank (NSE:CSBBANK) is currently considered Possible Value Trap. The stock's GF Value™ is ₹473.41, compared to a current price of ₹331.65 — trading 29.9% below its estimated fair value. The current 1-Year Sharpe Ratio is -0.80. CSB Bank's overall GF Score™ is 68/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For CSB Bank (NSE:CSBBANK), the current 1-Year Sharpe Ratio is -0.80 as of Sep. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CSB Bank (NSE:CSBBANK) Overvalued in 2026?

Based on GuruFocus' analysis, CSB Bank stock appears to be undervalued. The current stock price of ₹331.65 is trading 29.9% below its estimated GF Value™ of ₹473.41. GuruFocus considers CSB Bank to be Possible Value Trap.

Key valuation signals for NSE:CSBBANK:

  • 1-Year Sharpe Ratio: -0.80
  • GF Value™: ₹473.41 vs. price of ₹331.65 (29.9% below fair value)
  • GF Score™: 68/100 with 2 warning signs

No single metric tells the full story. See the NSE:CSBBANK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CSB Bank Business Description

Other Exchanges 542867:India
Address St. Mary’s College Road, P.O. Box No. 502, CSB Bhavan, Thrissur, KL, IND, 680020
CSB Bank Ltd is a private sector bank in India. The bank offers various banking services in four segments such as Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Business. Retail banking providing gold loans, loans against properties, personal loans, housing loans, and agricultural loans, and deposit products such as current accounts, savings accounts, term deposits, and cumulative deposit accounts and generates the majority of revenue from the same.
68GF Score

Get the complete analysis for NSE:CSBBANK

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹331.65
Price
₹473.41
GF Value