CTTPY (CTT-Correios de Portugal) ROE %: 28.43% (As of Dec. 2025) — 48% Above Median


CTTPY CTT-Correios de Portugal SA CTTPY
73 GF Score
Price $15.90
GF Value $16.07
! 3 Warning Signs
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What is CTT-Correios de Portugal ROE %?

CTT-Correios de Portugal CTTPY +98.38% 73 ROE % is 28.43% as of Dec. 2025, which is 48% above its 10-year median of 19.20. GuruFocus rates CTTPY with a GF Score™ of 73/100 and a GF Value™ of $16.07. The stock has 3 warning signs investors should review. Among 991 Transportation companies, CTT-Correios de Portugal ranks better than 86.28% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. CTT-Correios de Portugal's annualized net income for the quarter that ended in Dec. 2025 was $84 Mil. CTT-Correios de Portugal's average Total Stockholders Equity over the quarter that ended in Dec. 2025 was $294 Mil. Therefore, CTT-Correios de Portugal's annualized ROE % for the quarter that ended in Dec. 2025 was 28.43%.

The historical rank and industry rank for CTT-Correios de Portugal's ROE % or its related term are showing as below:

CTTPY' s ROE % Range Over the Past 10 Years
Min: 11.86   Med: 19.2   Max: 25.63
Current: 20.69

During the past 13 years, CTT-Correios de Portugal's highest ROE % was 25.63%. The lowest was 11.86%. And the median was 19.20%.

CTTPY's ROE % is ranked better than
86.28% of 991 companies
in the Transportation industry
Industry Median: 7.6 vs CTTPY: 20.69

CTT-Correios de Portugal  (OTCPK:CTTPY) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=83.676/294.3635
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(83.676 / 1660.68)*(1660.68 / 7118.284)*(7118.284 / 294.3635)
=Net Margin %*Asset Turnover*Equity Multiplier
=5.04 %*0.2333*24.182
=ROA %*Equity Multiplier
=1.18 %*24.182
=28.43 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=83.676/294.3635
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (83.676 / 143.468) * (143.468 / 183.252) * (183.252 / 1660.68) * (1660.68 / 7118.284) * (7118.284 / 294.3635)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.5832 * 0.7829 * 11.03 % * 0.2333 * 24.182
=28.43 %

Note: The net income data used here is four times the quarterly (Dec. 2025) net income data. The Revenue data used here is four times the quarterly (Dec. 2025) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


CTT-Correios de Portugal ROE % Related Terms


CTT-Correios de Portugal ROE % Historical Data

* Premium members only.

The historical data trend for CTT-Correios de Portugal's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

CTT-Correios de Portugal ROE % Chart

CTT-Correios de Portugal Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 22.90 17.79 25.81 17.87 21.18

CTT-Correios de Portugal Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 28.23 9.14 28.87 18.08 28.43

CTTPY vs FDX, UPS, JBHT: ROE % Comparison

For the Integrated Freight & Logistics subindustry, CTT-Correios de Portugal's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


CTT-Correios de Portugal ROE % vs Transportation Industry

For the Transportation industry and Industrials sector, CTT-Correios de Portugal's ROE % distribution charts can be found below:

* The bar in red indicates where CTT-Correios de Portugal's ROE % falls into.


CTTPY
73GF Score
CTT-Correios de Portugal SA CTTPY
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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CTT-Correios de Portugal ROE % Calculation

CTT-Correios de Portugal's annualized ROE % for the fiscal year that ended in Dec. 2025 is calculated as

ROE %=Net Income (A: Dec. 2025 )/( (Total Stockholders Equity (A: Dec. 2024 )+Total Stockholders Equity (A: Dec. 2025 ))/ count )
=59.378/( (259.249+301.429)/ 2 )
=59.378/280.339
=21.18 %

CTT-Correios de Portugal's annualized ROE % for the quarter that ended in Dec. 2025 is calculated as

ROE %=Net Income (Q: Dec. 2025 )/( (Total Stockholders Equity (Q: Sep. 2025 )+Total Stockholders Equity (Q: Dec. 2025 ))/ count )
=83.676/( (287.298+301.429)/ 2 )
=83.676/294.3635
=28.43 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Dec. 2025) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 28.43% mean?
CTT-Correios de Portugal (CTTPY) has a ROE % of 28.43% as of Dec. 2025. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on CTT-Correios de Portugal and its competitors. This is 48% above median its historical median of 19.20. Over the past decade, CTT-Correios de Portugal's ROE % has ranged from 11.86 to 25.63. According to the industry distribution chart, CTT-Correios de Portugal ranks #136 out of 991 companies in the Transportation industry, placing it in the top 13.7%.
Is CTT-Correios de Portugal's ROE % too high?
CTT-Correios de Portugal's current ROE % of 28.43% is 48% above median its 10-year median of 19.20. Over the past 10 years, this metric has ranged from a low of 11.86 to a high of 25.63. The Transportation industry median ROE % is 7.60. CTT-Correios de Portugal's value of 28.43% is 274.1% above this industry median. Based on the distribution chart, CTT-Correios de Portugal ranks #136 out of 991 companies in the Transportation industry, which is in the top quartile — a strong position relative to peers. Overall, CTT-Correios de Portugal has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does CTT-Correios de Portugal's ROE % compare to FDX and UPS?
According to the Transportation industry distribution chart, CTT-Correios de Portugal ranks #136 out of 991 companies for ROE %. This places CTT-Correios de Portugal in the top 14% of its industry — outperforming the majority of peers. The industry median ROE % is 7.60. CTT-Correios de Portugal's value of 28.43% is 274.1% above this benchmark. Historically, CTT-Correios de Portugal's own ROE % has ranged from 11.86 to 25.63 over the past decade. While the company's 10-year median is 19.20 vs. the industry median of 7.60, CTT-Correios de Portugal has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Transportation company?
The median ROE % among Transportation companies is 7.60, based on 991 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. CTT-Correios de Portugal's current ROE % of 28.43% is 274.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on CTT-Correios de Portugal and its competitors. For the Transportation industry, the median ROE % is 7.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. CTT-Correios de Portugal's current ROE % is 28.43%, which is 48% above median its own 10-year median of 19.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is CTT-Correios de Portugal stock overvalued right now?
CTT-Correios de Portugal (CTTPY) has a current ROE % of 28.43%. The stock's GF Value™ is $16.07, compared to a current price of $15.90 — trading 1.1% below its estimated fair value. The current ROE % is 28.43%, which is 48% above median its 10-year median of 19.20 and 274.1% above the Transportation industry median of 7.60. CTT-Correios de Portugal's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For CTT-Correios de Portugal (CTTPY), the current ROE % is 28.43% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is CTT-Correios de Portugal (CTTPY) Overvalued in 2026?

Based on GuruFocus' analysis, CTT-Correios de Portugal stock appears to be undervalued. The current stock price of $15.90 is trading 1.1% below its estimated GF Value™ of $16.07.

Key valuation signals for CTTPY:

  • ROE %: 28.43% (48% above median its 10-year median of 19.20)
  • GF Value™: $16.07 vs. price of $15.90 (1.1% below fair value)
  • GF Score™: 73/100 with 3 warning signs
  • Industry Position: 274.1% above the Transportation median (#136 of 991)

No single metric tells the full story. See the CTTPY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CTT-Correios de Portugal Business Description

Address Avenida dos Combatentes 43, No.1643-001, 4th Floor, Lisbon, PRT, 1999-001
CTT-Correios de Portugal SA operates in the postal and logistics sector, with operations organised into the segments Mail & Services, Express & Parcels, E-commerce Solutions, and Financial Services. The Mail & Services area comprises Mail, Business Solutions, and Financial and Retail Services. Mail is the main business, Business Solutions uses digitalisation to strengthen customer relationships, and Financial and Retail Services are supported by the retail network. Products and services include mail delivery, express and shipping solutions such as Basic Mail, Track Mail, and Express for Tomorrow, digital platforms, document management, business process services, payments, financial intermediation, insurance, and retail services. It operates in Portugal, Spain and the rest of the world.
73GF Score

Get the complete analysis for CTTPY

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.90
Price
$16.07
GF Value