FRA:A1Q's ROE % is ranked better than 67.99% of 503
companies
in the Insurance industry
Industry Median: 11.69
vs FRA:A1Q: 16.13
Ategrity Specialty Insurance Co Holdings (FRA:A1Q) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Ategrity Specialty Insurance Co Holdings ROE % Related Terms
Ategrity Specialty Insurance Co Holdings ROE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ategrity Specialty Insurance Co Holdings ROE % Chart
Ategrity Specialty Insurance Co Holdings Annual Data
Trend
Dec23
Dec24
Dec25
ROE %
3.12
13.32
13.97
Ategrity Specialty Insurance Co Holdings Quarterly Data
For the Insurance - Property & Casualty subindustry, Ategrity Specialty Insurance Co Holdings's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ategrity Specialty Insurance Co Holdings ROE % vs Insurance Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Ategrity Specialty Insurance Co Holdings (FRA:A1Q) has a ROE % of 16.46% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Ategrity Specialty Insurance Co Holdings and its competitors. This is 26% above median its historical median of 13.08. Over the past decade, Ategrity Specialty Insurance Co Holdings' ROE % has ranged from 3.12 to 16.13. According to the industry distribution chart, Ategrity Specialty Insurance Co Holdings ranks #161 out of 503 companies in the Insurance industry, placing it in the top 32%.
Is Ategrity Specialty Insurance Co Holdings' ROE % too high?
Ategrity Specialty Insurance Co Holdings' current ROE % of 16.46% is 26% above median its 10-year median of 13.08. Over the past 10 years, this metric has ranged from a low of 3.12 to a high of 16.13. The Insurance industry median ROE % is 11.69. Ategrity Specialty Insurance Co Holdings' value of 16.46% is 40.8% above this industry median. Based on the distribution chart, Ategrity Specialty Insurance Co Holdings ranks #161 out of 503 companies in the Insurance industry, which is above the industry midpoint. Overall, Ategrity Specialty Insurance Co Holdings has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Ategrity Specialty Insurance Co Holdings' ROE % compare to UVE and SAFT?
According to the Insurance industry distribution chart, Ategrity Specialty Insurance Co Holdings ranks #161 out of 503 companies for ROE %. This puts Ategrity Specialty Insurance Co Holdings in the upper half of its industry. The industry median ROE % is 11.69. Ategrity Specialty Insurance Co Holdings' value of 16.46% is 40.8% above this benchmark. Historically, Ategrity Specialty Insurance Co Holdings' own ROE % has ranged from 3.12 to 16.13 over the past decade. While the company's 10-year median is 13.08 vs. the industry median of 11.69, Ategrity Specialty Insurance Co Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for an Insurance company?
The median ROE % among Insurance companies is 11.69, based on 503 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ategrity Specialty Insurance Co Holdings's current ROE % of 16.46% is 40.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Ategrity Specialty Insurance Co Holdings and its competitors. For the Insurance industry, the median ROE % is 11.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ategrity Specialty Insurance Co Holdings's current ROE % is 16.46%, which is 26% above median its own 10-year median of 13.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ategrity Specialty Insurance Co Holdings stock overvalued right now?
Ategrity Specialty Insurance Co Holdings (FRA:A1Q) has a current ROE % of 16.46%. The current ROE % is 16.46%, which is 26% above median its 10-year median of 13.08 and 40.8% above the Insurance industry median of 11.69. Ategrity Specialty Insurance Co Holdings' overall GF Score™ is 17/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Ategrity Specialty Insurance Co Holdings (FRA:A1Q), the current ROE % is 16.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Ategrity Specialty Insurance Co Holdings Business Description
Ategrity Specialty Insurance Co Holdings is a specialty property and casualty insurance holding company focused on the excess and surplus market for small to medium-sized businesses (SMBs) across the United States. Operating through its subsidiaries, the company underwrites small and medium-sized commercial risks across selected industry verticals, including Retail, Real Estate, Hospitality, and Construction. Its operating model uses a technology-driven method to standardize, simplify, and, where appropriate, automate these transactions. The group distributes its products through licensed surplus lines brokers and wholesale agents.
17GF Score
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