Ategrity Specialty Insurance Co HoldingsFRA:A1Q -1.85%17 Interest Coverage is 9,870.67 as of Mar. 2026, which is 29409% above its 10-year median of 33.45. GuruFocus rates FRA:A1Q with a GF Score™ of 17/100. The stock has 3 warning signs investors should review. Among 351 Insurance companies, Ategrity Specialty Insurance Co Holdings ranks better than 82.05% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
EBIT
by its Interest Expense. Ategrity Specialty Insurance Co Holdings's
EBIT
for the
three
months ended in Mar. 2026 was €29.6 Mil. Ategrity Specialty Insurance Co Holdings's Interest Expense for the
three
months ended in Mar. 2026 was €-0.0 Mil.
Ategrity Specialty Insurance Co Holdings's interest coverage for the quarter that ended in Mar. 2026 was 9,870.67.
The higher the ratio, the stronger the company's financial strength is.
Good Sign:
Ategrity Specialty Insurance Co Holdings has no debt.
Ategrity Specialty Insurance Co Holdings (FRA:A1Q) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Ategrity Specialty Insurance Co Holdings Interest Coverage Related Terms
Ategrity Specialty Insurance Co Holdings Interest Coverage Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Ategrity Specialty Insurance Co Holdings Interest Coverage Chart
Ategrity Specialty Insurance Co Holdings Annual Data
Trend
Dec23
Dec24
Dec25
Interest Coverage
6.64
33.45
71.61
Ategrity Specialty Insurance Co Holdings Quarterly Data
FRA:A1Q vs UVE, SAFT, TRUP: Interest Coverage Comparison
For the Insurance - Property & Casualty subindustry, Ategrity Specialty Insurance Co Holdings's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ategrity Specialty Insurance Co Holdings Interest Coverage vs Insurance Industry
Ategrity Specialty Insurance Co Holdings Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Ategrity Specialty Insurance Co Holdings (FRA:A1Q) has a Interest Coverage of 9,870.67 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ategrity Specialty Insurance Co Holdings and its competitors. This is 29409% above median its historical median of 33.45. Over the past decade, Ategrity Specialty Insurance Co Holdings' Interest Coverage has ranged from 6.64 to 131.55. According to the industry distribution chart, Ategrity Specialty Insurance Co Holdings ranks #63 out of 351 companies in the Insurance industry, placing it in the top 17.9%.
Is Ategrity Specialty Insurance Co Holdings' Interest Coverage too high?
Ategrity Specialty Insurance Co Holdings' current Interest Coverage of 9,870.67 is 29409% above median its 10-year median of 33.45. Over the past 10 years, this metric has ranged from a low of 6.64 to a high of 131.55. The Insurance industry median Interest Coverage is 16.23. Ategrity Specialty Insurance Co Holdings' value of 9,870.67 is 60717.4% above this industry median. Based on the distribution chart, Ategrity Specialty Insurance Co Holdings ranks #63 out of 351 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Ategrity Specialty Insurance Co Holdings has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does Ategrity Specialty Insurance Co Holdings' Interest Coverage compare to UVE and SAFT?
According to the Insurance industry distribution chart, Ategrity Specialty Insurance Co Holdings ranks #63 out of 351 companies for Interest Coverage. This places Ategrity Specialty Insurance Co Holdings in the top 18% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 16.23. Ategrity Specialty Insurance Co Holdings' value of 9,870.67 is 60717.4% above this benchmark. Historically, Ategrity Specialty Insurance Co Holdings' own Interest Coverage has ranged from 6.64 to 131.55 over the past decade. While the company's 10-year median is 33.45 vs. the industry median of 16.23, Ategrity Specialty Insurance Co Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for an Insurance company?
The median Interest Coverage among Insurance companies is 16.23, based on 351 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Ategrity Specialty Insurance Co Holdings's current Interest Coverage of 9,870.67 is 60717.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Ategrity Specialty Insurance Co Holdings and its competitors. For the Insurance industry, the median Interest Coverage is 16.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Ategrity Specialty Insurance Co Holdings's current Interest Coverage is 9,870.67, which is 29409% above median its own 10-year median of 33.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ategrity Specialty Insurance Co Holdings stock overvalued right now?
Ategrity Specialty Insurance Co Holdings (FRA:A1Q) has a current Interest Coverage of 9,870.67. The current Interest Coverage is 9,870.67, which is 29409% above median its 10-year median of 33.45 and 60717.4% above the Insurance industry median of 16.23. Ategrity Specialty Insurance Co Holdings' overall GF Score™ is 17/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Ategrity Specialty Insurance Co Holdings (FRA:A1Q), the current Interest Coverage is 9,870.67 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Ategrity Specialty Insurance Co Holdings Business Description
Ategrity Specialty Insurance Co Holdings is a specialty property and casualty insurance holding company focused on the excess and surplus market for small to medium-sized businesses (SMBs) across the United States. Operating through its subsidiaries, the company underwrites small and medium-sized commercial risks across selected industry verticals, including Retail, Real Estate, Hospitality, and Construction. Its operating model uses a technology-driven method to standardize, simplify, and, where appropriate, automate these transactions. The group distributes its products through licensed surplus lines brokers and wholesale agents.
17GF Score
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