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1-Year Return on Invested Incremental Capital (1-Year ROIIC %) measures the change in earnings as a percentage of change in investment over 1-year.
OnEMI Technology Solutions's 1-Year ROIIC % for the quarter that ended in Mar. 2025 was 6.84%. High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
The industry rank for OnEMI Technology Solutions's 1-Year ROIIC % or its related term are showing as below:
BOM:544754's 1-Year ROIIC % is ranked better than 60.91% of 220
companies
in the Credit Services industry
Industry Median: 4.04
vs BOM:544754: 6.84
Return on Incremental Invested Capital (ROIIC) is an extension of Return on Investment Capital (ROIC). ROIC % tells investors how efficiently that profitability is earned per dollar of company capital. ROIIC narrows the focus even further and shows how profitable each additional unit of capital investment could be. ROIIC % is a more powerful metric than ROIC because it measures how much money the company can generate going forward on future capital investments.
High ROIIC is generally an indication that your business is capital efficient or has a higher operating leverage.
Be Aware
It's important to keep in mind that when tracking ROIIC, the metric is better suited to forecasting the trend of future returns rather than measuring current return on investment.
OnEMI Technology Solutions 1-Year ROIIC % Related Terms
OnEMI Technology Solutions 1-Year ROIIC % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
OnEMI Technology Solutions 1-Year ROIIC % Chart
OnEMI Technology Solutions Annual Data
Trend
Mar23
Mar24
Mar25
1-Year ROIIC %
0.00
25.18
6.84
OnEMI Technology Solutions Semi-Annual Data
Mar23
Mar24
Mar25
1-Year ROIIC %
0.00
25.18
6.84
BOM:544754 vs V, MA, AXP: 1-Year ROIIC % Comparison
For the Credit Services subindustry, OnEMI Technology Solutions's 1-Year ROIIC %, along with its competitors' market caps and 1-Year ROIIC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
OnEMI Technology Solutions 1-Year ROIIC % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, OnEMI Technology Solutions's 1-Year ROIIC % distribution charts can be found below:
* The bar in red indicates where OnEMI Technology Solutions's 1-Year ROIIC % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** TTM data of NOPAT and Invested Capital was used to calculate 1-Year ROIIC %.
*** Please be aware that the ROIIC (Return on Invested Capital) calculations are based on company-level data using the primary share class. The calculated data provided is for demonstration purposes and may slightly differ from the results displayed in the title due to potential variations caused by currency exchange rate differences throughout the year.
OnEMI Technology Solutions (BOM:544754) has a 1-Year ROIIC % of 6.84 as of Mar. 2025. 1-Year ROIIC % measures the change in earnings as a percentage of change in investment over 1-year. View historical data on OnEMI Technology Solutions and its competitors. According to the industry distribution chart, OnEMI Technology Solutions ranks #86 out of 220 companies in the Credit Services industry, placing it in the top 39.1%.
Is OnEMI Technology Solutions' 1-Year ROIIC % too high?
OnEMI Technology Solutions' current 1-Year ROIIC % is 6.84. The Credit Services industry median 1-Year ROIIC % is 4.04. OnEMI Technology Solutions' value of 6.84 is 69.3% above this industry median. Based on the distribution chart, OnEMI Technology Solutions ranks #86 out of 220 companies in the Credit Services industry, which is above the industry midpoint. Overall, OnEMI Technology Solutions has a GF Score™ of 17/100, reflecting its overall financial health beyond just this single metric.
How does OnEMI Technology Solutions' 1-Year ROIIC % compare to V and MA?
According to the Credit Services industry distribution chart, OnEMI Technology Solutions ranks #86 out of 220 companies for 1-Year ROIIC %. This puts OnEMI Technology Solutions in the upper half of its industry. The industry median 1-Year ROIIC % is 4.04. OnEMI Technology Solutions' value of 6.84 is 69.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year ROIIC % for a Credit Services company?
The median 1-Year ROIIC % among Credit Services companies is 4.04, based on 220 companies in the industry. Companies in the top quartile (top 25%) have a 1-Year ROIIC % significantly above this median, while those in the bottom quartile fall well below. However, 1-Year ROIIC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. OnEMI Technology Solutions's current 1-Year ROIIC % of 6.84 is 69.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year ROIIC % mean?
A high 1-Year ROIIC % can signal that a stock is expensive relative to its fundamentals. 1-Year ROIIC % measures the change in earnings as a percentage of change in investment over 1-year. View historical data on OnEMI Technology Solutions and its competitors. For the Credit Services industry, the median 1-Year ROIIC % is 4.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. OnEMI Technology Solutions's current 1-Year ROIIC % is 6.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OnEMI Technology Solutions stock overvalued right now?
OnEMI Technology Solutions (BOM:544754) has a current 1-Year ROIIC % of 6.84. The current 1-Year ROIIC % is 6.84 and 69.3% above the Credit Services industry median of 4.04. OnEMI Technology Solutions' overall GF Score™ is 17/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year ROIIC % calculated?
1-Year ROIIC % is calculated from a company's financial statements. For OnEMI Technology Solutions (BOM:544754), the current 1-Year ROIIC % is 6.84 as of Mar. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
OnEMI Technology Solutions Ltd operates a digital lending platform in India, providing financing solutions to consumers. Its offerings include personal loans and secured loans such as loan against property (LAP). It uses data analytics, alternative credit assessment methods, and technology infrastructure to support its lending operations. The majority of the company's revenue is derived from Interest on loans and Sourcing and servicing fees.
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