First Financial Bankshares (FRA:FI6) 3-Year ROIIC %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:FI6 First Financial Bankshares Inc FRA:FI6
70 GF Score
Price €29.80
GF Value €34.81
Valuation Modestly Undervalued
! 2 Warning Signs
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What is First Financial Bankshares 3-Year ROIIC %?

3-Year ROIIC % does not apply to banks.

FRA:FI6
70GF Score
First Financial Bankshares Inc FRA:FI6
3-Year ROIIC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is First Financial Bankshares (FRA:FI6) Overvalued in 2026?

Based on GuruFocus' analysis, First Financial Bankshares stock appears to be undervalued. The current stock price of €29.80 is trading 14.4% below its estimated GF Value™ of €34.81. GuruFocus considers First Financial Bankshares to be Modestly Undervalued.

Key valuation signals for FRA:FI6:

  • 3-Year ROIIC %:
  • GF Value™: €34.81 vs. price of €29.80 (14.4% below fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the FRA:FI6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Financial Bankshares Business Description

Other Exchanges FFIN:USAFI6:Germany
Address 400 Pine Street, Abilene, TX, USA, 79601
First Financial Bankshares Inc is a financial and bank holding company. The company operates one line of business (community banking) located in a single geographic area (Texas). The company conducts a full-service commercial banking business through its subsidiaries. The loan portfolio segments of the company include Commercial and Industrial, Municipal, Agricultural, Construction and Development, Farm, Non-Owner Occupied and Owner Occupied Commercial Real Estate, Residential, Consumer Auto and Consumer Non-Auto.
70GF Score

Get the complete analysis for FRA:FI6

3-Year ROIIC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€29.80
Price
€34.81
GF Value