HKD (AMTD Digital) 3-Year RORE % : -27.46% (As of Oct. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKD AMTD Digital Inc HKD
64 GF Score
Price $1.61
GF Value $4.78
Valuation Possible Value Trap
! 8 Warning Signs
View Full Analysis

What is AMTD Digital 3-Year RORE %?

AMTD Digital HKD -0.62% 64 3-Year RORE % is -27.46 as of Oct. 2025. GuruFocus rates HKD with a GF Score™ of 64/100 and a GF Value™ of $4.78 (Possible Value Trap). The stock has 8 warning signs investors should review. Among 2,546 Software companies, AMTD Digital ranks worse than 70.31% on this metric.

Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments. AMTD Digital's 3-Year RORE % for the quarter that ended in Oct. 2025 was -27.46%.

The industry rank for AMTD Digital's 3-Year RORE % or its related term are showing as below:

HKD's 3-Year RORE % is ranked worse than
70.31% of 2546 companies
in the Software industry
Industry Median: 3.01 vs HKD: -27.46

AMTD Digital  (NYSE:HKD) 3-Year RORE % Explanation

Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.

There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.

Be Aware

Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.


AMTD Digital 3-Year RORE % Related Terms


AMTD Digital 3-Year RORE % Historical Data

* Premium members only.

The historical data trend for AMTD Digital's 3-Year RORE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AMTD Digital 3-Year RORE % Chart

AMTD Digital Annual Data
Trend Apr19 Apr20 Apr21 Apr22 Apr23 Oct24 Oct25
3-Year RORE %
Get a 7-Day Free Trial 33.84 -6.64 0.00 0.00 -27.46

AMTD Digital Semi-Annual Data
Apr19 Apr20 Apr21 Oct21 Apr22 Oct22 Apr23 Oct23 Oct24 Apr25 Oct25
3-Year RORE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only 0.00 55.07 0.00 -22.22 -27.46

HKD vs OOMA, SMWB, CRNC: 3-Year RORE % Comparison

For the Software - Application subindustry, AMTD Digital's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AMTD Digital 3-Year RORE % vs Software Industry

For the Software industry and Technology sector, AMTD Digital's 3-Year RORE % distribution charts can be found below:

* The bar in red indicates where AMTD Digital's 3-Year RORE % falls into.


HKD
64GF Score
AMTD Digital Inc HKD
3-Year RORE % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

AMTD Digital 3-Year RORE % Calculation

AMTD Digital's 3-Year RORE % for the quarter that ended in Oct. 2025 is calculated as:

3-Year RORE %=( Most Recent EPS (Diluted)- First Period EPS (Diluted) )/( Cumulative EPS (Diluted) for 3-year -Cumulative Dividends per Share for 3-year )
=( 0.176-0.332 )/( 0.568-0 )
=-0.156/0.568
=-27.46 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Oct. 2025 and 3-year before.

Frequently Asked Questions Learn more about 3-Year RORE % →
What does a 3-Year RORE % of -27.46 mean?
AMTD Digital (HKD) has a 3-Year RORE % of -27.46 as of Oct. 2025. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on AMTD Digital and its competitors. According to the industry distribution chart, AMTD Digital ranks #1790 out of 2546 companies in the Software industry, placing it in the top 70.3%.
Is AMTD Digital's 3-Year RORE % too high?
AMTD Digital's current 3-Year RORE % is -27.46. Based on the distribution chart, AMTD Digital ranks #1790 out of 2546 companies in the Software industry, which is below the industry midpoint. Overall, AMTD Digital has a GF Score™ of 64/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does AMTD Digital's 3-Year RORE % compare to OOMA and SMWB?
According to the Software industry distribution chart, AMTD Digital ranks #1790 out of 2546 companies for 3-Year RORE %. This places AMTD Digital in the lower half of its industry. The industry median 3-Year RORE % is 3.01. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Software company?
The median 3-Year RORE % among Software companies is 3.01, based on 2,546 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on AMTD Digital and its competitors. For the Software industry, the median 3-Year RORE % is 3.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AMTD Digital's current 3-Year RORE % is -27.46. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AMTD Digital stock overvalued right now?
Based on GuruFocus' analysis, AMTD Digital (HKD) is currently considered Possible Value Trap. The stock's GF Value™ is $4.78, compared to a current price of $1.61 — trading 66.3% below its estimated fair value. The current 3-Year RORE % is -27.46. AMTD Digital's overall GF Score™ is 64/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For AMTD Digital (HKD), the current 3-Year RORE % is -27.46 as of Oct. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AMTD Digital (HKD) Overvalued in 2026?

Based on GuruFocus' analysis, AMTD Digital stock appears to be undervalued. The current stock price of $1.61 is trading 66.3% below its estimated GF Value™ of $4.78. GuruFocus considers AMTD Digital to be Possible Value Trap.

Key valuation signals for HKD:

  • 3-Year RORE %: -27.46
  • GF Value™: $4.78 vs. price of $1.61 (66.3% below fair value)
  • GF Score™: 64/100 with 8 warning signs

No single metric tells the full story. See the HKD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AMTD Digital Business Description

Address 66 rue Jean-Jacques Rousseau, Paris, FRA, 75001
AMTD Digital Inc along with its subsidiaries, is mainly involved in the provision of digital solutions services. Its reportable segments are digital solutions services segment; hotel operations, hospitality and VIP services segment; media and entertainment services segment; and Strategic investments. The company generates maximum revenue from Digital solutions services segment, which provides its institutional and corporate clients with exclusive, paid access to enhance their investor communication, investor relations and corporate communication to potentially maximize their valuation, as well as providing digital solution services. Geographically, the company generates revenue from China, Hong Kong, Europe, Americas and Southeast Asia.
64GF Score

Get the complete analysis for HKD

3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.61
Price
$4.78
GF Value