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Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Lider Faktoring AS's 3-Year RORE % for the quarter that ended in Mar. 2026 was 6.74%.
The industry rank for Lider Faktoring AS's 3-Year RORE % or its related term are showing as below:
IST:LIDFA's 3-Year RORE % is ranked worse than 52.42% of 517
companies
in the Credit Services industry
Industry Median: 8.11
vs IST:LIDFA: 6.74
Lider Faktoring AS (IST:LIDFA) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Lider Faktoring AS 3-Year RORE % Related Terms
Lider Faktoring AS 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Lider Faktoring AS's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Lider Faktoring AS's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lider Faktoring AS 3-Year RORE % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Lider Faktoring AS's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Lider Faktoring AS's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Lider Faktoring AS (IST:LIDFA) has a 3-Year RORE % of 6.74 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Lider Faktoring AS and its competitors. According to the industry distribution chart, Lider Faktoring AS ranks #271 out of 517 companies in the Credit Services industry, placing it in the top 52.4%.
Is Lider Faktoring AS's 3-Year RORE % too high?
Lider Faktoring AS's current 3-Year RORE % is 6.74. The Credit Services industry median 3-Year RORE % is 8.11. Lider Faktoring AS's value of 6.74 is 16.9% below this industry median. Based on the distribution chart, Lider Faktoring AS ranks #271 out of 517 companies in the Credit Services industry, which is below the industry midpoint. Overall, Lider Faktoring AS has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lider Faktoring AS's 3-Year RORE % compare to V and MA?
According to the Credit Services industry distribution chart, Lider Faktoring AS ranks #271 out of 517 companies for 3-Year RORE %. This places Lider Faktoring AS in the lower half of its industry. The industry median 3-Year RORE % is 8.11. Lider Faktoring AS's value of 6.74 is 16.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Credit Services company?
The median 3-Year RORE % among Credit Services companies is 8.11, based on 517 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lider Faktoring AS's current 3-Year RORE % of 6.74 is 16.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Lider Faktoring AS and its competitors. For the Credit Services industry, the median 3-Year RORE % is 8.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lider Faktoring AS's current 3-Year RORE % is 6.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lider Faktoring AS stock overvalued right now?
Based on GuruFocus' analysis, Lider Faktoring AS (IST:LIDFA) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺3.31, compared to a current price of ₺2.92 — trading 11.8% below its estimated fair value. The current 3-Year RORE % is 6.74 and 16.9% below the Credit Services industry median of 8.11. Lider Faktoring AS's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Lider Faktoring AS (IST:LIDFA), the current 3-Year RORE % is 6.74 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lider Faktoring AS (IST:LIDFA) Overvalued in 2026?
Based on GuruFocus' analysis, Lider Faktoring AS stock appears to be undervalued.
The current stock price of ₺2.92 is trading 11.8% below its estimated GF Value™ of ₺3.31.
GuruFocus considers Lider Faktoring AS to be Modestly Undervalued.
Key valuation signals for IST:LIDFA:
3-Year RORE %: 6.74
GF Value™: ₺3.31 vs. price of ₺2.92 (11.8% below fair value)
Industry Position: 16.9% below the Credit Services median (#271 of 517)
No single metric tells the full story. See the IST:LIDFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lider Faktoring AS provides factoring services to industrial and commercial firms in Turkey. The services provided by Lider Factoring are Collection Management service which transfers customer receivables in the collection management service to Lider Factoring through assignment and Cash Management (Finance) service which offers cash financing services to its customers through cash management services.
47GF Score
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3-Year RORE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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