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Lider Faktoring ASIST:LIDFA +1.46%47 PB Ratio is 0.95 as of Jul. 16, 2026, which is 20% below its 10-year median of 1.19. GuruFocus rates IST:LIDFA with a GF Score™ of 47/100 and a GF Value™ of ₺3.31 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 525 Credit Services companies, Lider Faktoring AS ranks better than 54.86% on this metric.
The historical rank and industry rank for Lider Faktoring AS's PB Ratio or its related term are showing as below:
IST:LIDFA'
s PB Ratio Range Over the Past 10 Years
Min: 0.54 Med: 1.19 Max: 5.15
Current: 0.95
During the past 9 years, Lider Faktoring AS's highest PB Ratio was 5.15. The lowest was 0.54. And the median was 1.19.
IST:LIDFA's PB Ratio is ranked better than 54.86% of 525
companies
in the Credit Services industry
Industry Median: 1.05
vs IST:LIDFA: 0.95
During the past 12 months, Lider Faktoring AS's average Book Value Per Share Growth Rate was 51.30% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 78.40% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 83.60% per year.
During the past 9 years, the highest 3-Year average Book Value Per Share Growth Rate of Lider Faktoring AS was 106.50% per year. The lowest was 9.90% per year. And the median was 61.15% per year.
Back to Basics: PB Ratio
Lider Faktoring AS (IST:LIDFA) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Lider Faktoring AS PB Ratio Related Terms
Lider Faktoring AS PB Ratio Historical Data
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The historical data trend for Lider Faktoring AS's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Lider Faktoring AS's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Lider Faktoring AS PB Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Lider Faktoring AS's PB Ratio distribution charts can be found below:
* The bar in red indicates where Lider Faktoring AS's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Lider Faktoring AS (IST:LIDFA) has a PB Ratio of 0.95 as of Jul. 16, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Lider Faktoring AS and its competitors. This is 20% below median its historical median of 1.19. Over the past decade, Lider Faktoring AS's PB Ratio has ranged from 0.54 to 5.15. According to the industry distribution chart, Lider Faktoring AS ranks #237 out of 525 companies in the Credit Services industry, placing it in the top 45.1%.
Is Lider Faktoring AS's PB Ratio too high?
Lider Faktoring AS's current PB Ratio of 0.95 is 20% below median its 10-year median of 1.19. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 5.15. The Credit Services industry median PB Ratio is 1.05. Lider Faktoring AS's value of 0.95 is 9.5% below this industry median. Based on the distribution chart, Lider Faktoring AS ranks #237 out of 525 companies in the Credit Services industry, which is above the industry midpoint. Overall, Lider Faktoring AS has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Lider Faktoring AS's PB Ratio compare to V and MA?
According to the Credit Services industry distribution chart, Lider Faktoring AS ranks #237 out of 525 companies for PB Ratio. This puts Lider Faktoring AS in the upper half of its industry. The industry median PB Ratio is 1.05. Lider Faktoring AS's value of 0.95 is 9.5% below this benchmark. Historically, Lider Faktoring AS's own PB Ratio has ranged from 0.54 to 5.15 over the past decade. While the company's 10-year median is 1.19 vs. the industry median of 1.05, Lider Faktoring AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Credit Services company?
The median PB Ratio among Credit Services companies is 1.05, based on 525 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Lider Faktoring AS's current PB Ratio of 0.95 is 9.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Lider Faktoring AS and its competitors. For the Credit Services industry, the median PB Ratio is 1.05 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Lider Faktoring AS's current PB Ratio is 0.95, which is 20% below median its own 10-year median of 1.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lider Faktoring AS stock overvalued right now?
Based on GuruFocus' analysis, Lider Faktoring AS (IST:LIDFA) is currently considered Modestly Undervalued. The stock's GF Value™ is ₺3.31, compared to a current price of ₺2.78 — trading 16% below its estimated fair value. The current PB Ratio is 0.95, which is 20% below median its 10-year median of 1.19 and 9.5% below the Credit Services industry median of 1.05. Lider Faktoring AS's overall GF Score™ is 47/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Lider Faktoring AS (IST:LIDFA), the current PB Ratio is 0.95 as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Lider Faktoring AS (IST:LIDFA) Overvalued in 2026?
Based on GuruFocus' analysis, Lider Faktoring AS stock appears to be undervalued.
The current stock price of ₺2.78 is trading 16% below its estimated GF Value™ of ₺3.31.
GuruFocus considers Lider Faktoring AS to be Modestly Undervalued.
Key valuation signals for IST:LIDFA:
PB Ratio: 0.95 (20% below median its 10-year median of 1.19)
GF Value™: ₺3.31 vs. price of ₺2.78 (16% below fair value)
Industry Position: 9.5% below the Credit Services median (#237 of 525)
No single metric tells the full story. See the IST:LIDFA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Lider Faktoring AS provides factoring services to industrial and commercial firms in Turkey. The services provided by Lider Factoring are Collection Management service which transfers customer receivables in the collection management service to Lider Factoring through assignment and Cash Management (Finance) service which offers cash financing services to its customers through cash management services.
47GF Score
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