SBSI (Southside Bancshares) 1-Year Sharpe Ratio: 0.38 (As of Sep. 02, 2026)

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SBSI Southside Bancshares Inc SBSI
59 GF Score
Price $31.42
GF Value $32.10
Valuation Fairly Valued
! 5 Warning Signs
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What is Southside Bancshares 1-Year Sharpe Ratio?

Southside Bancshares SBSI -0.44% 59 1-Year Sharpe Ratio is 0.38 as of Sep. 02, 2026. GuruFocus rates SBSI with a GF Score™ of 59/100 and a GF Value™ of $32.10 (Fairly Valued). The stock has 5 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-09-02), Southside Bancshares's 1-Year Sharpe Ratio is 0.38.

Southside Bancshares  (NYSE:SBSI) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Southside Bancshares 1-Year Sharpe Ratio Related Terms

SBSI vs CAC, THFF, FMCB: 1-Year Sharpe Ratio Comparison

For the Banks - Regional subindustry, Southside Bancshares's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Southside Bancshares 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Southside Bancshares's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Southside Bancshares's 1-Year Sharpe Ratio falls into.


SBSI
59GF Score
Southside Bancshares Inc SBSI
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Southside Bancshares 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 0.38 mean?
Southside Bancshares (SBSI) has a 1-Year Sharpe Ratio of 0.38 as of Sep. 02, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Southside Bancshares and its competitors.
Is Southside Bancshares' 1-Year Sharpe Ratio too high?
Southside Bancshares' current 1-Year Sharpe Ratio is 0.38. Overall, Southside Bancshares has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Southside Bancshares' 1-Year Sharpe Ratio compare to CAC and THFF?
Southside Bancshares' 1-Year Sharpe Ratio of 0.38 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Southside Bancshares and its competitors. Southside Bancshares's current 1-Year Sharpe Ratio is 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Southside Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Southside Bancshares (SBSI) is currently considered Fairly Valued. The stock's GF Value™ is $32.10, compared to a current price of $31.42 — trading 2.1% below its estimated fair value. The current 1-Year Sharpe Ratio is 0.38. Southside Bancshares' overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Southside Bancshares (SBSI), the current 1-Year Sharpe Ratio is 0.38 as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Southside Bancshares (SBSI) Overvalued in 2026?

Based on GuruFocus' analysis, Southside Bancshares stock appears to be undervalued. The current stock price of $31.42 is trading 2.1% below its estimated GF Value™ of $32.10. GuruFocus considers Southside Bancshares to be Fairly Valued.

Key valuation signals for SBSI:

  • 1-Year Sharpe Ratio: 0.38
  • GF Value™: $32.10 vs. price of $31.42 (2.1% below fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the SBSI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Southside Bancshares Business Description

Other Exchanges SU7:Germany
Address 1201 S. Beckham Avenue, Tyler, TX, USA, 75701
Southside Bancshares Inc is a bank holding company. Through its subsidiary, it operates as a financial institution offering various financial services to individuals, businesses, municipal entities, and nonprofit organizations. These services include consumer and commercial loans, deposit accounts, wealth management and trust services, brokerage services, and safe deposit services. The company's primary market areas are East Texas, Southeast Texas, and the greater Dallas-Fort Worth, Austin, and Houston, Texas.
59GF Score

Get the complete analysis for SBSI

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$31.42
Price
$32.10
GF Value