Generali (FRA:ASG) Shiller PE Ratio: (As of Sep. 07, 2026)

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Director of Data and Quant Analytics at GuruFocus
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FRA:ASG Generali FRA:ASG
55 GF Score
Price €44.87
GF Value €41.29
Valuation Fairly Valued
! 2 Warning Signs
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What is Generali Shiller PE Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Generali  (FRA:ASG) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Generali Shiller PE Ratio Related Terms


Generali Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Generali's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Generali Shiller PE Ratio Chart

Generali Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 22.58

Generali Quarterly Data
Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 21.92 22.30 22.58 19.39 0.00

FRA:ASG vs BRK.A, AIG, HIG: Shiller PE Ratio Comparison

For the Insurance - Diversified subindustry, Generali's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Generali Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Generali's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Generali's Shiller PE Ratio falls into.


FRA:ASG
55GF Score
Generali FRA:ASG
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Generali Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Generali's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Generali's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0/126.4000*126.4000
=0.000

Current CPI (Jun. 2026) = 126.4000.

Generali Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201209 0.190 99.070 0.242
201212 -0.680 99.070 -0.868
201303 0.391 99.535 0.497
201306 0.310 99.814 0.393
201309 0.331 100.000 0.418
201312 0.208 99.721 0.264
201403 0.424 99.907 0.536
201406 0.267 100.093 0.337
201409 0.330 99.814 0.418
201412 0.053 99.721 0.067
201503 0.438 99.814 0.555
201506 0.402 100.279 0.507
201509 0.270 100.000 0.341
201512 0.195 99.814 0.247
201603 0.378 99.600 0.480
201606 0.378 99.900 0.478
201612 0.000 100.300 0.000
201706 0.000 101.100 0.000
201712 0.000 101.200 0.000
201806 0.000 102.400 0.000
201812 0.000 102.300 0.000
201906 0.000 103.100 0.000
201912 0.000 102.800 0.000
202006 0.000 102.900 0.000
202012 0.000 102.600 0.000
202106 0.000 104.200 0.000
202112 0.000 106.600 0.000
202206 0.000 112.500 0.000
202212 0.000 119.000 0.000
202306 0.000 119.700 0.000
202312 0.000 119.700 0.000
202403 1.231 120.200 1.294
202406 0.099 120.700 0.104
202412 0.000 121.200 0.000
202503 1.368 122.500 1.412
202506 0.052 122.700 0.054
202509 0.705 123.100 0.724
202512 0.575 122.600 0.593
202603 1.494 124.560 1.516
202606 0.000 126.400 0.000

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Generali (FRA:ASG) Overvalued in 2026?

Based on GuruFocus' analysis, Generali stock appears to be overvalued. The current stock price of €44.87 is trading 8.7% above its estimated GF Value™ of €41.29. GuruFocus considers Generali to be Fairly Valued.

Key valuation signals for FRA:ASG:

  • Shiller PE Ratio:
  • GF Value™: €41.29 vs. price of €44.87 (8.7% above fair value)
  • GF Score™: 55/100 with 2 warning signs

No single metric tells the full story. See the FRA:ASG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Generali Business Description

Address Piazza Duca degli Abruzzi, 2, Trieste, ITA, 34132
The roots of Generali date back to the 1830s and the Bora wind and rough seas that hit the Trieste region. Over that decade, Generali sought to expand throughout Italy, but growth was held back by the fragmented nature of Italy. The Italian Revolution in the 1840s paved the way for easier expansion in the country. After World War I, Trieste was handed back to Italy. The dissolution of the Austro-Hungarian Empire created a fragmented Europe and a fragmented Generali. To this day, Generali remains quite a diversified company, with its core operations remaining in the historical Austro-Hungarian countries of Austria, Central and Eastern Europe, Germany, and Italy. France is also an important contributor to life and savings.
55GF Score

Get the complete analysis for FRA:ASG

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€44.87
Price
€41.29
GF Value