Generali (FRA:ASG) Cyclically Adjusted PS Ratio: (As of Jul. 11, 2026)


FRA:ASG Generali FRA:ASG
55 GF Score
Price €42.14
GF Value €37.43
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Generali Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation

Generali  (FRA:ASG) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.

Generali Cyclically Adjusted PS Ratio Related Terms

Generali Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Generali's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Generali Cyclically Adjusted PS Ratio Chart

Generali Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Generali Quarterly Data
Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Mar24 Jun24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FRA:ASG vs BRK.A, AIG, HIG: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Diversified subindustry, Generali's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Generali Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Generali's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Generali's Cyclically Adjusted PS Ratio falls into.


FRA:ASG
55GF Score
Generali FRA:ASG
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Generali Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Generali's Cyclically Adjusted Revenue per Share for the quarter that ended in Dec. 2025 is calculated as:

For example, Generali's adjusted Revenue per Share data for the three months ended in Dec. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=0/122.6000*122.6000
=0.000

Current CPI (Dec. 2025) = 122.6000.

Generali Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201203 15.184 97.954 19.005
201206 10.200 98.605 12.682
201209 12.934 99.070 16.006
201212 11.118 99.070 13.759
201303 13.403 99.535 16.509
201306 11.917 99.814 14.637
201309 11.868 100.000 14.550
201312 13.069 99.721 16.067
201403 12.978 99.907 15.926
201406 13.367 100.093 16.373
201409 12.588 99.814 15.462
201412 14.135 99.721 17.378
201503 17.483 99.814 21.474
201506 12.657 100.279 15.474
201509 9.698 100.000 11.890
201512 15.545 99.814 19.094
201603 12.250 99.600 15.079
201606 12.851 99.900 15.771
201612 0.000 100.300 0.000
201706 0.000 101.100 0.000
201712 0.000 101.200 0.000
201806 0.000 102.400 0.000
201812 0.000 102.300 0.000
201906 0.000 103.100 0.000
201912 0.000 102.800 0.000
202006 0.000 102.900 0.000
202012 0.000 102.600 0.000
202106 0.000 104.200 0.000
202112 0.000 106.600 0.000
202206 0.000 112.500 0.000
202212 0.000 119.000 0.000
202306 0.000 119.700 0.000
202312 0.000 119.700 0.000
202403 0.000 120.200 0.000
202406 0.000 120.700 0.000
202412 0.000 121.200 0.000
202503 0.000 122.500 0.000
202506 0.000 122.700 0.000
202509 0.000 123.100 0.000
202512 0.000 122.600 0.000

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Generali (FRA:ASG) Overvalued in 2026?

Based on GuruFocus' analysis, Generali stock appears to be overvalued. The current stock price of €42.14 is trading 12.6% above its estimated GF Value™ of €37.43. GuruFocus considers Generali to be Modestly Overvalued.

Key valuation signals for FRA:ASG:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: €37.43 vs. price of €42.14 (12.6% above fair value)
  • GF Score™: 55/100 with 1 warning sign

No single metric tells the full story. See the FRA:ASG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Generali Business Description

Address Piazza Duca degli Abruzzi, 2, Trieste, ITA, 34132
The roots of Generali date back to the 1830s and the Bora wind and rough seas that hit the Trieste region. Over that decade, Generali sought to expand throughout Italy, but growth was held back by the fragmented nature of Italy. The Italian Revolution in the 1840s paved the way for easier expansion in the country. After World War I, Trieste was handed back to Italy. The dissolution of the Austro-Hungarian Empire created a fragmented Europe and a fragmented Generali. To this day, Generali remains quite a diversified company, with its core operations remaining in the historical Austro-Hungarian countries of Austria, Central and Eastern Europe, Germany, and Italy. France is also an important contributor to life and savings.
55GF Score

Get the complete analysis for FRA:ASG

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€42.14
Price
€37.43
GF Value