LCNB (LCNB) Short-Term Debt: $0.00 Mil (As of Mar. 2026)


LCNB LCNB Corp LCNB
61 GF Score
Price $17.89
GF Value $16.53
Valuation Fairly Valued
! 6 Warning Signs
View Full Analysis

What is LCNB Short-Term Debt?

LCNB LCNB -1.70% 61 Short-Term Debt is $0.00 Mil as of Mar. 2026. GuruFocus rates LCNB with a GF Score™ of 61/100 and a GF Value™ of $16.53 (Fairly Valued). The stock has 6 warning signs investors should review.

LCNB's Short-Term Debt for the quarter that ended in Mar. 2026 was $0.00 Mil.

LCNB's annual Short-Term Debt declined from Dec. 2023 ($97.40 Mil) to Dec. 2024 ($0.00 Mil) but then stayed the same from Dec. 2024 ($0.00 Mil) to Dec. 2025 ($0.00 Mil).


LCNB Short-Term Debt Explanation

Short-Term Debt represents the total amount of Long-Term Debt such as bank loans and commercial paper, which is due within one year.


LCNB Short-Term Debt Related Terms


LCNB Short-Term Debt Historical Data

* Premium members only.

The historical data trend for LCNB's Short-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LCNB Short-Term Debt Chart

LCNB Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Short-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 71.46 97.40 0.00 0.00

LCNB Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Short-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
LCNB
61GF Score
LCNB Corp LCNB
Short-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Short-Term Debt →
What does a Short-Term Debt of $0.00 Mil mean?
LCNB (LCNB) has a Short-Term Debt of $0.00 Mil as of Mar. 2026.
Is LCNB's Short-Term Debt too high?
LCNB's current Short-Term Debt is $0.00 Mil. Overall, LCNB has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does LCNB's Short-Term Debt compare to CBNA and BPRN?
LCNB's Short-Term Debt of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Short-Term Debt for a Banks company?
A good Short-Term Debt depends on the Banks industry context. However, Short-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Short-Term Debt mean?
A high Short-Term Debt can signal that a stock is expensive relative to its fundamentals. LCNB's current Short-Term Debt is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LCNB stock overvalued right now?
Based on GuruFocus' analysis, LCNB (LCNB) is currently considered Fairly Valued. The stock's GF Value™ is $16.53, compared to a current price of $17.89 — trading 8.2% above its estimated fair value. The current Short-Term Debt is $0.00 Mil. LCNB's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Short-Term Debt calculated?
Short-Term Debt is calculated from a company's financial statements. For LCNB (LCNB), the current Short-Term Debt is $0.00 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LCNB (LCNB) Overvalued in 2026?

Based on GuruFocus' analysis, LCNB stock appears to be overvalued. The current stock price of $17.89 is trading 8.2% above its estimated GF Value™ of $16.53. GuruFocus considers LCNB to be Fairly Valued.

Key valuation signals for LCNB:

  • Short-Term Debt: $0.00 Mil
  • GF Value™: $16.53 vs. price of $17.89 (8.2% above fair value)
  • GF Score™: 61/100 with 6 warning signs

No single metric tells the full story. See the LCNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LCNB Business Description

Address 2 North Broadway, P.O. Box 59, Lebanon, OH, USA, 45036
LCNB Corp operates within the financial sector in the United States. As the holding company of the National Bank, it conducts the business of providing commercial and personal banking services. Its suite of banking products includes commercial and industrial loans, consumer loans, safe deposit boxes, night depositories, cashier's checks, utility bill collections, and notary public service. Besides, it provides the avenue of United States Treasury notes, the United States agency notes, certificates of deposit, and equity securities.
61GF Score

Get the complete analysis for LCNB

Short-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.89
Price
$16.53
GF Value