PT Pool Advista Finance Tbk (ISX:POLA) Scaled Net Operating Assets: 0.64 (As of Mar. 2026)


ISX:POLA PT Pool Advista Finance Tbk ISX:POLA
65 GF Score
Price Rp54.00
GF Value Rp34.70
Valuation Significantly Overvalued
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What is PT Pool Advista Finance Tbk Scaled Net Operating Assets?

PT Pool Advista Finance Tbk ISX:POLA +1.89% 65 Scaled Net Operating Assets is 0.64 as of Mar. 2026. GuruFocus rates ISX:POLA with a GF Score™ of 65/100 and a GF Value™ of Rp34.70 (Significantly Overvalued).

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Pool Advista Finance Tbk's operating assets for the quarter that ended in Mar. 2026 was Rp154,129 Mil. PT Pool Advista Finance Tbk's operating liabilities for the quarter that ended in Mar. 2026 was Rp7,812 Mil. PT Pool Advista Finance Tbk's Total Assets for the quarter that ended in Dec. 2025 was Rp228,884 Mil. Therefore, PT Pool Advista Finance Tbk's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.64.

ISX:POLA
65GF Score
PT Pool Advista Finance Tbk ISX:POLA
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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PT Pool Advista Finance Tbk Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

PT Pool Advista Finance Tbk's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(155808.597-7184.736)/225030.775
=0.66

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=228884.44 - 73075.843
=155808.597

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=7184.736 - 0 - 0
=7184.736

PT Pool Advista Finance Tbk's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(154128.752-7812.108)/228884.44
=0.64

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=230376.106 - 76247.354
=154128.752

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=7812.108 - 0 - 0
=7812.108

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.64 mean?
PT Pool Advista Finance Tbk (ISX:POLA) has a Scaled Net Operating Assets of 0.64 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Pool Advista Finance Tbk and its competitors.
Is PT Pool Advista Finance Tbk's Scaled Net Operating Assets too high?
PT Pool Advista Finance Tbk's current Scaled Net Operating Assets is 0.64. Overall, PT Pool Advista Finance Tbk has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Pool Advista Finance Tbk's Scaled Net Operating Assets compare to V and MA?
PT Pool Advista Finance Tbk's Scaled Net Operating Assets of 0.64 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on PT Pool Advista Finance Tbk and its competitors. PT Pool Advista Finance Tbk's current Scaled Net Operating Assets is 0.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Pool Advista Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Pool Advista Finance Tbk (ISX:POLA) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp34.70, compared to a current price of Rp54.00 — trading 55.6% above its estimated fair value. The current Scaled Net Operating Assets is 0.64. PT Pool Advista Finance Tbk's overall GF Score™ is 65/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For PT Pool Advista Finance Tbk (ISX:POLA), the current Scaled Net Operating Assets is 0.64 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Pool Advista Finance Tbk (ISX:POLA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Pool Advista Finance Tbk stock appears to be overvalued. The current stock price of Rp54.00 is trading 55.6% above its estimated GF Value™ of Rp34.70. GuruFocus considers PT Pool Advista Finance Tbk to be Significantly Overvalued.

Key valuation signals for ISX:POLA:

  • Scaled Net Operating Assets: 0.64
  • GF Value™: Rp34.70 vs. price of Rp54.00 (55.6% above fair value)
  • GF Score™: 65/100

No single metric tells the full story. See the ISX:POLA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PT Pool Advista Finance Tbk Business Description

Address Jalan Letjen Soepeno Blok CC6, No 9 - 10, Arteri Permata Hijau, Jakarta Selatan, IDN, 12210
PT Pool Advista Finance Tbk Engaged in Conventional Financing, Operating Lease, and other fee-based activities, and Sharia Financing. The company's segments are divided into business segments, consisting of working capital financing, investment financing, multipurpose financing, Sharia Financing, and Others The company derives maximum revenue from Sharia Financing.
65GF Score

Get the complete analysis for ISX:POLA

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp54.00
Price
Rp34.70
GF Value