PT Pool Advista Finance Tbk (ISX:POLA) GF Score: 65/100 (As of Jul. 09, 2026) — 103% Above Median


ISX:POLA PT Pool Advista Finance Tbk ISX:POLA
65 GF Score
Price Rp60.00
GF Value Rp34.80
Valuation Significantly Overvalued
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What is PT Pool Advista Finance Tbk GF Score?

PT Pool Advista Finance Tbk ISX:POLA +5.26% 65 GF Score is 65 as of Jul. 09, 2026, which is 103% above its 10-year median of 32.00. GuruFocus rates ISX:POLA with a GF Score™ of 65/100 and a GF Value™ of Rp34.80 (Significantly Overvalued).

PT Pool Advista Finance Tbk has the GF Score of 65, which implies that the company might have Poor future performance potential.

The GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation, which has been found to be closely correlated to the long-term performances of stocks by backtesting from 2006 to 2021. The stocks with a higher GF Score generally generate higher returns than those with lower GF Scores. Therefore, when picking stocks, investors should invest in companies with high GF Scores. The GF Score ranges from 0 to 100, with 100 as the highest rank.

GF Score takes following five key aspects into consideration:

1. Financial Strength : 7/10
2. Profitability Rank : 4/10
3. Growth Rank : 6/10
4. GF Value Rank : 3/10
5. Momentum Rank : 6/10

Each one of these components is ranked and the ranks also have positive correlation with the long term performances of stocks. The GF score is calculated using the five key aspects of analysis. Through backtesting, we know that each of these key aspects has a different impact on the stock price performance. Thus, they are weighted differently when calculating the total score. The Profitability Rank and the Growth Rank are weighted fully, while other parameters have less weight.

Based on research and backtesting result, GuruFocus believes PT Pool Advista Finance Tbk might have Poor future performance potential.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


PT Pool Advista Finance Tbk  (ISX:POLA) GF Score Explanation

Based on the historical long-term performances among five valuation aspects, the GF Score is found to be closely correlated to the long-term performances of stocks. It ranges from 0 to 100, with 100 as the highest. GuruFocus divided GF Score into following 5 categories:

GF Score Performance Potential and All-in-One Screener Examples (1)
91 - 100Highest outperformance potential
81 - 90Good outperformance potential
71 - 80Likely to have average performance
51 - 70Poor future performance potential
0 - 50Worst future performance potential, or not enough data

(1) These are some simple examples. You can access our GF Score filter under All-in-One Screener’s Fundamental tab.


PT Pool Advista Finance Tbk GF Score Related Terms


ISX:POLA vs V, MA, AXP: GF Score Comparison

For the Credit Services subindustry, PT Pool Advista Finance Tbk's GF Score, along with its competitors' market caps and GF Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Pool Advista Finance Tbk GF Score vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT Pool Advista Finance Tbk's GF Score distribution charts can be found below:

* The bar in red indicates where PT Pool Advista Finance Tbk's GF Score falls into.


ISX:POLA
65GF Score
PT Pool Advista Finance Tbk ISX:POLA
GF Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Score →
What does a GF Score of 65 mean?
PT Pool Advista Finance Tbk (ISX:POLA) has a GF Score of 65 as of Jul. 09, 2026. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on PT Pool Advista Finance Tbk and its competitors. This is 103% above median its historical median of 32.00. Over the past decade, PT Pool Advista Finance Tbk's GF Score has ranged from 2.00 to 67.00.
Is PT Pool Advista Finance Tbk's GF Score too high?
PT Pool Advista Finance Tbk's current GF Score of 65 is 103% above median its 10-year median of 32.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 67.00. Overall, PT Pool Advista Finance Tbk has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Pool Advista Finance Tbk's GF Score compare to V and MA?
PT Pool Advista Finance Tbk's GF Score of 65 can be compared against companies in the Credit Services industry. Historically, PT Pool Advista Finance Tbk's own GF Score has ranged from 2.00 to 67.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Score for a Credit Services company?
A good GF Score depends on the Credit Services industry context. However, GF Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Score mean?
A high GF Score can signal that a stock is expensive relative to its fundamentals. GF Score is a stock performance ranking system developed by GuruFocus using five aspects of valuation. View historical data on PT Pool Advista Finance Tbk and its competitors. PT Pool Advista Finance Tbk's current GF Score is 65, which is 103% above median its own 10-year median of 32.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Pool Advista Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Pool Advista Finance Tbk (ISX:POLA) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp34.80, compared to a current price of Rp60.00 — trading 72.4% above its estimated fair value. The current GF Score is 65, which is 103% above median its 10-year median of 32.00. PT Pool Advista Finance Tbk's overall GF Score™ is 65/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Score calculated?
GF Score is calculated from a company's financial statements. For PT Pool Advista Finance Tbk (ISX:POLA), the current GF Score is 65 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Pool Advista Finance Tbk (ISX:POLA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Pool Advista Finance Tbk stock appears to be overvalued. The current stock price of Rp60.00 is trading 72.4% above its estimated GF Value™ of Rp34.80. GuruFocus considers PT Pool Advista Finance Tbk to be Significantly Overvalued.

Key valuation signals for ISX:POLA:

  • GF Score: 65 (103% above median its 10-year median of 32.00)
  • GF Value™: Rp34.80 vs. price of Rp60.00 (72.4% above fair value)
  • GF Score™: 65/100

No single metric tells the full story. See the ISX:POLA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Pool Advista Finance Tbk Business Description

Address Jalan Letjen Soepeno Blok CC6, No 9 - 10, Arteri Permata Hijau, Jakarta Selatan, IDN, 12210
PT Pool Advista Finance Tbk Engaged in Conventional Financing, Operating Lease, and other fee-based activities, and Sharia Financing. The company's segments are divided into business segments, consisting of working capital financing, investment financing, multipurpose financing, Sharia Financing, and Others The company derives maximum revenue from Sharia Financing.
65GF Score

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GF Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp60.00
Price
Rp34.80
GF Value