PT Pool Advista Finance Tbk (ISX:POLA) EV-to-OCF: 2.53 (As of Sep. 09, 2026) — 90% Above Median

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ISX:POLA PT Pool Advista Finance Tbk ISX:POLA
68 GF Score
Price Rp81.00
GF Value Rp28.26
Valuation Significantly Overvalued
! 1 Warning Sign
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What is PT Pool Advista Finance Tbk EV-to-OCF?

PT Pool Advista Finance Tbk ISX:POLA +15.71% 68 EV-to-OCF is 2.53 as of Sep. 09, 2026, which is 90% above its 10-year median of 1.33. GuruFocus rates ISX:POLA with a GF Score™ of 68/100 and a GF Value™ of Rp28.26 (Significantly Overvalued). The stock has 1 warning sign investors should review. Among 543 Credit Services companies, PT Pool Advista Finance Tbk ranks worse than 53.22% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, PT Pool Advista Finance Tbk's Enterprise Value is Rp169,971 Mil. PT Pool Advista Finance Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was Rp67,279 Mil. Therefore, PT Pool Advista Finance Tbk's EV-to-OCF for today is 2.53.

The historical rank and industry rank for PT Pool Advista Finance Tbk's EV-to-OCF or its related term are showing as below:

ISX:POLA' s EV-to-OCF Range Over the Past 10 Years
Min: -440.17   Med: 1.33   Max: 97.99
Current: 1.13

During the past 9 years, the highest EV-to-OCF of PT Pool Advista Finance Tbk was 97.99. The lowest was -440.17. And the median was 1.33.

ISX:POLA's EV-to-OCF is ranked worse than
53.22% of 543 companies
in the Credit Services industry
Industry Median: -0.1 vs ISX:POLA: 1.13

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-09), PT Pool Advista Finance Tbk's stock price is Rp81.00. PT Pool Advista Finance Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was Rp1.680. Therefore, PT Pool Advista Finance Tbk's PE Ratio (TTM) for today is 48.21.


PT Pool Advista Finance Tbk  (ISX:POLA) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

PT Pool Advista Finance Tbk's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=81.00/1.680
=48.21

PT Pool Advista Finance Tbk's share price for today is Rp81.00.
PT Pool Advista Finance Tbk's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp1.680.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


PT Pool Advista Finance Tbk EV-to-OCF Related Terms


PT Pool Advista Finance Tbk EV-to-OCF Historical Data

* Premium members only.

The historical data trend for PT Pool Advista Finance Tbk's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Pool Advista Finance Tbk EV-to-OCF Chart

PT Pool Advista Finance Tbk Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only 8.01 -6.07 -6.69 1.01 2.09

PT Pool Advista Finance Tbk Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.56 2.11 2.09 3.01 1.08

ISX:POLA vs V, MA, AXP: EV-to-OCF Comparison

For the Credit Services subindustry, PT Pool Advista Finance Tbk's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Pool Advista Finance Tbk EV-to-OCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, PT Pool Advista Finance Tbk's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where PT Pool Advista Finance Tbk's EV-to-OCF falls into.


ISX:POLA
68GF Score
PT Pool Advista Finance Tbk ISX:POLA
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Pool Advista Finance Tbk EV-to-OCF Calculation

PT Pool Advista Finance Tbk's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=169971.186/67278.659
=2.53

PT Pool Advista Finance Tbk's current Enterprise Value is Rp169,971 Mil.
PT Pool Advista Finance Tbk's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp67,279 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 2.53 mean?
PT Pool Advista Finance Tbk (ISX:POLA) has a EV-to-OCF of 2.53 as of Sep. 09, 2026. This is 90% above median its historical median of 1.33. According to the industry distribution chart, PT Pool Advista Finance Tbk ranks #289 out of 543 companies in the Credit Services industry, placing it in the top 53.2%.
Is PT Pool Advista Finance Tbk's EV-to-OCF too high?
PT Pool Advista Finance Tbk's current EV-to-OCF of 2.53 is 90% above median its 10-year median of 1.33. Based on the distribution chart, PT Pool Advista Finance Tbk ranks #289 out of 543 companies in the Credit Services industry, which is below the industry midpoint. Overall, PT Pool Advista Finance Tbk has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Pool Advista Finance Tbk's EV-to-OCF compare to V and MA?
According to the Credit Services industry distribution chart, PT Pool Advista Finance Tbk ranks #289 out of 543 companies for EV-to-OCF. This places PT Pool Advista Finance Tbk in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Credit Services company?
A good EV-to-OCF depends on the Credit Services industry context. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. PT Pool Advista Finance Tbk's current EV-to-OCF is 2.53, which is 90% above median its own 10-year median of 1.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Pool Advista Finance Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Pool Advista Finance Tbk (ISX:POLA) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp28.26, compared to a current price of Rp81.00 — trading 186.6% above its estimated fair value. The current EV-to-OCF is 2.53, which is 90% above median its 10-year median of 1.33. PT Pool Advista Finance Tbk's overall GF Score™ is 68/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For PT Pool Advista Finance Tbk (ISX:POLA), the current EV-to-OCF is 2.53 as of Sep. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Pool Advista Finance Tbk (ISX:POLA) Overvalued in 2026?

Based on GuruFocus' analysis, PT Pool Advista Finance Tbk stock appears to be overvalued. The current stock price of Rp81.00 is trading 186.6% above its estimated GF Value™ of Rp28.26. GuruFocus considers PT Pool Advista Finance Tbk to be Significantly Overvalued.

Key valuation signals for ISX:POLA:

  • EV-to-OCF: 2.53 (90% above median its 10-year median of 1.33)
  • GF Value™: Rp28.26 vs. price of Rp81.00 (186.6% above fair value)
  • GF Score™: 68/100 with 1 warning sign

No single metric tells the full story. See the ISX:POLA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Pool Advista Finance Tbk Business Description

Address Jalan Letjen Soepeno Blok CC6, No 9 - 10, Arteri Permata Hijau, Jakarta Selatan, IDN, 12210
PT Pool Advista Finance Tbk Engaged in Conventional Financing, Operating Lease, and other fee-based activities, and Sharia Financing. The company's segments are divided into business segments, consisting of working capital financing, investment financing, multipurpose financing, Sharia Financing, and Others The company derives maximum revenue from Sharia Financing.
68GF Score

Get the complete analysis for ISX:POLA

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp81.00
Price
Rp28.26
GF Value