Tyro Payments (FRA:3JW) Tariff Resilience Score: 8/10 (As of Jul. 19, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:3JW Tyro Payments Ltd FRA:3JW
78 GF Score
Price €0.48
GF Value €0.63
! 4 Warning Signs
View Full Analysis

What is Tyro Payments Tariff Resilience Score?

Tyro Payments FRA:3JW +0.42% 78 Tariff Resilience Score is 8 as of Jul. 19, 2026. GuruFocus rates FRA:3JW with a GF Score™ of 78/100 and a GF Value™ of €0.63. The stock has 4 warning signs investors should review. Among 2,806 Software companies, Tyro Payments ranks better than 96.04% on this metric.

Tyro Payments has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Tyro Payments has Low tariff exposure as a financial services company with minimal physical goods trade. Revenue is largely domestic, and historical impacts from tariffs are negligible. Strong market position provides pricing power.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Tyro Payments might have Highly Resilient.


Tyro Payments  (FRA:3JW) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Tyro Payments Tariff Resilience Score Related Terms


FRA:3JW vs MSFT, ORCL, PLTR: Tariff Resilience Score Comparison

For the Software - Infrastructure subindustry, Tyro Payments's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Tyro Payments Tariff Resilience Score vs Software Industry

For the Software industry and Technology sector, Tyro Payments's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Tyro Payments's Tariff Resilience Score falls into.


FRA:3JW
78GF Score
Tyro Payments Ltd FRA:3JW
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
What does a Tariff Resilience Score of 8 mean?
Tyro Payments (FRA:3JW) has a Tariff Resilience Score of 8 as of Jul. 19, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Tyro Payments ranks #111 out of 2806 companies in the Software industry, placing it in the top 4%.
Is Tyro Payments' Tariff Resilience Score too high?
Tyro Payments' current Tariff Resilience Score is 8. Based on the distribution chart, Tyro Payments ranks #111 out of 2806 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Tyro Payments has a GF Score™ of 78/100, reflecting its overall financial health beyond just this single metric.
How does Tyro Payments' Tariff Resilience Score compare to MSFT and ORCL?
According to the Software industry distribution chart, Tyro Payments ranks #111 out of 2806 companies for Tariff Resilience Score. This places Tyro Payments in the top 4% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Software company?
A good Tariff Resilience Score depends on the Software industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Tyro Payments's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Tyro Payments stock overvalued right now?
Tyro Payments (FRA:3JW) has a current Tariff Resilience Score of 8. The stock's GF Value™ is €0.63, compared to a current price of €0.48 — trading 23.5% below its estimated fair value. The current Tariff Resilience Score is 8. Tyro Payments' overall GF Score™ is 78/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Tyro Payments (FRA:3JW), the current Tariff Resilience Score is 8 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Tyro Payments (FRA:3JW) Overvalued in 2026?

Based on GuruFocus' analysis, Tyro Payments stock appears to be undervalued. The current stock price of €0.48 is trading 23.5% below its estimated GF Value™ of €0.63.

Key valuation signals for FRA:3JW:

  • Tariff Resilience Score: 8
  • GF Value™: €0.63 vs. price of €0.48 (23.5% below fair value)
  • GF Score™: 78/100 with 4 warning signs

No single metric tells the full story. See the FRA:3JW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Tyro Payments Business Description

Other Exchanges TYPMF:USATYR:Australia
Address 55 Market Street, Level 18, Sydney, NSW, AUS, 2000
Tyro Payments is an Australian financial technology company engaged in providing routing payments solutions and business banking products to merchants. The firm mainly caters to small to medium-size enterprises in the hospitality, retail and health sectors. It is also expanding its reach into adjacent new markets such as trade, accommodation and services. Tyro's value propositions include extensive industry-specific solutions, ease of integration with point-of-sale systems, broad acceptance of payment types and a variety of ancillary features. Despite Tyro's historic focus on in-store sales, it is also building up online gateways to facilitate e-commerce transactions and build out a multichannel payment solution. Geographically, it operates only in Australia.
78GF Score

Get the complete analysis for FRA:3JW

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.48
Price
€0.63
GF Value