HGTY (Hagerty) Tariff Resilience Score: 6/10 (As of Jun. 29, 2026)


HGTY Hagerty Inc HGTY
66 GF Score
Price $11.76
GF Value $9.51
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Hagerty Tariff Resilience Score?

Hagerty HGTY 66 Tariff Resilience Score is 6 as of Jun. 29, 2026. GuruFocus rates HGTY with a GF Score™ of 66/100 and a GF Value™ of $9.51 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 598 Insurance companies, Hagerty ranks better than 72.74% on this metric.

Hagerty has the Tariff Resilience Score of 6, which implies that the company might have Average Resilient.

Hagerty has Hagerty Inc's insurance services are largely domestic, but its classic car market could face indirect tariff impacts on imported vehicles. However, its service-based model and pricing power offer some resilience.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Hagerty might have Average Resilient.

Hagerty  (NYSE:HGTY) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Hagerty Tariff Resilience Score Related Terms

HGTY vs UVE, ASIC, SAFT: Tariff Resilience Score Comparison

For the Insurance - Property & Casualty subindustry, Hagerty's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hagerty Tariff Resilience Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Hagerty's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Hagerty's Tariff Resilience Score falls into.


HGTY
66GF Score
Hagerty Inc HGTY
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 6 mean?
Hagerty (HGTY) has a Tariff Resilience Score of 6 as of Jun. 29, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Hagerty ranks #163 out of 598 companies in the Insurance industry, placing it in the top 27.3%.
Is Hagerty's Tariff Resilience Score too high?
Hagerty's current Tariff Resilience Score is 6. Based on the distribution chart, Hagerty ranks #163 out of 598 companies in the Insurance industry, which is above the industry midpoint. Overall, Hagerty has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hagerty's Tariff Resilience Score compare to UVE and ASIC?
According to the Insurance industry distribution chart, Hagerty ranks #163 out of 598 companies for Tariff Resilience Score. This puts Hagerty in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for an Insurance company?
A good Tariff Resilience Score depends on the Insurance industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Hagerty's current Tariff Resilience Score is 6. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hagerty stock overvalued right now?
Based on GuruFocus' analysis, Hagerty (HGTY) is currently considered Modestly Overvalued. The stock's GF Value™ is $9.51, compared to a current price of $11.76 — trading 23.7% above its estimated fair value. The current Tariff Resilience Score is 6. Hagerty's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Hagerty (HGTY), the current Tariff Resilience Score is 6 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hagerty (HGTY) Overvalued in 2026?

Based on GuruFocus' analysis, Hagerty stock appears to be overvalued. The current stock price of $11.76 is trading 23.7% above its estimated GF Value™ of $9.51. GuruFocus considers Hagerty to be Modestly Overvalued.

Key valuation signals for HGTY:

  • Tariff Resilience Score: 6
  • GF Value™: $9.51 vs. price of $11.76 (23.7% above fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the HGTY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hagerty Business Description

Address 121 Drivers Edge, Traverse, MI, USA, 49684
Hagerty Inc is a provider of specialty automotive insurance. The company underwrites, sells, and services classic car and enthusiast vehicle insurance policies. Substantial revenue is derived from Commission and fees. Geographically, it serves Europe, Canada, and the United States.
66GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$11.76
Price
$9.51
GF Value