Santam (JSE:SNT) Tariff Resilience Score: 0/10 (As of Jul. 18, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

JSE:SNT Santam Ltd JSE:SNT
71 GF Score
Price R399.64
GF Value R470.13
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Santam Tariff Resilience Score?

Santam has the Tariff Resilience Score of 0, which implies that the company might have .

Santam has

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Santam might have .

Santam  (JSE:SNT) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Santam Tariff Resilience Score Related Terms

JSE:SNT
71GF Score
Santam Ltd JSE:SNT
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Santam (JSE:SNT) Overvalued in 2026?

Based on GuruFocus' analysis, Santam stock appears to be undervalued. The current stock price of R399.64 is trading 15% below its estimated GF Value™ of R470.13. GuruFocus considers Santam to be Modestly Undervalued.

Key valuation signals for JSE:SNT:

  • Tariff Resilience Score: 0
  • GF Value™: R470.13 vs. price of R399.64 (15% below fair value)
  • GF Score™: 71/100 with 2 warning signs

No single metric tells the full story. See the JSE:SNT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Santam Business Description

Other Exchanges SNM:Namibia
Address 1 Sportica Crescent, PO Box: 3881, Tyger Valley, Bellville, Cape Town, ZAF, 7530
Santam Ltd is a South African general insurance group. The company offers a range of policies against eventualities such as property damage, motor accidents, loss of income, crop losses, and catastrophe events, as well as reinsurance. The company helps mitigate risk to protect and grow financial well-being, and clients' insured losses are paid out of invested premiums.
71GF Score

Get the complete analysis for JSE:SNT

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R399.64
Price
R470.13
GF Value