Santam (JSE:SNT) Altman Z-Score


JSE:SNT Santam Ltd JSE:SNT
72 GF Score
Price R394.49
GF Value R469.13
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Santam Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

JSE:SNT
72GF Score
Santam Ltd JSE:SNT
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Santam (JSE:SNT) Overvalued in 2026?

Based on GuruFocus' analysis, Santam stock appears to be undervalued. The current stock price of R394.49 is trading 15.9% below its estimated GF Value™ of R469.13. GuruFocus considers Santam to be Modestly Undervalued.

Key valuation signals for JSE:SNT:

  • Altman Z-Score:
  • GF Value™: R469.13 vs. price of R394.49 (15.9% below fair value)
  • GF Score™: 72/100 with 2 warning signs

No single metric tells the full story. See the JSE:SNT stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Santam Business Description

Other Exchanges SNM:Namibia
Address 1 Sportica Crescent, PO Box: 3881, Tyger Valley, Bellville, Cape Town, ZAF, 7530
Santam Ltd is a South African general insurance group. The company offers a range of policies against eventualities such as property damage, motor accidents, loss of income, crop losses, and catastrophe events, as well as reinsurance. The company helps mitigate risk to protect and grow financial well-being, and clients' insured losses are paid out of invested premiums.
72GF Score

Get the complete analysis for JSE:SNT

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R394.49
Price
R469.13
GF Value