Oportun Financial (FRA:4L0) Total Payout Yield %: 0.00 (As of Jul. 21, 2026)

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FRA:4L0 Oportun Financial Corp FRA:4L0
54 GF Score
Price €4.92
GF Value €5.79
! 3 Warning Signs
View Full Analysis

What is Oportun Financial Total Payout Yield %?

Oportun Financial FRA:4L0 -6.29% 54 Total Payout Yield % is 0.00 as of Jul. 21, 2026. GuruFocus rates FRA:4L0 with a GF Score™ of 54/100 and a GF Value™ of €5.79. The stock has 3 warning signs investors should review.

Total Payout Yield % is the percent a company has paid to its shareholders through net repurchases of shares and dividends based on its Market Cap. It is a measure of shareholder return.

Oportun Financial's current Total Payout Yield % is 0.00%.


Oportun Financial Total Payout Yield % Explanation

Similar to Dividend Yield, Total Payout Yield % is a measurement of shareholder return. Dividends is not the only way that companies are able to distribute their excess cash back to the shareholders. The other way to distribute the cash is a stock repurchase. The stock repurchase buys back the company's own shares from the marketplace. This results in a reduced number of oustanding shares, making each share worth a greater percentage of the corporation.


Oportun Financial Total Payout Yield % Related Terms


Oportun Financial Total Payout Yield % Historical Data

* Premium members only.

The historical data trend for Oportun Financial's Total Payout Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oportun Financial Total Payout Yield % Chart

Oportun Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Payout Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

Oportun Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Payout Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FRA:4L0 vs MFIN, PMTS, TROO: Total Payout Yield % Comparison

For the Credit Services subindustry, Oportun Financial's Total Payout Yield %, along with its competitors' market caps and Total Payout Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oportun Financial Total Payout Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Oportun Financial's Total Payout Yield % distribution charts can be found below:

* The bar in red indicates where Oportun Financial's Total Payout Yield % falls into.


FRA:4L0
54GF Score
Oportun Financial Corp FRA:4L0
Total Payout Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oportun Financial Total Payout Yield % Calculation

Total Payout Yield % is a measure of shareholder return.

Oportun Financial's Total Payout Yield % for the fiscal year that ended in Dec. 2025 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) / Market Cap
=- (0 + 0 + 0) / 195.5228
=0.00%

Oportun Financial's annualized Total Payout Yield % for the quarter that ended in Mar. 2026 is calculated as

Total Payout Yield %=- (Repurchase of Stock + Issuance of Stock + Cash Flow for Dividends) * Annualized Factor / Market Cap
=- (0 + 0 + 0) * 4 / 173.2914
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Payout Yield % →
What does a Total Payout Yield % of 0.00 mean?
Oportun Financial (FRA:4L0) has a Total Payout Yield % of 0.00 as of Jul. 21, 2026. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on Oportun Financial and its competitors.
Is Oportun Financial's Total Payout Yield % too high?
Oportun Financial's current Total Payout Yield % is 0.00. Overall, Oportun Financial has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Oportun Financial's Total Payout Yield % compare to MFIN and PMTS?
Oportun Financial's Total Payout Yield % of 0.00 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Payout Yield % for a Credit Services company?
A good Total Payout Yield % depends on the Credit Services industry context. However, Total Payout Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Payout Yield % mean?
A high Total Payout Yield % can signal that a stock is expensive relative to its fundamentals. Total Payout Yield is the percent a company has paid to its shareholders through net repurchase of shares and dividends based on its Market Cap. View historical data on Oportun Financial and its competitors. Oportun Financial's current Total Payout Yield % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oportun Financial stock overvalued right now?
Oportun Financial (FRA:4L0) has a current Total Payout Yield % of 0.00. The stock's GF Value™ is €5.79, compared to a current price of €4.92 — trading 15% below its estimated fair value. The current Total Payout Yield % is 0.00. Oportun Financial's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Payout Yield % calculated?
Total Payout Yield % is calculated from a company's financial statements. For Oportun Financial (FRA:4L0), the current Total Payout Yield % is 0.00 as of Jul. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oportun Financial (FRA:4L0) Overvalued in 2026?

Based on GuruFocus' analysis, Oportun Financial stock appears to be undervalued. The current stock price of €4.92 is trading 15% below its estimated GF Value™ of €5.79.

Key valuation signals for FRA:4L0:

  • Total Payout Yield %: 0.00
  • GF Value™: €5.79 vs. price of €4.92 (15% below fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the FRA:4L0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oportun Financial Business Description

Other Exchanges OPRT:USA
Address 1825 South Grant Street, Suite 850, San Mateo, CA, USA, 94402
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
54GF Score

Get the complete analysis for FRA:4L0

Total Payout Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.92
Price
€5.79
GF Value