Oportun Financial (FRA:4L0) Research & Development: €0.0 Mil (TTM As of Mar. 2026)


FRA:4L0 Oportun Financial Corp FRA:4L0
46 GF Score
Price €4.70
GF Value €3.52
! 3 Warning Signs
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What is Oportun Financial Research & Development?

Oportun Financial FRA:4L0 -2.89% 46 Research & Development is €0.0 Mil as of Mar. 2026. GuruFocus rates FRA:4L0 with a GF Score™ of 46/100 and a GF Value™ of €3.52. The stock has 3 warning signs investors should review.

Research & Development is the aggregate amount of research and development expenses during the year. Oportun Financial's Research & Development for the three months ended in Mar. 2026 was €0.0 Mil. Its Research & Development for the trailing twelve months (TTM) ended in Mar. 2026 was €0.0 Mil.

Oportun Financial  (FRA:4L0) Research & Development Explanation

If competitive advantage is created by a patent or tech advantage, at some point it will disappear.

High R&D usually dictates high SG&A which threatens the competitive advantage.

Oportun Financial Research & Development Related Terms

Oportun Financial Research & Development Historical Data

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The historical data trend for Oportun Financial's Research & Development can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oportun Financial Research & Development Chart

Oportun Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
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Oportun Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Research & Development Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
FRA:4L0
46GF Score
Oportun Financial Corp FRA:4L0
Research & Development is just one metric. See GF Score™, valuation, warning signs, and more.
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Oportun Financial Research & Development Calculation

This is the expense the company spent on research and development.

Research & Development for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Research & Development →
What does a Research & Development of €0.0 Mil mean?
Oportun Financial (FRA:4L0) has a Research & Development of €0.0 Mil as of Mar. 2026. Research and development expense is the total cost for research and development activities. View historical data on Oportun Financial and its competitors.
Is Oportun Financial's Research & Development too high?
Oportun Financial's current Research & Development is €0.0 Mil. Overall, Oportun Financial has a GF Score™ of 46/100, reflecting its overall financial health beyond just this single metric.
How does Oportun Financial's Research & Development compare to MFIN and JFIN?
Oportun Financial's Research & Development of €0.0 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Research & Development for a Credit Services company?
A good Research & Development depends on the Credit Services industry context. However, Research & Development should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Research & Development mean?
A high Research & Development can signal that a stock is expensive relative to its fundamentals. Research and development expense is the total cost for research and development activities. View historical data on Oportun Financial and its competitors. Oportun Financial's current Research & Development is €0.0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oportun Financial stock overvalued right now?
Oportun Financial (FRA:4L0) has a current Research & Development of €0.0 Mil. The stock's GF Value™ is €3.52, compared to a current price of €4.70 — trading 33.5% above its estimated fair value. The current Research & Development is €0.0 Mil. Oportun Financial's overall GF Score™ is 46/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Research & Development calculated?
Research & Development is calculated from a company's financial statements. For Oportun Financial (FRA:4L0), the current Research & Development is €0.0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oportun Financial (FRA:4L0) Overvalued in 2026?

Based on GuruFocus' analysis, Oportun Financial stock appears to be overvalued. The current stock price of €4.70 is trading 33.5% above its estimated GF Value™ of €3.52.

Key valuation signals for FRA:4L0:

  • Research & Development: €0.0 Mil
  • GF Value™: €3.52 vs. price of €4.70 (33.5% above fair value)
  • GF Score™: 46/100 with 3 warning signs

No single metric tells the full story. See the FRA:4L0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oportun Financial Business Description

Other Exchanges OPRT:USA
Address 1825 South Grant Street, Suite 850, San Mateo, CA, USA, 94402
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
46GF Score

Get the complete analysis for FRA:4L0

Research & Development is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.70
Price
€3.52
GF Value