Oportun Financial (FRA:4L0) Interest Expense: €-190.8 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:4L0 Oportun Financial Corp FRA:4L0
54 GF Score
Price €5.25
GF Value €4.99
! 5 Warning Signs
View Full Analysis

What is Oportun Financial Interest Expense?

Oportun Financial FRA:4L0 +12.66% 54 Interest Expense is €-190.8 Mil as of Mar. 2026. GuruFocus rates FRA:4L0 with a GF Score™ of 54/100 and a GF Value™ of €4.99. The stock has 5 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Oportun Financial's interest expense for the three months ended in Mar. 2026 was € -41.5 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was €-190.8 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Oportun Financial's Operating Income for the three months ended in Mar. 2026 was € Mil. Oportun Financial's Interest Expense for the three months ended in Mar. 2026 was € Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Oportun Financial Interest Expense Historical Data

* Premium members only.

The historical data trend for Oportun Financial's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oportun Financial Interest Expense Chart

Oportun Financial Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -42.19 -87.84 -164.52 -227.44 -197.70

Oportun Financial Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -53.10 -51.62 -48.24 -49.48 -41.50
FRA:4L0
54GF Score
Oportun Financial Corp FRA:4L0
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Oportun Financial Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-190.8 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of €-190.8 Mil mean?
Oportun Financial (FRA:4L0) has a Interest Expense of €-190.8 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Oportun Financial and its competitors.
Is Oportun Financial's Interest Expense too high?
Oportun Financial's current Interest Expense is €-190.8 Mil. Overall, Oportun Financial has a GF Score™ of 54/100, reflecting its overall financial health beyond just this single metric.
How does Oportun Financial's Interest Expense compare to MFIN and PMTS?
Oportun Financial's Interest Expense of €-190.8 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Credit Services company?
A good Interest Expense depends on the Credit Services industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Oportun Financial and its competitors. Oportun Financial's current Interest Expense is €-190.8 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oportun Financial stock overvalued right now?
Oportun Financial (FRA:4L0) has a current Interest Expense of €-190.8 Mil. The stock's GF Value™ is €4.99, compared to a current price of €5.25 — trading 5.2% above its estimated fair value. The current Interest Expense is €-190.8 Mil. Oportun Financial's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Oportun Financial (FRA:4L0), the current Interest Expense is €-190.8 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oportun Financial (FRA:4L0) Overvalued in 2026?

Based on GuruFocus' analysis, Oportun Financial stock appears to be overvalued. The current stock price of €5.25 is trading 5.2% above its estimated GF Value™ of €4.99.

Key valuation signals for FRA:4L0:

  • Interest Expense: €-190.8 Mil
  • GF Value™: €4.99 vs. price of €5.25 (5.2% above fair value)
  • GF Score™: 54/100 with 5 warning signs

No single metric tells the full story. See the FRA:4L0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oportun Financial Business Description

Other Exchanges OPRT:USA
Address 1825 South Grant Street, Suite 850, San Mateo, CA, USA, 94402
Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
54GF Score

Get the complete analysis for FRA:4L0

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.25
Price
€4.99
GF Value