THVB (Thomasville Bancshares) Asset Turnover: 0.05 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

THVB Thomasville Bancshares Inc THVB
84 GF Score
Price $105.00
GF Value $99.00
Valuation Fairly Valued
! 4 Warning Signs
View Full Analysis

What is Thomasville Bancshares Asset Turnover?

Thomasville Bancshares THVB 84 Asset Turnover is 0.05 as of Dec. 2025. GuruFocus rates THVB with a GF Score™ of 84/100 and a GF Value™ of $99.00 (Fairly Valued). The stock has 4 warning signs investors should review.

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Thomasville Bancshares's Revenue for the six months ended in Dec. 2025 was $103.8 Mil. Thomasville Bancshares's Total Assets for the quarter that ended in Dec. 2025 was $1,989.0 Mil. Therefore, Thomasville Bancshares's Asset Turnover for the quarter that ended in Dec. 2025 was 0.05.

Asset Turnover is linked to ROE % through Du Pont Formula. Thomasville Bancshares's annualized ROE % for the quarter that ended in Dec. 2025 was 47.30%. It is also linked to ROA % through Du Pont Formula. Thomasville Bancshares's annualized ROA % for the quarter that ended in Dec. 2025 was 4.50%.


Thomasville Bancshares  (OTCPK:THVB) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Thomasville Bancshares's annulized ROE % for the quarter that ended in Dec. 2025 is

ROE %**(Q: Dec. 2025 )
=Net Income/Total Stockholders Equity
=89.506/189.249
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(89.506 / 207.504)*(207.504 / 1989.006)*(1989.006/ 189.249)
=Net Margin %*Asset Turnover*Equity Multiplier
=43.13 %*0.1043*10.51
=ROA %*Equity Multiplier
=4.50 %*10.51
=47.30 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Thomasville Bancshares's annulized ROA % for the quarter that ended in Dec. 2025 is

ROA %(Q: Dec. 2025 )
=Net Income/Total Assets
=89.506/1989.006
=(Net Income / Revenue)*(Revenue / Total Assets)
=(89.506 / 207.504)*(207.504 / 1989.006)
=Net Margin %*Asset Turnover
=43.13 %*0.1043
=4.50 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) net income data. The Revenue data used here is two times the semi-annual (Dec. 2025) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Thomasville Bancshares Asset Turnover Related Terms


Thomasville Bancshares Asset Turnover Historical Data

* Premium members only.

The historical data trend for Thomasville Bancshares's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Thomasville Bancshares Asset Turnover Chart

Thomasville Bancshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.05 0.05 0.05 0.05 0.05

Thomasville Bancshares Semi-Annual Data
Dec05 Dec06 Dec07 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.05 0.05 0.05 0.05 0.05

THVB vs MSBI, ALPIB, RRBI: Asset Turnover Comparison

For the Banks - Regional subindustry, Thomasville Bancshares's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Thomasville Bancshares Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Thomasville Bancshares's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Thomasville Bancshares's Asset Turnover falls into.


THVB
84GF Score
Thomasville Bancshares Inc THVB
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Thomasville Bancshares Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Thomasville Bancshares's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=103.752/( (1890.934+2087.078)/ 2 )
=103.752/1989.006
=0.05

Thomasville Bancshares's Asset Turnover for the quarter that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Dec. 2024 )+Total Assets (Q: Dec. 2025 ))/ count )
=103.752/( (1890.934+2087.078)/ 2 )
=103.752/1989.006
=0.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.05 mean?
Thomasville Bancshares (THVB) has a Asset Turnover of 0.05 as of Dec. 2025. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Thomasville Bancshares and its competitors.
Is Thomasville Bancshares' Asset Turnover too high?
Thomasville Bancshares' current Asset Turnover is 0.05. Overall, Thomasville Bancshares has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Thomasville Bancshares' Asset Turnover compare to MSBI and ALPIB?
Thomasville Bancshares' Asset Turnover of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Thomasville Bancshares and its competitors. Thomasville Bancshares's current Asset Turnover is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thomasville Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Thomasville Bancshares (THVB) is currently considered Fairly Valued. The stock's GF Value™ is $99.00, compared to a current price of $105.00 — trading 6.1% above its estimated fair value. The current Asset Turnover is 0.05. Thomasville Bancshares' overall GF Score™ is 84/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Thomasville Bancshares (THVB), the current Asset Turnover is 0.05 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Thomasville Bancshares (THVB) Overvalued in 2026?

Based on GuruFocus' analysis, Thomasville Bancshares stock appears to be overvalued. The current stock price of $105.00 is trading 6.1% above its estimated GF Value™ of $99.00. GuruFocus considers Thomasville Bancshares to be Fairly Valued.

Key valuation signals for THVB:

  • Asset Turnover: 0.05
  • GF Value™: $99.00 vs. price of $105.00 (6.1% above fair value)
  • GF Score™: 84/100 with 4 warning signs

No single metric tells the full story. See the THVB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Thomasville Bancshares Business Description

Address 301 North Broad Street, Thomasville, GA, USA, 31792
Thomasville Bancshares Inc is a holding company. The company operates two full-service banking offices in Thomasville, Georgia, and a full-service division located in St. Simons Island, Georgia. It provides integrated services ranging from checking to loans to investments. The bank provides personal banking, business banking, loans, mobile banking, and wealth management services. Its personal banking and business banking services include checking accounts and savings accounts. Its loans include mortgages, consumer loans, and commercial loans. It offers customers a range of home-buying options from in-house lending to secondary market loans.
84GF Score

Get the complete analysis for THVB

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$105.00
Price
$99.00
GF Value