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Thomasville BancsharesTHVB 84 Shiller PE Ratio is 25.12 as of Aug. 23, 2026, which is 12% below its 10-year median of 28.61. GuruFocus rates THVB with a GF Score™ of 84/100 and a GF Value™ of $99.82 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,242 Banks companies, Thomasville Bancshares ranks worse than 87.36% on this metric.
The historical rank and industry rank for Thomasville Bancshares's Shiller PE Ratio or its related term are showing as below:
THVB'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 19.27 Med: 28.61 Max: 41.11
Current: 25.1
During the past 13 years, Thomasville Bancshares's highest Shiller PE Ratio was 41.11. The lowest was 19.27. And the median was 28.61.
THVB's Shiller PE Ratio is ranked worse than 87.36% of 1242
companies
in the Banks industry
Industry Median: 13.735
vs THVB: 25.10
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Thomasville Bancshares's adjusted earnings per share data of for the fiscal year that ended in Dec25 was $6.730. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $4.18 for the trailing ten years ended in Dec25.
Shiller PE for Stocks: The True Measure of Stock Valuation
Thomasville Bancshares (OTCPK:THVB) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Thomasville Bancshares Shiller PE Ratio Related Terms
Thomasville Bancshares Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Thomasville Bancshares's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
THVB vs MSBI, ALPIB, RRBI: Shiller PE Ratio Comparison
For the Banks - Regional subindustry, Thomasville Bancshares's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Thomasville Bancshares Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Thomasville Bancshares's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Thomasville Bancshares's Shiller PE Ratio falls into.
Thomasville Bancshares Shiller PE Ratio Calculation
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Thomasville Bancshares (THVB) has a Shiller PE Ratio of 25.12 as of Aug. 23, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Thomasville Bancshares and its competitors. This is 12% below median its historical median of 28.61. Over the past decade, Thomasville Bancshares' Shiller PE Ratio has ranged from 19.27 to 41.11. According to the industry distribution chart, Thomasville Bancshares ranks #1085 out of 1242 companies in the Banks industry, placing it in the top 87.4%.
Is Thomasville Bancshares' Shiller PE Ratio too high?
Thomasville Bancshares' current Shiller PE Ratio of 25.12 is 12% below median its 10-year median of 28.61. Over the past 10 years, this metric has ranged from a low of 19.27 to a high of 41.11. The Banks industry median Shiller PE Ratio is 13.74. Thomasville Bancshares' value of 25.12 is 82.9% above this industry median. Based on the distribution chart, Thomasville Bancshares ranks #1085 out of 1242 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Thomasville Bancshares has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Thomasville Bancshares' Shiller PE Ratio compare to MSBI and ALPIB?
According to the Banks industry distribution chart, Thomasville Bancshares ranks #1085 out of 1242 companies for Shiller PE Ratio. This places Thomasville Bancshares in the lower half of its industry. The industry median Shiller PE Ratio is 13.74. Thomasville Bancshares' value of 25.12 is 82.9% above this benchmark. Historically, Thomasville Bancshares' own Shiller PE Ratio has ranged from 19.27 to 41.11 over the past decade. While the company's 10-year median is 28.61 vs. the industry median of 13.74, Thomasville Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 13.74, based on 1,242 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thomasville Bancshares's current Shiller PE Ratio of 25.12 is 82.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Thomasville Bancshares and its competitors. For the Banks industry, the median Shiller PE Ratio is 13.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thomasville Bancshares's current Shiller PE Ratio is 25.12, which is 12% below median its own 10-year median of 28.61. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thomasville Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Thomasville Bancshares (THVB) is currently considered Fairly Valued. The stock's GF Value™ is $99.82, compared to a current price of $105.00 — trading 5.2% above its estimated fair value. The current Shiller PE Ratio is 25.12, which is 12% below median its 10-year median of 28.61 and 82.9% above the Banks industry median of 13.74. Thomasville Bancshares' overall GF Score™ is 84/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Thomasville Bancshares (THVB), the current Shiller PE Ratio is 25.12 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Thomasville Bancshares (THVB) Overvalued in 2026?
Based on GuruFocus' analysis, Thomasville Bancshares stock appears to be overvalued.
The current stock price of $105.00 is trading 5.2% above its estimated GF Value™ of $99.82.
GuruFocus considers Thomasville Bancshares to be Fairly Valued.
Key valuation signals for THVB:
Shiller PE Ratio: 25.12 (12% below median its 10-year median of 28.61)
GF Value™: $99.82 vs. price of $105.00 (5.2% above fair value)
Industry Position: 82.9% above the Banks median (#1085 of 1242)
No single metric tells the full story. See the THVB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Thomasville Bancshares Inc is a holding company. The company operates two full-service banking offices in Thomasville, Georgia, and a full-service division located in St. Simons Island, Georgia. It provides integrated services ranging from checking to loans to investments. The bank provides personal banking, business banking, loans, mobile banking, and wealth management services. Its personal banking and business banking services include checking accounts and savings accounts. Its loans include mortgages, consumer loans, and commercial loans. It offers customers a range of home-buying options from in-house lending to secondary market loans.
84GF Score
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