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Thomasville BancsharesTHVB 84 3-Year EPS without NRI Growth Rate is 23.30% as of Dec. 2025, which is 27% above its 10-year median of 18.35. GuruFocus rates THVB with a GF Score™ of 84/100 and a GF Value™ of $99.82 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,412 Banks companies, Thomasville Bancshares ranks better than 80.17% on this metric.
During the past 12 months, Thomasville Bancshares's average EPS without NRI Growth Rate was 13.70% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 23.30% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 19.20% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 16.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Thomasville Bancshares was 43.40% per year. The lowest was -7.10% per year. And the median was 18.35% per year.
Thomasville Bancshares (OTCPK:THVB) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Thomasville Bancshares 3-Year EPS without NRI Growth Rate Related Terms
THVB vs MSBI, ALPIB, RRBI: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Thomasville Bancshares's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Thomasville Bancshares 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Thomasville Bancshares's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Thomasville Bancshares's 3-Year EPS without NRI Growth Rate falls into.
Thomasville Bancshares 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 23.30% mean?
Thomasville Bancshares (THVB) has a 3-Year EPS without NRI Growth Rate of 23.30% as of Dec. 2025. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Thomasville Bancshares and its competitors. This is 27% above median its historical median of 18.35. According to the industry distribution chart, Thomasville Bancshares ranks #280 out of 1412 companies in the Banks industry, placing it in the top 19.8%.
Is Thomasville Bancshares' 3-Year EPS without NRI Growth Rate too high?
Thomasville Bancshares' current 3-Year EPS without NRI Growth Rate of 23.30% is 27% above median its 10-year median of 18.35. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Thomasville Bancshares' value of 23.30% is 210.7% above this industry median. Based on the distribution chart, Thomasville Bancshares ranks #280 out of 1412 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Thomasville Bancshares has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Thomasville Bancshares' 3-Year EPS without NRI Growth Rate compare to MSBI and ALPIB?
According to the Banks industry distribution chart, Thomasville Bancshares ranks #280 out of 1412 companies for 3-Year EPS without NRI Growth Rate. This places Thomasville Bancshares in the top 20% of its industry — outperforming the majority of peers. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Thomasville Bancshares' value of 23.30% is 210.7% above this benchmark. While the company's 10-year median is 18.35 vs. the industry median of 7.50, Thomasville Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thomasville Bancshares's current 3-Year EPS without NRI Growth Rate of 23.30% is 210.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Thomasville Bancshares and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thomasville Bancshares's current 3-Year EPS without NRI Growth Rate is 23.30%, which is 27% above median its own 10-year median of 18.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thomasville Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Thomasville Bancshares (THVB) is currently considered Fairly Valued. The stock's GF Value™ is $99.82, compared to a current price of $105.00 — trading 5.2% above its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 23.30%, which is 27% above median its 10-year median of 18.35 and 210.7% above the Banks industry median of 7.50. Thomasville Bancshares' overall GF Score™ is 84/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Thomasville Bancshares (THVB), the current 3-Year EPS without NRI Growth Rate is 23.30% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Thomasville Bancshares (THVB) Overvalued in 2026?
Based on GuruFocus' analysis, Thomasville Bancshares stock appears to be overvalued.
The current stock price of $105.00 is trading 5.2% above its estimated GF Value™ of $99.82.
GuruFocus considers Thomasville Bancshares to be Fairly Valued.
Key valuation signals for THVB:
3-Year EPS without NRI Growth Rate: 23.30% (27% above median its 10-year median of 18.35)
GF Value™: $99.82 vs. price of $105.00 (5.2% above fair value)
Industry Position: 210.7% above the Banks median (#280 of 1412)
No single metric tells the full story. See the THVB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Thomasville Bancshares Inc is a holding company. The company operates two full-service banking offices in Thomasville, Georgia, and a full-service division located in St. Simons Island, Georgia. It provides integrated services ranging from checking to loans to investments. The bank provides personal banking, business banking, loans, mobile banking, and wealth management services. Its personal banking and business banking services include checking accounts and savings accounts. Its loans include mortgages, consumer loans, and commercial loans. It offers customers a range of home-buying options from in-house lending to secondary market loans.
84GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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