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Thomasville BancsharesTHVB 84 3-Year Book Growth Rate is 14.10% as of Dec. 2025, which is 15% above its 10-year median of 12.30. GuruFocus rates THVB with a GF Score™ of 84/100 and a GF Value™ of $99.82 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,495 Banks companies, Thomasville Bancshares ranks better than 75.38% on this metric.
During the past 12 months, Thomasville Bancshares's average Book Value per Share Growth Rate was 15.80% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 14.10% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 13.30% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 12.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Thomasville Bancshares was 26.10% per year. The lowest was 9.10% per year. And the median was 12.30% per year.
Thomasville Bancshares (OTCPK:THVB) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Thomasville Bancshares 3-Year Book Growth Rate Related Terms
THVB vs MSBI, ALPIB, RRBI: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Thomasville Bancshares's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Thomasville Bancshares 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Thomasville Bancshares's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Thomasville Bancshares's 3-Year Book Growth Rate falls into.
Thomasville Bancshares 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 14.10% mean?
Thomasville Bancshares (THVB) has a 3-Year Book Growth Rate of 14.10% as of Dec. 2025. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Thomasville Bancshares and its competitors. This is 15% above median its historical median of 12.30. Over the past decade, Thomasville Bancshares' 3-Year Book Growth Rate has ranged from 9.10 to 26.10. According to the industry distribution chart, Thomasville Bancshares ranks #368 out of 1495 companies in the Banks industry, placing it in the top 24.6%.
Is Thomasville Bancshares' 3-Year Book Growth Rate too high?
Thomasville Bancshares' current 3-Year Book Growth Rate of 14.10% is 15% above median its 10-year median of 12.30. Over the past 10 years, this metric has ranged from a low of 9.10 to a high of 26.10. The Banks industry median 3-Year Book Growth Rate is 8.80. Thomasville Bancshares' value of 14.10% is 60.2% above this industry median. Based on the distribution chart, Thomasville Bancshares ranks #368 out of 1495 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Thomasville Bancshares has a GF Score™ of 84/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Thomasville Bancshares' 3-Year Book Growth Rate compare to MSBI and ALPIB?
According to the Banks industry distribution chart, Thomasville Bancshares ranks #368 out of 1495 companies for 3-Year Book Growth Rate. This places Thomasville Bancshares in the top 25% of its industry — outperforming the majority of peers. The industry median 3-Year Book Growth Rate is 8.80. Thomasville Bancshares' value of 14.10% is 60.2% above this benchmark. Historically, Thomasville Bancshares' own 3-Year Book Growth Rate has ranged from 9.10 to 26.10 over the past decade. While the company's 10-year median is 12.30 vs. the industry median of 8.80, Thomasville Bancshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,495 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Thomasville Bancshares's current 3-Year Book Growth Rate of 14.10% is 60.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Thomasville Bancshares and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Thomasville Bancshares's current 3-Year Book Growth Rate is 14.10%, which is 15% above median its own 10-year median of 12.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Thomasville Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Thomasville Bancshares (THVB) is currently considered Fairly Valued. The stock's GF Value™ is $99.82, compared to a current price of $105.00 — trading 5.2% above its estimated fair value. The current 3-Year Book Growth Rate is 14.10%, which is 15% above median its 10-year median of 12.30 and 60.2% above the Banks industry median of 8.80. Thomasville Bancshares' overall GF Score™ is 84/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Thomasville Bancshares (THVB), the current 3-Year Book Growth Rate is 14.10% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Thomasville Bancshares (THVB) Overvalued in 2026?
Based on GuruFocus' analysis, Thomasville Bancshares stock appears to be overvalued.
The current stock price of $105.00 is trading 5.2% above its estimated GF Value™ of $99.82.
GuruFocus considers Thomasville Bancshares to be Fairly Valued.
Key valuation signals for THVB:
3-Year Book Growth Rate: 14.10% (15% above median its 10-year median of 12.30)
GF Value™: $99.82 vs. price of $105.00 (5.2% above fair value)
Industry Position: 60.2% above the Banks median (#368 of 1495)
No single metric tells the full story. See the THVB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Thomasville Bancshares Inc is a holding company. The company operates two full-service banking offices in Thomasville, Georgia, and a full-service division located in St. Simons Island, Georgia. It provides integrated services ranging from checking to loans to investments. The bank provides personal banking, business banking, loans, mobile banking, and wealth management services. Its personal banking and business banking services include checking accounts and savings accounts. Its loans include mortgages, consumer loans, and commercial loans. It offers customers a range of home-buying options from in-house lending to secondary market loans.
84GF Score
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3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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