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BFF Bank SpAFRA:2BF -0.13%52 5-Year Yield-on-Cost % is 0.00 as of Jul. 19, 2026. GuruFocus rates FRA:2BF with a GF Score™ of 52/100 and a GF Value™ of €8.75 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 211 Credit Services companies, BFF Bank SpA ranks worse than 473933.18% on this metric.
BFF Bank SpA's yield on cost for the quarter that ended in Mar. 2026 was 0.00.
The historical rank and industry rank for BFF Bank SpA's 5-Year Yield-on-Cost % or its related term are showing as below:
During the past 13 years, BFF Bank SpA's highest Yield on Cost was 28.52. The lowest was 0.19. And the median was 9.71.
FRA:2BF's 5-Year Yield-on-Cost % is not ranked *
in the Credit Services industry.
Industry Median: 4.55 * Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
BFF Bank SpA (FRA:2BF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
BFF Bank SpA 5-Year Yield-on-Cost % Related Terms
FRA:2BF vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison
For the Credit Services subindustry, BFF Bank SpA's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BFF Bank SpA 5-Year Yield-on-Cost % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, BFF Bank SpA's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where BFF Bank SpA's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of BFF Bank SpA is calculated as
BFF Bank SpA (FRA:2BF) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 19, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on BFF Bank SpA and its competitors. Over the past decade, BFF Bank SpA's 5-Year Yield-on-Cost % has ranged from 0.19 to 28.52. According to the industry distribution chart, BFF Bank SpA ranks #999999 out of 211 companies in the Credit Services industry.
Is BFF Bank SpA's 5-Year Yield-on-Cost % too high?
BFF Bank SpA's current 5-Year Yield-on-Cost % is 0.00. Over the past 10 years, this metric has ranged from a low of 0.19 to a high of 28.52. Based on the distribution chart, BFF Bank SpA ranks #999999 out of 211 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, BFF Bank SpA has a GF Score™ of 52/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BFF Bank SpA's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, BFF Bank SpA ranks #999999 out of 211 companies for 5-Year Yield-on-Cost %. This places BFF Bank SpA in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.55. Historically, BFF Bank SpA's own 5-Year Yield-on-Cost % has ranged from 0.19 to 28.52 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.55, based on 211 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on BFF Bank SpA and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BFF Bank SpA's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BFF Bank SpA stock overvalued right now?
Based on GuruFocus' analysis, BFF Bank SpA (FRA:2BF) is currently considered Possible Value Trap. The stock's GF Value™ is €8.75, compared to a current price of €3.00 — trading 65.8% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. BFF Bank SpA's overall GF Score™ is 52/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For BFF Bank SpA (FRA:2BF), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BFF Bank SpA (FRA:2BF) Overvalued in 2026?
Based on GuruFocus' analysis, BFF Bank SpA stock appears to be undervalued.
The current stock price of €3.00 is trading 65.8% below its estimated GF Value™ of €8.75.
GuruFocus considers BFF Bank SpA to be Possible Value Trap.
Key valuation signals for FRA:2BF:
5-Year Yield-on-Cost %: 0.00
GF Value™: €8.75 vs. price of €3.00 (65.8% below fair value)
No single metric tells the full story. See the FRA:2BF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BFF Bank SpA is an independent specialty finance company engaged in three business units; Factoring & Lending BU, which offers products such as non-recourse factoring, lending, and credit management mainly to public sector suppliers and public administration bodies, Securities Services BU, which deals with custodian banking for investment funds and related services such as fund accounting, and transfer agents for national managers and banks and for various investment funds such as pension funds, mutual funds and alternative funds, and Payments BU, which deals with payment processing, corporate payments, and cheques and bills and has as customers medium-small Italian banks, medium-large companies and boasts a partnership with Nexi.
52GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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