BFF Bank SpA (FRA:2BF) FCF Yield %: -5.24 (As of Jun. 28, 2026)


FRA:2BF BFF Bank SpA FRA:2BF
51 GF Score
Price €2.98
GF Value €8.58
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is BFF Bank SpA FCF Yield %?

BFF Bank SpA FRA:2BF -2.99% 51 FCF Yield % is -5.24 as of Jun. 28, 2026. GuruFocus rates FRA:2BF with a GF Score™ of 51/100 and a GF Value™ of €8.58 (Possible Value Trap). The stock has 4 warning signs investors should review. Among 541 Credit Services companies, BFF Bank SpA ranks worse than 63.59% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, BFF Bank SpA's Trailing 12-Month Free Cash Flow is €-29.5 Mil, and Market Cap is €562.2 Mil. Therefore, BFF Bank SpA's FCF Yield % for today is -5.24%.

The historical rank and industry rank for BFF Bank SpA's FCF Yield % or its related term are showing as below:

FRA:2BF' s FCF Yield % Range Over the Past 10 Years
Min: -5.24   Med: 0   Max: 0
Current: -5.24


FRA:2BF's FCF Yield % is ranked worse than
63.59% of 541 companies
in the Credit Services industry
Industry Median: -0.38 vs FRA:2BF: -5.24

BFF Bank SpA's FCF Margin % for the quarter that ended in Mar. 2026 was 0.00%.


BFF Bank SpA FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


BFF Bank SpA FCF Yield % Related Terms


BFF Bank SpA FCF Yield % Historical Data

* Premium members only.

The historical data trend for BFF Bank SpA's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BFF Bank SpA FCF Yield % Chart

BFF Bank SpA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 39.72 8.94 -11.22 -0.16 -1.64

BFF Bank SpA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

FRA:2BF vs V, MA, AXP: FCF Yield % Comparison

For the Credit Services subindustry, BFF Bank SpA's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BFF Bank SpA FCF Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, BFF Bank SpA's FCF Yield % distribution charts can be found below:

* The bar in red indicates where BFF Bank SpA's FCF Yield % falls into.


FRA:2BF
51GF Score
BFF Bank SpA FRA:2BF
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

BFF Bank SpA FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

BFF Bank SpA's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=-29.476 / 1793.885
=-1.64%

BFF Bank SpA's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=0 * 4 / 268.23658
=0.00%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of -5.24 mean?
BFF Bank SpA (FRA:2BF) has a FCF Yield % of -5.24 as of Jun. 28, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on BFF Bank SpA and its competitors. According to the industry distribution chart, BFF Bank SpA ranks #344 out of 541 companies in the Credit Services industry, placing it in the top 63.6%.
Is BFF Bank SpA's FCF Yield % too high?
BFF Bank SpA's current FCF Yield % is -5.24. Based on the distribution chart, BFF Bank SpA ranks #344 out of 541 companies in the Credit Services industry, which is below the industry midpoint. Overall, BFF Bank SpA has a GF Score™ of 51/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does BFF Bank SpA's FCF Yield % compare to V and MA?
According to the Credit Services industry distribution chart, BFF Bank SpA ranks #344 out of 541 companies for FCF Yield %. This places BFF Bank SpA in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on BFF Bank SpA and its competitors. BFF Bank SpA's current FCF Yield % is -5.24. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BFF Bank SpA stock overvalued right now?
Based on GuruFocus' analysis, BFF Bank SpA (FRA:2BF) is currently considered Possible Value Trap. The stock's GF Value™ is €8.58, compared to a current price of €2.98 — trading 65.3% below its estimated fair value. The current FCF Yield % is -5.24. BFF Bank SpA's overall GF Score™ is 51/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For BFF Bank SpA (FRA:2BF), the current FCF Yield % is -5.24 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BFF Bank SpA (FRA:2BF) Overvalued in 2026?

Based on GuruFocus' analysis, BFF Bank SpA stock appears to be undervalued. The current stock price of €2.98 is trading 65.3% below its estimated GF Value™ of €8.58. GuruFocus considers BFF Bank SpA to be Possible Value Trap.

Key valuation signals for FRA:2BF:

  • FCF Yield %: -5.24
  • GF Value™: €8.58 vs. price of €2.98 (65.3% below fair value)
  • GF Score™: 51/100 with 4 warning signs

No single metric tells the full story. See the FRA:2BF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BFF Bank SpA Business Description

Address Viale Lodovico Scarampo, 15, Milan, ITA, 20148
BFF Bank SpA is an independent specialty finance company engaged in three business units; Factoring & Lending BU, which offers products such as non-recourse factoring, lending, and credit management mainly to public sector suppliers and public administration bodies, Securities Services BU, which deals with custodian banking for investment funds and related services such as fund accounting, and transfer agents for national managers and banks and for various investment funds such as pension funds, mutual funds and alternative funds, and Payments BU, which deals with payment processing, corporate payments, and cheques and bills and has as customers medium-small Italian banks, medium-large companies and boasts a partnership with Nexi.
51GF Score

Get the complete analysis for FRA:2BF

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.98
Price
€8.58
GF Value