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Powszechny Zaklad UbezpieczenFRA:7PZ -0.86%88 5-Year Yield-on-Cost % is 6.38 as of Aug. 01, 2026, which is 0% above its 10-year median of 6.37. GuruFocus rates FRA:7PZ with a GF Score™ of 88/100 and a GF Value™ of €14.06 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 420 Insurance companies, Powszechny Zaklad Ubezpieczen ranks better than 75.95% on this metric.
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Powszechny Zaklad Ubezpieczen 5-Year Yield-on-Cost % Related Terms
FRA:7PZ vs CB, PGR, TRV: 5-Year Yield-on-Cost % Comparison
For the Insurance - Property & Casualty subindustry, Powszechny Zaklad Ubezpieczen's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Powszechny Zaklad Ubezpieczen 5-Year Yield-on-Cost % vs Insurance Industry
For the Insurance industry and Financial Services sector, Powszechny Zaklad Ubezpieczen's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Powszechny Zaklad Ubezpieczen's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Powszechny Zaklad Ubezpieczen (FRA:7PZ) has a 5-Year Yield-on-Cost % of 6.38 as of Aug. 01, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Powszechny Zaklad Ubezpieczen and its competitors. This is near median its historical median of 6.37. Over the past decade, Powszechny Zaklad Ubezpieczen's 5-Year Yield-on-Cost % has ranged from 2.96 to 12.76. According to the industry distribution chart, Powszechny Zaklad Ubezpieczen ranks #101 out of 420 companies in the Insurance industry, placing it in the top 24%.
Is Powszechny Zaklad Ubezpieczen's 5-Year Yield-on-Cost % too high?
Powszechny Zaklad Ubezpieczen's current 5-Year Yield-on-Cost % of 6.38 is near median its 10-year median of 6.37. Over the past 10 years, this metric has ranged from a low of 2.96 to a high of 12.76. The Insurance industry median 5-Year Yield-on-Cost % is 3.87. Powszechny Zaklad Ubezpieczen's value of 6.38 is 64.9% above this industry median. Based on the distribution chart, Powszechny Zaklad Ubezpieczen ranks #101 out of 420 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Powszechny Zaklad Ubezpieczen has a GF Score™ of 88/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Powszechny Zaklad Ubezpieczen's 5-Year Yield-on-Cost % compare to CB and PGR?
According to the Insurance industry distribution chart, Powszechny Zaklad Ubezpieczen ranks #101 out of 420 companies for 5-Year Yield-on-Cost %. This places Powszechny Zaklad Ubezpieczen in the top 24% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.87. Powszechny Zaklad Ubezpieczen's value of 6.38 is 64.9% above this benchmark. Historically, Powszechny Zaklad Ubezpieczen's own 5-Year Yield-on-Cost % has ranged from 2.96 to 12.76 over the past decade. While the company's 10-year median is 6.37 vs. the industry median of 3.87, Powszechny Zaklad Ubezpieczen has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for an Insurance company?
The median 5-Year Yield-on-Cost % among Insurance companies is 3.87, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Powszechny Zaklad Ubezpieczen's current 5-Year Yield-on-Cost % of 6.38 is 64.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Powszechny Zaklad Ubezpieczen and its competitors. For the Insurance industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Powszechny Zaklad Ubezpieczen's current 5-Year Yield-on-Cost % is 6.38, which is near median its own 10-year median of 6.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Powszechny Zaklad Ubezpieczen stock overvalued right now?
Based on GuruFocus' analysis, Powszechny Zaklad Ubezpieczen (FRA:7PZ) is currently considered Modestly Overvalued. The stock's GF Value™ is €14.06, compared to a current price of €16.18 — trading 15.1% above its estimated fair value. The current 5-Year Yield-on-Cost % is 6.38, which is near median its 10-year median of 6.37 and 64.9% above the Insurance industry median of 3.87. Powszechny Zaklad Ubezpieczen's overall GF Score™ is 88/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Powszechny Zaklad Ubezpieczen (FRA:7PZ), the current 5-Year Yield-on-Cost % is 6.38 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Powszechny Zaklad Ubezpieczen (FRA:7PZ) Overvalued in 2026?
Based on GuruFocus' analysis, Powszechny Zaklad Ubezpieczen stock appears to be overvalued.
The current stock price of €16.18 is trading 15.1% above its estimated GF Value™ of €14.06.
GuruFocus considers Powszechny Zaklad Ubezpieczen to be Modestly Overvalued.
Key valuation signals for FRA:7PZ:
5-Year Yield-on-Cost %: 6.38 (near median its 10-year median of 6.37)
GF Value™: €14.06 vs. price of €16.18 (15.1% above fair value)
Industry Position: 64.9% above the Insurance median (#101 of 420)
No single metric tells the full story. See the FRA:7PZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.
88GF Score
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