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EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Powszechny Zaklad Ubezpieczen's enterprise value is €26,011 Mil.
Powszechny Zaklad Ubezpieczen's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 was €6,115 Mil. Therefore, Powszechny Zaklad Ubezpieczen's EV-to-EBITDA for today is 4.25.
The historical rank and industry rank for Powszechny Zaklad Ubezpieczen's EV-to-EBITDA or its related term are showing as below:
FRA:7PZ'
s EV-to-EBITDA Range Over the Past 10 Years
Min: 2.9 Med: 6.42 Max: 12.28
Current: 4.35
During the past 13 years, the highest EV-to-EBITDA of Powszechny Zaklad Ubezpieczen was 12.28. The lowest was 2.90. And the median was 6.42.
FRA:7PZ's EV-to-EBITDA is ranked better than 78.45% of 348
companies
in the Insurance industry
Industry Median: 8.095
vs FRA:7PZ: 4.35
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Powszechny Zaklad Ubezpieczen's PE Ratio (TTM) for today is calculated as:
Powszechny Zaklad Ubezpieczen's share price for today is €16.975.
Powszechny Zaklad Ubezpieczen's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €1.785.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Powszechny Zaklad Ubezpieczen's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Powszechny Zaklad Ubezpieczen EV-to-EBITDA vs Insurance Industry
For the Insurance industry and Financial Services sector, Powszechny Zaklad Ubezpieczen's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Powszechny Zaklad Ubezpieczen's EV-to-EBITDA falls into.
Powszechny Zaklad Ubezpieczen's current Enterprise Value is €26,011 Mil.
Powszechny Zaklad Ubezpieczen's EBITDA for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €6,115 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Powszechny Zaklad Ubezpieczen (FRA:7PZ) has a EV-to-EBITDA of 4.25 as of Aug. 22, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Powszechny Zaklad Ubezpieczen. This is 34% below median its historical median of 6.42. Over the past decade, Powszechny Zaklad Ubezpieczen's EV-to-EBITDA has ranged from 2.90 to 12.28. According to the industry distribution chart, Powszechny Zaklad Ubezpieczen ranks #75 out of 348 companies in the Insurance industry, placing it in the top 21.6%.
Is Powszechny Zaklad Ubezpieczen's EV-to-EBITDA too high?
Powszechny Zaklad Ubezpieczen's current EV-to-EBITDA of 4.25 is 34% below median its 10-year median of 6.42. Over the past 10 years, this metric has ranged from a low of 2.90 to a high of 12.28. The Insurance industry median EV-to-EBITDA is 8.10. Powszechny Zaklad Ubezpieczen's value of 4.25 is 47.5% below this industry median. Based on the distribution chart, Powszechny Zaklad Ubezpieczen ranks #75 out of 348 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, Powszechny Zaklad Ubezpieczen has a GF Score™ of 88/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Powszechny Zaklad Ubezpieczen's EV-to-EBITDA compare to CB and PGR?
According to the Insurance industry distribution chart, Powszechny Zaklad Ubezpieczen ranks #75 out of 348 companies for EV-to-EBITDA. This places Powszechny Zaklad Ubezpieczen in the top 22% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 8.10. Powszechny Zaklad Ubezpieczen's value of 4.25 is 47.5% below this benchmark. Historically, Powszechny Zaklad Ubezpieczen's own EV-to-EBITDA has ranged from 2.90 to 12.28 over the past decade. While the company's 10-year median is 6.42 vs. the industry median of 8.10, Powszechny Zaklad Ubezpieczen has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for an Insurance company?
The median EV-to-EBITDA among Insurance companies is 8.10, based on 348 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Powszechny Zaklad Ubezpieczen's current EV-to-EBITDA of 4.25 is 47.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Powszechny Zaklad Ubezpieczen. For the Insurance industry, the median EV-to-EBITDA is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Powszechny Zaklad Ubezpieczen's current EV-to-EBITDA is 4.25, which is 34% below median its own 10-year median of 6.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Powszechny Zaklad Ubezpieczen stock overvalued right now?
Based on GuruFocus' analysis, Powszechny Zaklad Ubezpieczen (FRA:7PZ) is currently considered Modestly Overvalued. The stock's GF Value™ is €14.72, compared to a current price of €16.98 — trading 15.3% above its estimated fair value. The current EV-to-EBITDA is 4.25, which is 34% below median its 10-year median of 6.42 and 47.5% below the Insurance industry median of 8.10. Powszechny Zaklad Ubezpieczen's overall GF Score™ is 88/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Powszechny Zaklad Ubezpieczen (FRA:7PZ), the current EV-to-EBITDA is 4.25 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Powszechny Zaklad Ubezpieczen (FRA:7PZ) Overvalued in 2026?
Based on GuruFocus' analysis, Powszechny Zaklad Ubezpieczen stock appears to be overvalued.
The current stock price of €16.98 is trading 15.3% above its estimated GF Value™ of €14.72.
GuruFocus considers Powszechny Zaklad Ubezpieczen to be Modestly Overvalued.
Key valuation signals for FRA:7PZ:
EV-to-EBITDA: 4.25 (34% below median its 10-year median of 6.42)
GF Value™: €14.72 vs. price of €16.98 (15.3% above fair value)
Industry Position: 47.5% below the Insurance median (#75 of 348)
No single metric tells the full story. See the FRA:7PZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.
88GF Score
Get the complete analysis for FRA:7PZ
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