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Paisalo DigitalBOM:532900 +1.21%74 Dividend Yield % is 0.14% as of Jul. 29, 2026, which is 44% below its 10-year median of 0.25. GuruFocus rates BOM:532900 with a GF Score™ of 74/100 and a GF Value™ of ₹49.59 (Significantly Overvalued). The stock has 11 warning signs investors should review. Among 211 Credit Services companies, Paisalo Digital ranks worse than 96.21% on this metric.
As of today (2026-07-29), the Trailing Annual Dividend Yield of Paisalo Digital is 0.14%.
Warning Sign:
Paisalo Digital Ltd stock Dividend Yield % is close to 1-year low.
The historical rank and industry rank for Paisalo Digital's Dividend Yield % or its related term are showing as below:
BOM:532900'
s Dividend Yield % Range Over the Past 10 Years
Min: 0.05 Med: 0.25 Max: 0.67
Current: 0.14
During the past 13 years, the highest Dividend Yield of Paisalo Digital was 0.67%. The lowest was 0.05%. And the median was 0.25%.
BOM:532900's Dividend Yield % is ranked worse than 96.21% of 211
companies
in the Credit Services industry
Industry Median: 3.57
vs BOM:532900: 0.14
During the past 3 years, the average Dividends Per Share Growth Rate was 26.00% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 17.20% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 5.80% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Paisalo Digital was 26.00% per year. The lowest was 0.00% per year. And the median was 0.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Paisalo Digital (BOM:532900) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
The historical data trend for Paisalo Digital's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:532900 vs V, MA, AXP: Dividend Yield % Comparison
For the Credit Services subindustry, Paisalo Digital's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Paisalo Digital Dividend Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Paisalo Digital's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Paisalo Digital's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Paisalo Digital Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
INR 0.100000
2025-09-22
2025-09-23
2025-10-08
Cash Dividend
annually
INR:INR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Paisalo Digital's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Paisalo Digital (BOM:532900) has a Dividend Yield % of 0.14% as of Jul. 29, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Paisalo Digital and its competitors. This is 44% below median its historical median of 0.25. Over the past decade, Paisalo Digital's Dividend Yield % has ranged from 0.05 to 0.67. According to the industry distribution chart, Paisalo Digital ranks #203 out of 211 companies in the Credit Services industry, placing it in the top 96.2%.
Is Paisalo Digital's Dividend Yield % too high?
Paisalo Digital's current Dividend Yield % of 0.14% is 44% below median its 10-year median of 0.25. Over the past 10 years, this metric has ranged from a low of 0.05 to a high of 0.67. The Credit Services industry median Dividend Yield % is 3.57. Paisalo Digital's value of 0.14% is 96.1% below this industry median. Based on the distribution chart, Paisalo Digital ranks #203 out of 211 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Paisalo Digital has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Paisalo Digital's Dividend Yield % compare to V and MA?
According to the Credit Services industry distribution chart, Paisalo Digital ranks #203 out of 211 companies for Dividend Yield %. This places Paisalo Digital in the lower half of its industry. The industry median Dividend Yield % is 3.57. Paisalo Digital's value of 0.14% is 96.1% below this benchmark. Historically, Paisalo Digital's own Dividend Yield % has ranged from 0.05 to 0.67 over the past decade. While the company's 10-year median is 0.25 vs. the industry median of 3.57, Paisalo Digital has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Credit Services company?
The median Dividend Yield % among Credit Services companies is 3.57, based on 211 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Paisalo Digital's current Dividend Yield % of 0.14% is 96.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Paisalo Digital and its competitors. For the Credit Services industry, the median Dividend Yield % is 3.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Paisalo Digital's current Dividend Yield % is 0.14%, which is 44% below median its own 10-year median of 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paisalo Digital stock overvalued right now?
Based on GuruFocus' analysis, Paisalo Digital (BOM:532900) is currently considered Significantly Overvalued. The stock's GF Value™ is ₹49.59, compared to a current price of ₹71.11 — trading 43.4% above its estimated fair value. The current Dividend Yield % is 0.14%, which is 44% below median its 10-year median of 0.25 and 96.1% below the Credit Services industry median of 3.57. Paisalo Digital's overall GF Score™ is 74/100 with 11 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Paisalo Digital (BOM:532900), the current Dividend Yield % is 0.14% as of Jul. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Paisalo Digital (BOM:532900) Overvalued in 2026?
Based on GuruFocus' analysis, Paisalo Digital stock appears to be overvalued.
The current stock price of ₹71.11 is trading 43.4% above its estimated GF Value™ of ₹49.59.
GuruFocus considers Paisalo Digital to be Significantly Overvalued.
Key valuation signals for BOM:532900:
Dividend Yield %: 0.14% (44% below median its 10-year median of 0.25)
GF Value™: ₹49.59 vs. price of ₹71.11 (43.4% above fair value)
Industry Position: 96.1% below the Credit Services median (#203 of 211)
No single metric tells the full story. See the BOM:532900 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Paisalo Digital Ltd is a non-deposit-taking non-banking finance company that offers financial services to underserved individuals in India. The product portfolio of the company consists of business loans, loans for small and medium enterprises, income generation loans, mobility loans, entrepreneurial loans, and others. It lends to individuals, SSIs, SMEs, and other manufacturing, trading, and service sector entities, among others.
74GF Score
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