Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Pathfinder BancorpFRA:8PF 55 Dividend Yield % is 2.02% as of Aug. 25, 2026, which is 14% above its 10-year median of 1.77. GuruFocus rates FRA:8PF with a GF Score™ of 55/100 and a GF Value™ of €11.15. The stock has 7 warning signs investors should review. Among 1,250 Banks companies, Pathfinder Bancorp ranks worse than 63.28% on this metric.
As of today (2026-08-25), the Trailing Annual Dividend Yield of Pathfinder Bancorp is 2.02%.
Warning Sign:
Pathfinder Bancorp Inc stock Dividend Yield % is close to 1-year low.
The historical rank and industry rank for Pathfinder Bancorp's Dividend Yield % or its related term are showing as below:
FRA:8PF'
s Dividend Yield % Range Over the Past 10 Years
Min: 1.27 Med: 1.77 Max: 3.14
Current: 2.02
During the past 13 years, the highest Dividend Yield of Pathfinder Bancorp was 3.14%. The lowest was 1.27%. And the median was 1.77%.
FRA:8PF's Dividend Yield % is ranked worse than 63.28% of 1250
companies
in the Banks industry
Industry Median: 3.025
vs FRA:8PF: 2.02
During the past 3 years, the average Dividends Per Share Growth Rate was 5.60% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 11.20% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 9.90% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Pathfinder Bancorp was 91.30% per year. The lowest was -33.60% per year. And the median was 9.10% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Pathfinder Bancorp Dividend Yield % Historical Data
* Premium members only.
The historical data trend for Pathfinder Bancorp's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:8PF vs PTBS, ADKT, ORBN: Dividend Yield % Comparison
For the Banks - Regional subindustry, Pathfinder Bancorp's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pathfinder Bancorp Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Pathfinder Bancorp's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Pathfinder Bancorp's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Pathfinder Bancorp Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.100000
2026-07-17
2026-07-17
2026-08-07
Cash Dividend
quarterly
USD:EUR 0.875000
USD 0.100000
2026-04-17
2026-04-17
2026-05-08
Cash Dividend
quarterly
USD:EUR 0.855000
USD 0.100000
2026-01-16
2026-01-16
2026-02-06
Cash Dividend
quarterly
USD:EUR 0.851000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Pathfinder Bancorp's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pathfinder Bancorp (FRA:8PF) has a Dividend Yield % of 2.02% as of Aug. 25, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Pathfinder Bancorp and its competitors. This is 14% above median its historical median of 1.77. Over the past decade, Pathfinder Bancorp's Dividend Yield % has ranged from 1.27 to 3.14. According to the industry distribution chart, Pathfinder Bancorp ranks #791 out of 1250 companies in the Banks industry, placing it in the top 63.3%.
Is Pathfinder Bancorp's Dividend Yield % too high?
Pathfinder Bancorp's current Dividend Yield % of 2.02% is 14% above median its 10-year median of 1.77. Over the past 10 years, this metric has ranged from a low of 1.27 to a high of 3.14. The Banks industry median Dividend Yield % is 3.03. Pathfinder Bancorp's value of 2.02% is 33.2% below this industry median. Based on the distribution chart, Pathfinder Bancorp ranks #791 out of 1250 companies in the Banks industry, which is below the industry midpoint. Overall, Pathfinder Bancorp has a GF Score™ of 55/100, reflecting its overall financial health beyond just this single metric.
How does Pathfinder Bancorp's Dividend Yield % compare to PTBS and ADKT?
According to the Banks industry distribution chart, Pathfinder Bancorp ranks #791 out of 1250 companies for Dividend Yield %. This places Pathfinder Bancorp in the lower half of its industry. The industry median Dividend Yield % is 3.03. Pathfinder Bancorp's value of 2.02% is 33.2% below this benchmark. Historically, Pathfinder Bancorp's own Dividend Yield % has ranged from 1.27 to 3.14 over the past decade. While the company's 10-year median is 1.77 vs. the industry median of 3.03, Pathfinder Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.03, based on 1,250 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pathfinder Bancorp's current Dividend Yield % of 2.02% is 33.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Pathfinder Bancorp and its competitors. For the Banks industry, the median Dividend Yield % is 3.03 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pathfinder Bancorp's current Dividend Yield % is 2.02%, which is 14% above median its own 10-year median of 1.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pathfinder Bancorp stock overvalued right now?
Pathfinder Bancorp (FRA:8PF) has a current Dividend Yield % of 2.02%. The stock's GF Value™ is €11.15, compared to a current price of €12.70 — trading 13.9% above its estimated fair value. The current Dividend Yield % is 2.02%, which is 14% above median its 10-year median of 1.77 and 33.2% below the Banks industry median of 3.03. Pathfinder Bancorp's overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Pathfinder Bancorp (FRA:8PF), the current Dividend Yield % is 2.02% as of Aug. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Pathfinder Bancorp (FRA:8PF) Overvalued in 2026?
Based on GuruFocus' analysis, Pathfinder Bancorp stock appears to be overvalued.
The current stock price of €12.70 is trading 13.9% above its estimated GF Value™ of €11.15.
Key valuation signals for FRA:8PF:
Dividend Yield %: 2.02% (14% above median its 10-year median of 1.77)
GF Value™: €11.15 vs. price of €12.70 (13.9% above fair value)
Industry Position: 33.2% below the Banks median (#791 of 1250)
No single metric tells the full story. See the FRA:8PF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Pathfinder Bancorp Inc is a holding company for Pathfinder Bank. The Pathfinder Bank is a commercial bank engaged in attracting deposits from the general public and investing such deposits, together with other sources of funds, in loans secured by residential real estate, commercial real estate, small business loans, and consumer loans. The bank invests a portion of its assets in debt securities issued by the United States Government and its agencies and sponsored enterprises, state and municipal obligations, corporate debt securities, mutual funds, and equity securities. The principal source of income is interest on loans and investment securities.
55GF Score
Get the complete analysis for FRA:8PF
Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
FRA:8PF has been successfully added to your 
