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Virginia National BanksharesVABK +1.29%64 Dividend Yield % is 3.21% as of Jul. 25, 2026, which is 4% below its 10-year median of 3.35. GuruFocus rates VABK with a GF Score™ of 64/100 and a GF Value™ of $38.16 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,250 Banks companies, Virginia National Bankshares ranks better than 54.32% on this metric.
During the past 12 months, Virginia National Bankshares's average Dividends Per Share Growth Rate was 9.10% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 5.50% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 3.50% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 13.80% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Virginia National Bankshares was 48.30% per year. The lowest was 0.40% per year. And the median was 16.45% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Virginia National Bankshares (NAS:VABK) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Virginia National Bankshares Dividend Yield % Chart
VABK vs FBLA, NKSH, INBK: Dividend Yield % Comparison
For the Banks - Regional subindustry, Virginia National Bankshares's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Virginia National Bankshares Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Virginia National Bankshares's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Virginia National Bankshares's Dividend Yield % falls into.
Virginia National Bankshares Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Virginia National Bankshares Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.360000
2026-05-13
2026-05-13
2026-05-29
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.360000
2026-02-13
2026-02-13
2026-02-27
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.360000
2025-11-14
2025-11-14
2025-11-28
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.360000
2025-08-15
2025-08-15
2025-08-29
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Virginia National Bankshares (VABK) has a Dividend Yield % of 3.21% as of Jul. 25, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Virginia National Bankshares and its competitors. This is near median its historical median of 3.35. Over the past decade, Virginia National Bankshares' Dividend Yield % has ranged from 1.26 to 5.44. According to the industry distribution chart, Virginia National Bankshares ranks #571 out of 1250 companies in the Banks industry, placing it in the top 45.7%.
Is Virginia National Bankshares' Dividend Yield % too high?
Virginia National Bankshares' current Dividend Yield % of 3.21% is near median its 10-year median of 3.35. Over the past 10 years, this metric has ranged from a low of 1.26 to a high of 5.44. The Banks industry median Dividend Yield % is 3.01. Virginia National Bankshares' value of 3.21% is 6.6% above this industry median. Based on the distribution chart, Virginia National Bankshares ranks #571 out of 1250 companies in the Banks industry, which is above the industry midpoint. Overall, Virginia National Bankshares has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Virginia National Bankshares' Dividend Yield % compare to FBLA and NKSH?
According to the Banks industry distribution chart, Virginia National Bankshares ranks #571 out of 1250 companies for Dividend Yield %. This puts Virginia National Bankshares in the upper half of its industry. The industry median Dividend Yield % is 3.01. Virginia National Bankshares' value of 3.21% is 6.6% above this benchmark. Historically, Virginia National Bankshares' own Dividend Yield % has ranged from 1.26 to 5.44 over the past decade. While the company's 10-year median is 3.35 vs. the industry median of 3.01, Virginia National Bankshares has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.01, based on 1,250 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Virginia National Bankshares's current Dividend Yield % of 3.21% is 6.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Virginia National Bankshares and its competitors. For the Banks industry, the median Dividend Yield % is 3.01 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Virginia National Bankshares's current Dividend Yield % is 3.21%, which is near median its own 10-year median of 3.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Virginia National Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Virginia National Bankshares (VABK) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.16, compared to a current price of $44.87 — trading 17.6% above its estimated fair value. The current Dividend Yield % is 3.21%, which is near median its 10-year median of 3.35 and 6.6% above the Banks industry median of 3.01. Virginia National Bankshares' overall GF Score™ is 64/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Virginia National Bankshares (VABK), the current Dividend Yield % is 3.21% as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Virginia National Bankshares (VABK) Overvalued in 2026?
Based on GuruFocus' analysis, Virginia National Bankshares stock appears to be overvalued.
The current stock price of $44.87 is trading 17.6% above its estimated GF Value™ of $38.16.
GuruFocus considers Virginia National Bankshares to be Modestly Overvalued.
Key valuation signals for VABK:
Dividend Yield %: 3.21% (near median its 10-year median of 3.35)
GF Value™: $38.16 vs. price of $44.87 (17.6% above fair value)
Industry Position: 6.6% above the Banks median (#571 of 1250)
No single metric tells the full story. See the VABK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Virginia National Bankshares Corp is a bank holding company engaged in commercial and retail banking. The bank offers a range of banking and related financial services, including checking accounts, negotiable order of withdrawal accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and other depository services. Its segments include the Bank, VNB Trust and Estate Services, and Masonry Capital. The Bank's commercial banking activities involve making loans, taking deposits, and offering related services to individuals, businesses, and charitable organizations.
64GF Score
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