Business Description
Richmond Mutual Bancorp Inc
NAICS : 522110
SIC : 6011
Description
Richmond Mutual Bancorp Inc is a United States-based banking company. Its principal business consists of attracting deposits from the general public & brokered deposits and investing those funds primarily in loans secured by commercial and multi-family real estate, first mortgages on owner-occupied, one-to four-family residences, a variety of consumer loans, direct financing leases, and commercial and industrial loans.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.1 | |||||
| Equity-to-Asset | 0.1 | |||||
| Debt-to-Equity | 1.5 | |||||
| Debt-to-EBITDA | 4.1 | |||||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -2.3 | |||||
| WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 15.5 | |||||
| 3-Year EPS without NRI Growth Rate | 31 | |||||
| 3-Year Book Growth Rate | 30.2 |
Momentum Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 40.1 | |||||
| 9-Day RSI | 48.2 | |||||
| 14-Day RSI | 51.48 | |||||
| 6-1 Month Momentum % | -5.79 | |||||
| 12-1 Month Momentum % | -19.19 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.01 | |||||
| Dividend Payout Ratio | 0.33 | |||||
| Forward Dividend Yield % | 3.01 | |||||
| 5-Year Yield-on-Cost % | 3.07 | |||||
| 3-Year Average Share Buyback Ratio | 1.6 |
Profitability Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 27.12 | |||||
| ROE % | 7.93 | |||||
| ROA % | 0.98 | |||||
| Years of Profitability over Past 10-Year | 4 |
GF Value Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 12.1 | |||||
| PE Ratio without NRI | 12.1 | |||||
| Price-to-Owner-Earnings | 8.34 | |||||
| PS Ratio | 3.25 | |||||
| PB Ratio | 1.26 | |||||
| Price-to-Tangible-Book | 1.27 | |||||
| Price-to-Free-Cash-Flow | 104.01 | |||||
| Price-to-Operating-Cash-Flow | 73.53 | |||||
| EV-to-Revenue | 7.11 | |||||
| EV-to-FCF | 322.03 | |||||
| Price-to-Graham-Number | 0.83 |
