Monro (MNRO) Altman Z2-Score: 0.76 (As of Jun. 24, 2026) — 62% Below Median


MNRO Monro Inc MNRO
68 GF Score
Price $15.71
GF Value $23.63
Valuation Possible Value Trap
! 5 Warning Signs
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What is Monro Altman Z2-Score?

Monro MNRO +1.95% 68 Altman Z2-Score is 0.76 as of Jun. 24, 2026, which is 62% below its 10-year median of 2.02. GuruFocus rates MNRO with a GF Score™ of 68/100 and a GF Value™ of $23.63 (Possible Value Trap). The stock has 5 warning signs investors should review. Among 1,316 Vehicles & Parts companies, Monro ranks worse than 80.62% on this metric.

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Warning Sign:

Monro has a Altman Z2-Score of 0.76, indicating it is in Distress Zones. This implies bankrupcy possibility in the next two years.

The zones of discrimination were as such:

When Altman Z2-Score <= 1.1, it is in Distress Zones.
When Altman Z2-Score >= 2.6, it is in Safe Zones.
When Altman Z2-Score is between 1.1 and 2.6, it is in Grey Zones.

The historical rank and industry rank for Monro's Altman Z2-Score or its related term are showing as below:

MNRO' s Altman Z2-Score Range Over the Past 10 Years
Min: 0.76   Med: 2.02   Max: 3.43
Current: 0.76

During the past 13 years, Monro's highest Altman Z2-Score was 3.43. The lowest was 0.76. And the median was 2.02.


Monro  (NAS:MNRO) Altman Z2-Score Explanation

The original Z-Score model was based on publicly traded manufacturing companies while the Z2-Score, also known as Z"-score can be used for any type of company excluding property/financial companies. Both Z-Score and Z2-Score describes the financial health of a company, and its likelihood of financial distress.

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4_2, Net Worth (Total Stockholders Equity - Preferred Stock)/Total Liabilities (NW/TL): it compares a company’s stock net worth with its total liabilities and can be used to assess the extent of its reliance on debt.

Read more about Altman Z2-Score, the original research on Z-Score and the additional research on Z2-Score.


Be Aware

Altman Z2-Score does not apply to financial companies.


Monro Altman Z2-Score Related Terms


Monro Altman Z2-Score Historical Data

* Premium members only.

The historical data trend for Monro's Altman Z2-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Monro Altman Z2-Score Chart

Monro Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Altman Z2-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.99 1.47 1.43 0.93 0.76

Monro Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Altman Z2-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.93 0.80 0.73 0.76 0.76

MNRO vs SES, MVST, ECX: Altman Z2-Score Comparison

For the Auto Parts subindustry, Monro's Altman Z2-Score, along with its competitors' market caps and Altman Z2-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Monro Altman Z2-Score vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, Monro's Altman Z2-Score distribution charts can be found below:

* The bar in red indicates where Monro's Altman Z2-Score falls into.


MNRO
68GF Score
Monro Inc MNRO
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Monro Altman Z2-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Z2-Score, also known as Z"-Score is the Z-Score for non-manufacturing companies excluding property/financial companies.

Monro's Altman Z2-Score for today is calculated with this formula:

Z=6.56*X1+3.26*X2+6.72*X3+1.05*X4_2
=6.56*-0.1793+3.26*0.371+6.72*0.013+1.05*0.6057
=0.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z2-Score when X4_2 value is 0.

Trailing Twelve Months (TTM) ended in Mar. 2026:
Total Assets was $1,568 Mil.
Total Current Assets was $237 Mil.
Total Current Liabilities was $518 Mil.
Retained Earnings was $582 Mil.
Pre-Tax Income was -9.216 + 14.579 + 8.438 + -10.701 = $3 Mil.
Interest Expense was -4.054 + -4.045 + -4.35 + -4.784 = $-17 Mil.
Total Liabilities was $977 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(236.641 - 517.837)/1567.977
=-0.1793

X2=Retained Earnings/Total Assets
=581.658/1567.977
=0.371

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(3.1 - -17.233)/1567.977
=0.013

X4_2=Net Worth/Total Liabilities
=(Total Stockholders Equity - Preferred Stock)/Total Liabilities
=(591.473 - 0.029)/976.504
=0.6057

The zones of discrimination were as such:

Distress Zones - 1.1 < Grey Zones < 2.6 - Safe Zones

Monro has a Altman Z2-Score of 0.76 indicating it is in Distress Zones.

Frequently Asked Questions Learn more about Altman Z2-Score →
What does a Altman Z2-Score of 0.76 mean?
Monro (MNRO) has a Altman Z2-Score of 0.76 as of Jun. 24, 2026. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Monro and its competitors. This is 62% below median its historical median of 2.02. Over the past decade, Monro's Altman Z2-Score has ranged from 0.76 to 3.43. According to the industry distribution chart, Monro ranks #1061 out of 1316 companies in the Vehicles & Parts industry, placing it in the top 80.6%.
Is Monro's Altman Z2-Score too high?
Monro's current Altman Z2-Score of 0.76 is 62% below median its 10-year median of 2.02. Over the past 10 years, this metric has ranged from a low of 0.76 to a high of 3.43. The Vehicles & Parts industry median Altman Z2-Score is 2.98. Monro's value of 0.76 is 74.5% below this industry median. Based on the distribution chart, Monro ranks #1061 out of 1316 companies in the Vehicles & Parts industry, which is in the bottom quartile relative to peers. Overall, Monro has a GF Score™ of 68/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Monro's Altman Z2-Score compare to SES and MVST?
According to the Vehicles & Parts industry distribution chart, Monro ranks #1061 out of 1316 companies for Altman Z2-Score. This places Monro in the lower half of its industry. The industry median Altman Z2-Score is 2.98. Monro's value of 0.76 is 74.5% below this benchmark. Historically, Monro's own Altman Z2-Score has ranged from 0.76 to 3.43 over the past decade. While the company's 10-year median is 2.02 vs. the industry median of 2.98, Monro has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z2-Score for a Vehicles & Parts company?
The median Altman Z2-Score among Vehicles & Parts companies is 2.98, based on 1,316 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z2-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z2-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Monro's current Altman Z2-Score of 0.76 is 74.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z2-Score mean?
A high Altman Z2-Score can signal that a stock is expensive relative to its fundamentals. Z2-Score is the Z-Score for non-manufacturing companies excluding property/financial companies, which measures a company's bankruptcy risk. View historical data on Monro and its competitors. For the Vehicles & Parts industry, the median Altman Z2-Score is 2.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Monro's current Altman Z2-Score is 0.76, which is 62% below median its own 10-year median of 2.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Monro stock overvalued right now?
Based on GuruFocus' analysis, Monro (MNRO) is currently considered Possible Value Trap. The stock's GF Value™ is $23.63, compared to a current price of $15.71 — trading 33.5% below its estimated fair value. The current Altman Z2-Score is 0.76, which is 62% below median its 10-year median of 2.02 and 74.5% below the Vehicles & Parts industry median of 2.98. Monro's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z2-Score calculated?
Altman Z2-Score is calculated from a company's financial statements. For Monro (MNRO), the current Altman Z2-Score is 0.76 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Monro (MNRO) Overvalued in 2026?

Based on GuruFocus' analysis, Monro stock appears to be undervalued. The current stock price of $15.71 is trading 33.5% below its estimated GF Value™ of $23.63. GuruFocus considers Monro to be Possible Value Trap.

Key valuation signals for MNRO:

  • Altman Z2-Score: 0.76 (62% below median its 10-year median of 2.02)
  • GF Value™: $23.63 vs. price of $15.71 (33.5% below fair value)
  • GF Score™: 68/100 with 5 warning signs
  • Industry Position: 74.5% below the Vehicles & Parts median (#1061 of 1316)

No single metric tells the full story. See the MNRO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Monro Business Description

Other Exchanges MR2:Germany
Address 295 Woodcliff Drive, Suite 202, Fairport, NY, USA, 14450
Monro Inc is an operator of retail tire and automotive repair stores in the United States. The company offers replacement tires and tire related services, automotive undercar repair services, and a broad range of routine maintenance services, on passenger cars, light trucks, and vans. It also provides other products and services for brakes; mufflers and exhaust systems; and steering, drive train, suspension, and wheel alignment.
68GF Score

Get the complete analysis for MNRO

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$15.71
Price
$23.63
GF Value