Shriram Finance (BOM:511218) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:511218 Shriram Finance Ltd BOM:511218
74 GF Score
Price ₹1,121.00
GF Value ₹786.84
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Shriram Finance Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

BOM:511218
74GF Score
Shriram Finance Ltd BOM:511218
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Shriram Finance (BOM:511218) Overvalued in 2026?

Based on GuruFocus' analysis, Shriram Finance stock appears to be overvalued. The current stock price of ₹1,121.00 is trading 42.5% above its estimated GF Value™ of ₹786.84. GuruFocus considers Shriram Finance to be Significantly Overvalued.

Key valuation signals for BOM:511218:

  • Altman Z-Score:
  • GF Value™: ₹786.84 vs. price of ₹1,121.00 (42.5% above fair value)
  • GF Score™: 74/100 with 6 warning signs

No single metric tells the full story. See the BOM:511218 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Shriram Finance Business Description

Other Exchanges SHRIRAMFIN:India
Address Wockhardt Towers, West Wing, Level-3, C-2, G-Block, Bandra-Kurla Complex, Bandra (East), Mumbai, MH, IND, 400051
Shriram Finance Ltd is an Indian non-banking finance company. It is engaged in the financing of pre-owned commercial vehicles, equipment, and other loans. The company focuses on loan origination, valuation, and collection for pre-owned and new commercial and passenger vehicles, tractors, 3-wheelers, multi-utility vehicles, and also provides ancillary services such as finance for working capital, engine replacement, bill discounting, credit cards, and tire-loans as holistic financing support. The company's revenue consists of interest income on loans provided. Geographically, it derives maximum revenue from India.
74GF Score

Get the complete analysis for BOM:511218

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹1,121.00
Price
₹786.84
GF Value