PT Lima Dua Lima Tiga Tbk (ISX:LUCY) Altman Z-Score: 4.87 (As of Jul. 12, 2026) — 12% Above Median


ISX:LUCY PT Lima Dua Lima Tiga Tbk ISX:LUCY
41 GF Score
Price Rp432.00
GF Value Rp322.62
Valuation Significantly Overvalued
! 3 Warning Signs
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What is PT Lima Dua Lima Tiga Tbk Altman Z-Score?

PT Lima Dua Lima Tiga Tbk ISX:LUCY -9.62% 41 Altman Z-Score is 4.87 as of Jul. 12, 2026, which is 12% above its 10-year median of 4.35. GuruFocus rates ISX:LUCY with a GF Score™ of 41/100 and a GF Value™ of Rp322.62 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 358 Restaurants companies, PT Lima Dua Lima Tiga Tbk ranks better than 90.5% on this metric.

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Good Sign:

Altman Z-score of 4.87 is strong.

PT Lima Dua Lima Tiga Tbk has a Altman Z-Score of 4.87, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for PT Lima Dua Lima Tiga Tbk's Altman Z-Score or its related term are showing as below:

ISX:LUCY' s Altman Z-Score Range Over the Past 10 Years
Min: 2.28   Med: 4.35   Max: 6.42
Current: 4.87

During the past 3 years, PT Lima Dua Lima Tiga Tbk's highest Altman Z-Score was 6.42. The lowest was 2.28. And the median was 4.35.


PT Lima Dua Lima Tiga Tbk  (ISX:LUCY) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


PT Lima Dua Lima Tiga Tbk Altman Z-Score Related Terms


PT Lima Dua Lima Tiga Tbk Altman Z-Score Historical Data

* Premium members only.

The historical data trend for PT Lima Dua Lima Tiga Tbk's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Lima Dua Lima Tiga Tbk Altman Z-Score Chart

PT Lima Dua Lima Tiga Tbk Annual Data
Trend Dec19 Dec24 Dec25
Altman Z-Score
0.00 2.28 6.42

PT Lima Dua Lima Tiga Tbk Semi-Annual Data
Dec19 Dec24 Dec25
Altman Z-Score 0.00 2.28 6.42

ISX:LUCY vs MCD, SBUX, YUM: Altman Z-Score Comparison

For the Restaurants subindustry, PT Lima Dua Lima Tiga Tbk's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PT Lima Dua Lima Tiga Tbk Altman Z-Score vs Restaurants Industry

For the Restaurants industry and Consumer Cyclical sector, PT Lima Dua Lima Tiga Tbk's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where PT Lima Dua Lima Tiga Tbk's Altman Z-Score falls into.


ISX:LUCY
41GF Score
PT Lima Dua Lima Tiga Tbk ISX:LUCY
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Lima Dua Lima Tiga Tbk Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

PT Lima Dua Lima Tiga Tbk's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*-0.0435+1.4*-0.6603+3.3*-0.5896+0.6*11.3436+1.0*0.9895
=4.87

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Dec. 2025:
Total Assets was Rp83,384 Mil.
Total Current Assets was Rp23,960 Mil.
Total Current Liabilities was Rp27,591 Mil.
Retained Earnings was Rp-55,062 Mil.
Pre-Tax Income was Rp-53,516 Mil.
Interest Expense was Rp-4,353 Mil.
Revenue was Rp82,506 Mil.
Market Cap (Today) was Rp654,382 Mil.
Total Liabilities was Rp57,687 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(23960.219 - 27591.345)/83384.222
=-0.0435

X2=Retained Earnings/Total Assets
=-55061.607/83384.222
=-0.6603

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(-53516.381 - -4353.219)/83384.222
=-0.5896

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=654382.322/57687.132
=11.3436

X5=Revenue/Total Assets
=82505.826/83384.222
=0.9895

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

PT Lima Dua Lima Tiga Tbk has a Altman Z-Score of 4.87 indicating it is in Safe Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.

Frequently Asked Questions Learn more about Altman Z-Score →
What does a Altman Z-Score of 4.87 mean?
PT Lima Dua Lima Tiga Tbk (ISX:LUCY) has a Altman Z-Score of 4.87 as of Jul. 12, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on PT Lima Dua Lima Tiga Tbk and its competitors. This is 12% above median its historical median of 4.35. Over the past decade, PT Lima Dua Lima Tiga Tbk's Altman Z-Score has ranged from 2.28 to 6.42. According to the industry distribution chart, PT Lima Dua Lima Tiga Tbk ranks #34 out of 358 companies in the Restaurants industry, placing it in the top 9.5%.
Is PT Lima Dua Lima Tiga Tbk's Altman Z-Score too high?
PT Lima Dua Lima Tiga Tbk's current Altman Z-Score of 4.87 is 12% above median its 10-year median of 4.35. Over the past 10 years, this metric has ranged from a low of 2.28 to a high of 6.42. The Restaurants industry median Altman Z-Score is 2.25. PT Lima Dua Lima Tiga Tbk's value of 4.87 is 116.4% above this industry median. Based on the distribution chart, PT Lima Dua Lima Tiga Tbk ranks #34 out of 358 companies in the Restaurants industry, which is in the top quartile — a strong position relative to peers. Overall, PT Lima Dua Lima Tiga Tbk has a GF Score™ of 41/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does PT Lima Dua Lima Tiga Tbk's Altman Z-Score compare to MCD and SBUX?
According to the Restaurants industry distribution chart, PT Lima Dua Lima Tiga Tbk ranks #34 out of 358 companies for Altman Z-Score. This places PT Lima Dua Lima Tiga Tbk in the top 10% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 2.25. PT Lima Dua Lima Tiga Tbk's value of 4.87 is 116.4% above this benchmark. Historically, PT Lima Dua Lima Tiga Tbk's own Altman Z-Score has ranged from 2.28 to 6.42 over the past decade. While the company's 10-year median is 4.35 vs. the industry median of 2.25, PT Lima Dua Lima Tiga Tbk has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Restaurants company?
The median Altman Z-Score among Restaurants companies is 2.25, based on 358 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PT Lima Dua Lima Tiga Tbk's current Altman Z-Score of 4.87 is 116.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on PT Lima Dua Lima Tiga Tbk and its competitors. For the Restaurants industry, the median Altman Z-Score is 2.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PT Lima Dua Lima Tiga Tbk's current Altman Z-Score is 4.87, which is 12% above median its own 10-year median of 4.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Lima Dua Lima Tiga Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Lima Dua Lima Tiga Tbk (ISX:LUCY) is currently considered Significantly Overvalued. The stock's GF Value™ is Rp322.62, compared to a current price of Rp432.00 — trading 33.9% above its estimated fair value. The current Altman Z-Score is 4.87, which is 12% above median its 10-year median of 4.35 and 116.4% above the Restaurants industry median of 2.25. PT Lima Dua Lima Tiga Tbk's overall GF Score™ is 41/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For PT Lima Dua Lima Tiga Tbk (ISX:LUCY), the current Altman Z-Score is 4.87 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Lima Dua Lima Tiga Tbk (ISX:LUCY) Overvalued in 2026?

Based on GuruFocus' analysis, PT Lima Dua Lima Tiga Tbk stock appears to be overvalued. The current stock price of Rp432.00 is trading 33.9% above its estimated GF Value™ of Rp322.62. GuruFocus considers PT Lima Dua Lima Tiga Tbk to be Significantly Overvalued.

Key valuation signals for ISX:LUCY:

  • Altman Z-Score: 4.87 (12% above median its 10-year median of 4.35)
  • GF Value™: Rp322.62 vs. price of Rp432.00 (33.9% above fair value)
  • GF Score™: 41/100 with 3 warning signs
  • Industry Position: 116.4% above the Restaurants median (#34 of 358)

No single metric tells the full story. See the ISX:LUCY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Lima Dua Lima Tiga Tbk Business Description

Address Jalan Jend Sudirman Kav 52 - 53, Fairgrounds Building Lot 14, Sudirman Central Business, Jakarta Selatan, IDN, 12190
PT Lima Dua Lima Tiga Tbk is a rooftop bar and restaurant in Jakarta. It provides food & beverages and also various nightlife events. The company's operating segment includes Food, Beverage, and Other. It generates the majority of its revenue from the Beverage segment.
41GF Score

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Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp432.00
Price
Rp322.62
GF Value