Chaman Lal Setia ExportsNSE:CLSEL -0.55%95 Altman Z-Score is 7.09 as of Jul. 06, 2026, which is 24% above its 10-year median of 5.74. GuruFocus rates NSE:CLSEL with a GF Score™ of 95/100 and a GF Value™ of ₹279.37 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,930 Consumer Packaged Goods companies, Chaman Lal Setia Exports ranks better than 85.28% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Good Sign:
Altman Z-score of 7.09 is strong.
Chaman Lal Setia Exports has a Altman Z-Score of 7.09, indicating it is in Safe Zones. This implies the Altman Z-Score is strong.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Chaman Lal Setia Exports's Altman Z-Score or its related term are showing as below:
NSE:CLSEL'
s Altman Z-Score Range Over the Past 10 Years
Min: 4.65 Med: 5.74 Max: 7.6
Current: 7.09
During the past 13 years, Chaman Lal Setia Exports's highest Altman Z-Score was 7.60. The lowest was 4.65. And the median was 5.74.
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Packaged Foods subindustry, Chaman Lal Setia Exports's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Chaman Lal Setia Exports Altman Z-Score vs Consumer Packaged Goods Industry
For the Consumer Packaged Goods industry and Consumer Defensive sector, Chaman Lal Setia Exports's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Chaman Lal Setia Exports's Altman Z-Score falls into.
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Chaman Lal Setia Exports (NSE:CLSEL) has a Altman Z-Score of 7.09 as of Jul. 06, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Chaman Lal Setia Exports and its competitors. This is 24% above median its historical median of 5.74. Over the past decade, Chaman Lal Setia Exports' Altman Z-Score has ranged from 4.65 to 7.60. According to the industry distribution chart, Chaman Lal Setia Exports ranks #284 out of 1930 companies in the Consumer Packaged Goods industry, placing it in the top 14.7%.
Is Chaman Lal Setia Exports' Altman Z-Score too high?
Chaman Lal Setia Exports' current Altman Z-Score of 7.09 is 24% above median its 10-year median of 5.74. Over the past 10 years, this metric has ranged from a low of 4.65 to a high of 7.60. The Consumer Packaged Goods industry median Altman Z-Score is 2.86. Chaman Lal Setia Exports' value of 7.09 is 147.9% above this industry median. Based on the distribution chart, Chaman Lal Setia Exports ranks #284 out of 1930 companies in the Consumer Packaged Goods industry, which is in the top quartile — a strong position relative to peers. Overall, Chaman Lal Setia Exports has a GF Score™ of 95/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Chaman Lal Setia Exports' Altman Z-Score compare to KHC and GIS?
According to the Consumer Packaged Goods industry distribution chart, Chaman Lal Setia Exports ranks #284 out of 1930 companies for Altman Z-Score. This places Chaman Lal Setia Exports in the top 15% of its industry — outperforming the majority of peers. The industry median Altman Z-Score is 2.86. Chaman Lal Setia Exports' value of 7.09 is 147.9% above this benchmark. Historically, Chaman Lal Setia Exports' own Altman Z-Score has ranged from 4.65 to 7.60 over the past decade. While the company's 10-year median is 5.74 vs. the industry median of 2.86, Chaman Lal Setia Exports has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for a Consumer Packaged Goods company?
The median Altman Z-Score among Consumer Packaged Goods companies is 2.86, based on 1,930 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Chaman Lal Setia Exports's current Altman Z-Score of 7.09 is 147.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Chaman Lal Setia Exports and its competitors. For the Consumer Packaged Goods industry, the median Altman Z-Score is 2.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Chaman Lal Setia Exports's current Altman Z-Score is 7.09, which is 24% above median its own 10-year median of 5.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Chaman Lal Setia Exports stock overvalued right now?
Based on GuruFocus' analysis, Chaman Lal Setia Exports (NSE:CLSEL) is currently considered Fairly Valued. The stock's GF Value™ is ₹279.37, compared to a current price of ₹291.10 — trading 4.2% above its estimated fair value. The current Altman Z-Score is 7.09, which is 24% above median its 10-year median of 5.74 and 147.9% above the Consumer Packaged Goods industry median of 2.86. Chaman Lal Setia Exports' overall GF Score™ is 95/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Chaman Lal Setia Exports (NSE:CLSEL), the current Altman Z-Score is 7.09 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Chaman Lal Setia Exports (NSE:CLSEL) Overvalued in 2026?
Based on GuruFocus' analysis, Chaman Lal Setia Exports stock appears to be overvalued.
The current stock price of ₹291.10 is trading 4.2% above its estimated GF Value™ of ₹279.37.
GuruFocus considers Chaman Lal Setia Exports to be Fairly Valued.
Key valuation signals for NSE:CLSEL:
Altman Z-Score: 7.09 (24% above median its 10-year median of 5.74)
GF Value™: ₹279.37 vs. price of ₹291.10 (4.2% above fair value)
Industry Position: 147.9% above the Consumer Packaged Goods median (#284 of 1930)
No single metric tells the full story. See the NSE:CLSEL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Chaman Lal Setia Exports Ltd manages rice mills in India. It produces raw basmati rice and parboiled basmati rice. The company's diverse product line covers products, such as Sella Rice, Bhatti Sella, Rice for Diabetic people, Smoked rice, and Pesticide Residue-free rice. It has only one reportable segment, which is the Manufacturing, trading, and marketing of rice. Its basmati product range includes Mithas Basmati Rice, Begum Basmati Rice, and Nezzah Indian Basmati Rice. The company generates the majority of its revenue from Exports.
95GF Score
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