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SAIC (Science Applications International) Altman Z-Score : 2.91 (As of Jun. 25, 2025)


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What is Science Applications International Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Warning Sign:

Altman Z-score of 2.91 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

Science Applications International has a Altman Z-Score of 2.91, indicating it is in Grey Zones. This implies that Science Applications International is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.

The zones of discrimination were as such:

When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.

The historical rank and industry rank for Science Applications International's Altman Z-Score or its related term are showing as below:

SAIC' s Altman Z-Score Range Over the Past 10 Years
Min: 2.03   Med: 3.06   Max: 4.34
Current: 2.91

During the past 13 years, Science Applications International's highest Altman Z-Score was 4.34. The lowest was 2.03. And the median was 3.06.


Science Applications International Altman Z-Score Historical Data

The historical data trend for Science Applications International's Altman Z-Score can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Science Applications International Altman Z-Score Chart

Science Applications International Annual Data
Trend Jan16 Jan17 Jan18 Jan19 Jan20 Jan21 Jan22 Jan23 Jan24 Jan25
Altman Z-Score
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.42 2.40 2.84 3.36 2.99

Science Applications International Quarterly Data
Jul20 Oct20 Jan21 Apr21 Jul21 Oct21 Jan22 Apr22 Jul22 Oct22 Jan23 Apr23 Jul23 Oct23 Jan24 Apr24 Jul24 Oct24 Jan25 Apr25
Altman Z-Score Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.34 3.09 3.27 2.99 3.03

Competitive Comparison of Science Applications International's Altman Z-Score

For the Information Technology Services subindustry, Science Applications International's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Science Applications International's Altman Z-Score Distribution in the Software Industry

For the Software industry and Technology sector, Science Applications International's Altman Z-Score distribution charts can be found below:

* The bar in red indicates where Science Applications International's Altman Z-Score falls into.


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Science Applications International Altman Z-Score Calculation

Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

Science Applications International's Altman Z-Score for today is calculated with this formula:

Z=1.2*X1+1.4*X2+3.3*X3+0.6*X4+1.0*X5
=1.2*-0.0626+1.4*0.2867+3.3*0.1038+0.6*1.3275+1.0*1.441
=2.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.

Trailing Twelve Months (TTM) ended in Apr. 2025:
Total Assets was $5,211 Mil.
Total Current Assets was $1,148 Mil.
Total Current Liabilities was $1,474 Mil.
Retained Earnings was $1,494 Mil.
Pre-Tax Income was 86 + 107 + 126 + 100 = $419 Mil.
Interest Expense was -30 + -29 + -32 + -31 = $-122 Mil.
Revenue was 1877 + 1838 + 1976 + 1818 = $7,509 Mil.
Market Cap (Today) was $4,920 Mil.
Total Liabilities was $3,706 Mil.

* Note that for stock reported semi-annually or annually, GuruFocus uses latest annual data as the TTM data.

X1=Working Capital/Total Assets
=(Total Current Assets - Total Current Liabilities)/Total Assets
=(1148 - 1474)/5211
=-0.0626

X2=Retained Earnings/Total Assets
=1494/5211
=0.2867

X3=Earnings Before Interest and Taxes/Total Assets
=(Pre-Tax Income - Interest Expense)/Total Assets
=(419 - -122)/5211
=0.1038

X4=Market Value Equity/Book Value of Total Liabilities
=Market Cap/Total Liabilities
=4919.769/3706
=1.3275

X5=Revenue/Total Assets
=7509/5211
=1.441

The zones of discrimination were as such:

Distress Zones - 1.81 < Grey Zones < 2.99 - Safe Zones

Science Applications International has a Altman Z-Score of 2.91 indicating it is in Grey Zones.

Study by Altman found that companies that are in Distress Zone have more than 80% of chances of bankruptcy in two years.


Science Applications International  (NAS:SAIC) Altman Z-Score Explanation

X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.

X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.

X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.

X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.

X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.

Read more about Altman Z-Score and the original research.


Be Aware

Altman Z-Score does not apply to financial companies.


Science Applications International Altman Z-Score Related Terms

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Science Applications International Business Description

Traded in Other Exchanges
Address
12010 Sunset Hills Road, Reston, VA, USA, 20190
Science Applications International Corp provides technical, engineering, and enterprise IT services mainly to the U.S. government. Specifically, it offers end-to-end solutions spanning the design, development, integration, deployment, management and operations, sustainment, and security of the customer's entire IT infrastructure. The company has two reportable segments which include Defense and Intelligence and the Civilian segment. Maximum revenue is generated from its Defense and Intelligence segment, which provides a diverse portfolio of national security solutions to the Department of Defence (DoD) and the Intelligence Community of the United States Government. The Civilian segment provides solutions to the civilian markets, encompassing federal, state, and local governments.
Executives
Garth Graham director 12010 SUNSET HILLS ROAD, RESTON VA 20190
Carolyn B Handlon director 1555 PEACHTREE ST. NE, SUITE 1800, ATLANTA GA 30309
James Reagan director C/O DELTEK, 13880 DULLES CORNER LANE, HERNDON VA 20171
Toni Townes-whitley director, officer: Chief Executive Officer 8340 SPRINGHAVEN GARDEN LANE, MCLEAN, VA X1 22102
Katharina G. Mcfarland director 4803 STONECROFT BOULEVARD, CHANTILLY VA 20151
Milford W Mcguirt director 3400 CUMBERLAND BOULEVARD, ATLANTA GA 30339
Prabu Natarajan officer: EVP, Chief Financial Officer 12010 SUNSET HILLS ROAD, RESTON VA 20190
Hilary Hageman officer: EVP General Counsel, Secretary 9333 BALBOA AVENUE, SAN DIEGO CA 92123
Michelle A. O'hara officer: EVP, CHRO 12010 SUNSET HILLS ROAD, RESTON VA 20190
Donna S Morea director 214 N TRYON STREET, CHARLOTTE NC 28202
Robert S. Genter officer: EVP, CGM, Civilian Markets 12010 SUNSET HILLS ROAD, RESTON VA 20190
Dana S Deasy director
Michael W. Larouche officer: EVP, CGM, National Security 12010 SUNSET HILLS ROAD, RESTON VA 20190
Nazzic S Keene officer: COO, Sector President 1710 SAIC DRIVE, MCLEAN VA 22102
Timothy J Mayopoulos director C/O FANNIE MAE, 1100 15TH STREET, NW, WASHINGTON DC 20005