Powszechny Zaklad Ubezpieczen (WAR:PZU) Altman Z-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:PZU Powszechny Zaklad Ubezpieczen SA WAR:PZU
85 GF Score
Price zł69.14
GF Value zł61.25
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Powszechny Zaklad Ubezpieczen Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

WAR:PZU
85GF Score
Powszechny Zaklad Ubezpieczen SA WAR:PZU
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Powszechny Zaklad Ubezpieczen (WAR:PZU) Overvalued in 2026?

Based on GuruFocus' analysis, Powszechny Zaklad Ubezpieczen stock appears to be overvalued. The current stock price of zł69.14 is trading 12.9% above its estimated GF Value™ of zł61.25. GuruFocus considers Powszechny Zaklad Ubezpieczen to be Modestly Overvalued.

Key valuation signals for WAR:PZU:

  • Altman Z-Score:
  • GF Value™: zł61.25 vs. price of zł69.14 (12.9% above fair value)
  • GF Score™: 85/100 with 9 warning signs

No single metric tells the full story. See the WAR:PZU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Powszechny Zaklad Ubezpieczen Business Description

Other Exchanges PZAKY:USA7PZ:Germany
Address Al. Jana Pawla II 24, Warsaw, POL, 00-133
Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.
85GF Score

Get the complete analysis for WAR:PZU

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł69.14
Price
zł61.25
GF Value