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Powszechny Zaklad Ubezpieczen (WAR:PZU) Cyclically Adjusted Price-to-FCF : 3.30 (As of Jun. 05, 2025)


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What is Powszechny Zaklad Ubezpieczen Cyclically Adjusted Price-to-FCF?

As of today (2025-06-05), Powszechny Zaklad Ubezpieczen's current share price is zł62.00. Powszechny Zaklad Ubezpieczen's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 was zł18.80. Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Price-to-FCF for today is 3.30.

The historical rank and industry rank for Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

WAR:PZU' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 2.35   Med: 4.61   Max: 52.22
Current: 3.25

During the past years, Powszechny Zaklad Ubezpieczen's highest Cyclically Adjusted Price-to-FCF was 52.22. The lowest was 2.35. And the median was 4.61.

WAR:PZU's Cyclically Adjusted Price-to-FCF is ranked better than
91.99% of 312 companies
in the Insurance industry
Industry Median: 13.155 vs WAR:PZU: 3.25

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Powszechny Zaklad Ubezpieczen's adjusted free cash flow per share data for the three months ended in Mar. 2025 was zł6.213. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is zł18.80 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Powszechny Zaklad Ubezpieczen Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Powszechny Zaklad Ubezpieczen Cyclically Adjusted Price-to-FCF Chart

Powszechny Zaklad Ubezpieczen Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.10 4.72 3.21 3.28 2.55

Powszechny Zaklad Ubezpieczen Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.25 3.24 2.49 2.55 2.98

Competitive Comparison of Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Price-to-FCF

For the Insurance - Property & Casualty subindustry, Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Price-to-FCF Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Price-to-FCF falls into.


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Powszechny Zaklad Ubezpieczen Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=62.00/18.80
=3.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Powszechny Zaklad Ubezpieczen's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Powszechny Zaklad Ubezpieczen's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=6.213/157.0208*157.0208
=6.213

Current CPI (Mar. 2025) = 157.0208.

Powszechny Zaklad Ubezpieczen Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201506 0.429 100.448 0.671
201509 -0.135 99.634 -0.213
201512 0.260 99.471 0.410
201603 -0.380 98.983 -0.603
201606 2.654 99.552 4.186
201609 -1.713 99.064 -2.715
201612 3.534 100.366 5.529
201703 -2.157 101.018 -3.353
201706 5.373 101.180 8.338
201709 -3.123 101.343 -4.839
201712 17.097 102.564 26.175
201803 -5.602 102.564 -8.576
201806 -0.300 103.378 -0.456
201809 -1.417 103.378 -2.152
201812 6.832 103.785 10.336
201903 0.954 104.274 1.437
201906 -1.205 105.983 -1.785
201909 -1.645 105.983 -2.437
201912 2.063 107.123 3.024
202003 8.972 109.076 12.916
202006 25.488 109.402 36.582
202009 -2.132 109.320 -3.062
202012 -0.688 109.565 -0.986
202103 6.766 112.658 9.430
202106 -1.714 113.960 -2.362
202109 0.835 115.588 1.134
202112 1.245 119.088 1.642
202203 6.479 125.031 8.137
202206 -3.293 131.705 -3.926
202209 1.872 135.531 2.169
202212 18.876 139.113 21.306
202303 20.325 145.950 21.867
202306 0.400 147.009 0.427
202309 20.980 146.113 22.546
202312 -10.486 147.741 -11.145
202403 5.986 149.044 6.306
202406 6.848 150.997 7.121
202409 7.764 153.439 7.945
202412 10.619 154.660 10.781
202503 6.213 157.021 6.213

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Powszechny Zaklad Ubezpieczen  (WAR:PZU) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Powszechny Zaklad Ubezpieczen Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Powszechny Zaklad Ubezpieczen Business Description

Traded in Other Exchanges
Address
Al. Jana Pawla II 24, Warsaw, POL, 00-133
Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.

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