GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Powszechny Zaklad Ubezpieczen SA (WAR:PZU) » Definitions » Cyclically Adjusted Book per Share

Powszechny Zaklad Ubezpieczen (WAR:PZU) Cyclically Adjusted Book per Share : zł34.89 (As of Mar. 2025)


View and export this data going back to 2010. Start your Free Trial

What is Powszechny Zaklad Ubezpieczen Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Powszechny Zaklad Ubezpieczen's adjusted book value per share for the three months ended in Mar. 2025 was zł39.437. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is zł34.89 for the trailing ten years ended in Mar. 2025.

During the past 12 months, Powszechny Zaklad Ubezpieczen's average Cyclically Adjusted Book Growth Rate was 9.60% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 11.80% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 11.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Powszechny Zaklad Ubezpieczen was 12.50% per year. The lowest was 6.90% per year. And the median was 11.80% per year.

As of today (2025-05-28), Powszechny Zaklad Ubezpieczen's current stock price is zł61.00. Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was zł34.89. Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio of today is 1.75.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Powszechny Zaklad Ubezpieczen was 2.70. The lowest was 0.84. And the median was 1.53.


Powszechny Zaklad Ubezpieczen Cyclically Adjusted Book per Share Historical Data

The historical data trend for Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Powszechny Zaklad Ubezpieczen Cyclically Adjusted Book per Share Chart

Powszechny Zaklad Ubezpieczen Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.95 24.34 28.48 31.25 34.03

Powszechny Zaklad Ubezpieczen Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.84 32.58 33.42 34.03 34.89

Competitive Comparison of Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Book per Share

For the Insurance - Property & Casualty subindustry, Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio falls into.


;
;

Powszechny Zaklad Ubezpieczen Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Powszechny Zaklad Ubezpieczen's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book= Book Value per Share /CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=39.437/157.0208*157.0208
=39.437

Current CPI (Mar. 2025) = 157.0208.

Powszechny Zaklad Ubezpieczen Quarterly Data

Book Value per Share CPI Adj_Book
201506 13.725 100.448 21.455
201509 14.320 99.634 22.568
201512 14.967 99.471 23.626
201603 23.569 98.983 37.389
201606 20.713 99.552 32.670
201609 21.778 99.064 34.519
201612 22.857 100.366 35.759
201703 24.531 101.018 38.131
201706 23.146 101.180 35.920
201709 24.467 101.343 37.909
201712 25.689 102.564 39.329
201803 26.178 102.564 40.077
201806 23.368 103.378 35.494
201809 24.932 103.378 37.869
201812 26.262 103.785 39.733
201903 27.798 104.274 41.860
201906 25.182 105.983 37.309
201909 27.010 105.983 40.017
201912 28.451 107.123 41.704
202003 28.504 109.076 41.033
202006 29.871 109.402 42.873
202009 31.478 109.320 45.213
202012 33.040 109.565 47.351
202103 22.436 112.658 31.271
202106 19.590 113.960 26.992
202109 20.196 115.588 27.435
202112 25.560 119.088 33.701
202203 19.649 125.031 24.676
202206 17.335 131.705 20.667
202209 18.037 135.531 20.897
202212 30.297 139.113 34.197
202303 31.654 145.950 34.055
202306 31.028 147.009 33.141
202309 33.212 146.113 35.691
202312 34.784 147.741 36.969
202403 36.261 149.044 38.202
202406 33.545 150.997 34.883
202409 35.121 153.439 35.941
202412 37.186 154.660 37.754
202503 39.437 157.021 39.437

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


Powszechny Zaklad Ubezpieczen  (WAR:PZU) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Powszechny Zaklad Ubezpieczen's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=61.00/34.89
=1.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Powszechny Zaklad Ubezpieczen was 2.70. The lowest was 0.84. And the median was 1.53.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Powszechny Zaklad Ubezpieczen Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of Powszechny Zaklad Ubezpieczen's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Powszechny Zaklad Ubezpieczen Business Description

Traded in Other Exchanges
Address
Al. Jana Pawla II 24, Warsaw, POL, 00-133
Powszechny Zaklad Ubezpieczen SA is a property and casualty insurance company that operates in the Central and Eastern European region with an emphasis on the Polish market. The company's main strategic objectives include stable financial results, broad growth, and innovation. The vast majority of Powszechny's revenue is generated from gross written premiums, followed by results of its investment activities. The company serves clients through its own agency network along with sales through external agency centers.

Powszechny Zaklad Ubezpieczen Headlines

No Headlines