Business Description
Paisalo Digital Ltd
ISIN : US6954891049
Share Class Description:
LUX:SEINV: GDR - Reg STotal Employee Number:
3,178Compare
Compare
Traded in other countries / regions
532900.IndiaSEINV.Luxembourg IPO Date
2010-03-12Description
Paisalo Digital Ltd is a non-deposit-taking non-banking finance company that offers financial services to underserved individuals in India. The product portfolio of the company consists of business loans, loans for small and medium enterprises, income generation loans, mobility loans, entrepreneurial loans, and others. It lends to individuals, SSIs, SMEs, and other manufacturing, trading, and service sector entities, among others.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.03 | |||||
Equity-to-Asset | 0.29 | |||||
Debt-to-Equity | 2.43 | |||||
Debt-to-EBITDA | 11.65 | |||||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 3/9 | |||||
Altman Z-Score | 2.32 | |||||
Beneish M-Score | -1.32 | |||||
WACC vs ROIC | ||||||
Growth Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 20.6 | |||||
3-Year EBITDA Growth Rate | -18.3 | |||||
3-Year EPS without NRI Growth Rate | 10.7 | |||||
3-Year FCF Growth Rate | 5.1 | |||||
3-Year Book Growth Rate | 15 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 17.12 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 16.52 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History |
|---|
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 130.54 | |||||
Quick Ratio | 130.54 | |||||
Cash Ratio | 3.2 | |||||
Days Sales Outstanding | 8.58 | |||||
Days Payable | 23.89 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Payout Ratio | 0.04 | |||||
3-Year Dividend Growth Rate | 26 | |||||
3-Year Average Share Buyback Ratio | -0.4 | |||||
Shareholder Yield % | -8.23 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 52.24 | |||||
Operating Margin % | 38.34 | |||||
Net Margin % | 25.14 | |||||
EBITDA Margin % | 39.64 | |||||
FCF Margin % | -81.41 | |||||
OCF Margin % | -79.86 | |||||
ROE % | 14.25 | |||||
ROA % | 4.16 | |||||
ROIC % | 4.86 | |||||
ROC (Joel Greenblatt) % | 462.6 | |||||
ROCE % | 6.44 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 26.79 | |||||
Forward PE Ratio | 28.7 | |||||
PE Ratio without NRI | 23.58 | |||||
Shiller PE Ratio | 43.72 | |||||
PEG Ratio | 5.9 | |||||
PS Ratio | 6.73 | |||||
PB Ratio | 3.56 | |||||
Price-to-Tangible-Book | 3.55 | |||||
EV-to-EBIT | 29.25 | |||||
EV-to-EBITDA | 28.29 | |||||
EV-to-Revenue | 11.21 | |||||
EV-to-FCF | -13.27 | |||||
Price-to-GF-Value | 1.42 | |||||
Price-to-DCF (Earnings Based) | 1.18 | |||||
Price-to-Median-PS-Value | 1.01 | |||||
Price-to-Graham-Number | 1.93 | |||||
| Price-to-Net-Current-Asset-Value | 3.96 | |||||
Earnings Yield (Greenblatt) % | 3.42 | |||||
FCF Yield % | -12.5 | |||||
Forward Rate of Return (Yacktman) % | -7.17 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Paisalo Digital Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 105.601 | ||
| EPS (TTM) ($) | 0.116 | ||
| Beta | -1.1577 | ||
| 3-Year Sharpe Ratio | 0.75 | ||
| 3-Year Sortino Ratio | 1.84 | ||
| Volatility % | 0.12 | ||
| 14-Day RSI | - | ||
| 14-Day ATR ($) | - | ||
| 20-Day SMA ($) | 3.76 | ||
| 12-1 Month Momentum % | - | ||
| 52-Week Range ($) | 3.76 - 3.76 | ||
| Shares Outstanding (Mil) | 227.38 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Paisalo Digital Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Paisalo Digital Ltd Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| USD 0.004501 Cash Dividend | 2025-09-19 | 3.76 (+0.00%) | ||
| USD 0.004747 Cash Dividend | 2024-09-17 | 3.76 (+0.00%) | ||
| 2:1 Stock Split | 2010-10-29 | 1.09 (+0.60%) |
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Paisalo Digital Ltd Frequently Asked Questions
What is Paisalo Digital Ltd(LUX:SEINV)'s stock price today?
The current price of LUX:SEINV is $3.76. The 52 week high of LUX:SEINV is $3.76 and 52 week low is $3.76.
When is next earnings date of Paisalo Digital Ltd(LUX:SEINV)?
The next earnings date of Paisalo Digital Ltd(LUX:SEINV) is .
Does Paisalo Digital Ltd(LUX:SEINV) pay dividends? If so, how much?
Paisalo Digital Ltd(LUX:SEINV) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Paisalo Digital Ltd
No articles.
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