Business Description
Pine Labs Ltd
ISIN : INE15B701018
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PINELABS.India IPO Date
2025-11-14Description
Pine Labs Ltd is a technology company digitizing commerce for merchants, brands, enterprises, and financial institutions. It operates two segments: Digital Infrastructure and Transaction Platform, which contributes the majority of its revenue through in-store and online payments, affordability, value-added services, and transaction processing; and Issuing and Acquiring Platform, providing prepaid, loyalty, rewards, and card issuing and acquiring solutions. Its offerings include UPI and payment gateway services, gift cards, card management, and fintech infrastructure. Pine Labs serves banks, corporates, government, fintech, e-commerce, and startups across multiple industries, enabling customer acquisition, onboarding, expense management, rewards, refunds, and embedded bill payments.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 21.52 | |||||
Equity-to-Asset | 0.44 | |||||
Debt-to-Equity | 0.08 | |||||
Debt-to-EBITDA | 1.01 | |||||
Interest Coverage | 2.93 | |||||
Piotroski F-Score | N/A/9 | |||||
Altman Z-Score | 2.15 | |||||
WACC vs ROIC | ||||||
Growth Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 27.7 | |||||
3-Year EBITDA Growth Rate | 103.9 | |||||
3-Year Book Growth Rate | 17.2 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 75.75 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 18.56 |
Momentum Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 62.43 | |||||
9-Day RSI | 62.03 | |||||
14-Day RSI | 59.38 | |||||
3-1 Month Momentum % | 0.84 | |||||
6-1 Month Momentum % | -21.93 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 1.52 | |||||
Quick Ratio | 1.51 | |||||
Cash Ratio | 1.32 | |||||
Days Inventory | 18.79 | |||||
Days Sales Outstanding | 160.11 | |||||
Days Payable | 273.04 |
Profitability Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 73.18 | |||||
Operating Margin % | 7.29 | |||||
Net Margin % | 5.56 | |||||
EBITDA Margin % | 19.95 | |||||
FCF Margin % | -14.61 | |||||
OCF Margin % | -12.89 | |||||
ROE % | 2.81 | |||||
ROA % | 1.04 | |||||
ROIC % | 1.3 | |||||
3-Year ROIIC % | 24.46 | |||||
ROC (Joel Greenblatt) % | 41.62 | |||||
ROCE % | 4.89 | |||||
Years of Profitability over Past 10-Year | 1 |
GF Value Rank
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 155.53 | |||||
Forward PE Ratio | 52.96 | |||||
PE Ratio without NRI | 125.75 | |||||
PS Ratio | 8.64 | |||||
PB Ratio | 3.21 | |||||
Price-to-Tangible-Book | 4.33 | |||||
EV-to-EBIT | 44.77 | |||||
EV-to-EBITDA | 22.93 | |||||
EV-to-Revenue | 4.57 | |||||
EV-to-FCF | -31.31 | |||||
Price-to-Graham-Number | 5.47 | |||||
| Price-to-Net-Current-Asset-Value | 5.44 | |||||
| Price-to-Net-Cash | 9.1 | |||||
Earnings Yield (Greenblatt) % | 2.23 | |||||
FCF Yield % | -1.68 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Pine Labs Ltd Executives
DetailsGF Valueâ„¢
Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ₹) | 21,817 | ||
| EPS (TTM) (₹) | 1.06 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | - | ||
| 14-Day RSI | 59.38 | ||
| 14-Day ATR (₹) | 7.164502 | ||
| 20-Day SMA (₹) | 152.94 | ||
| 12-1 Month Momentum % | - | ||
| 52-Week Range (₹) | 134.75 - 261.85 | ||
| Shares Outstanding (Mil) | 1,153.86 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 9999 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Pine Labs Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Pine Labs Ltd Stock Events
| Event | Date | Price (₹) | ||
|---|---|---|---|---|
| No Event Data | ||||
Pine Labs Ltd Frequently Asked Questions
What is Pine Labs Ltd(BOM:544606)'s stock price today?
The current price of BOM:544606 is ₹164.85. The 52 week high of BOM:544606 is ₹261.85 and 52 week low is ₹134.75.
When is next earnings date of Pine Labs Ltd(BOM:544606)?
The next earnings date of Pine Labs Ltd(BOM:544606) is .
Does Pine Labs Ltd(BOM:544606) pay dividends? If so, how much?
Pine Labs Ltd(BOM:544606) does not pay dividend.
Press Release
| Subject | Date | ||
|---|---|---|---|
| UAE's Wio Bank Inks Partnership With Global Fintech Pine Labs to Modernise Merchant Acquiring Infrastructure | 2026-01-26 |
Articles on Pine Labs Ltd
No articles.
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