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Pine LabsBOM:544606 +1.43%21 Operating Margin % is 7.40% as of Mar. 2026. GuruFocus rates BOM:544606 with a GF Score™ of 21/100. The stock has 3 warning signs investors should review. Among 2,822 Software companies, Pine Labs ranks worse than 57.58% on this metric.
Operating Margin % is calculated as Operating Income divided by its Revenue. Pine Labs's Operating Income for the
three
months ended in Mar. 2026 was ₹518 Mil. Pine Labs's Revenue for the
three
months ended in Mar. 2026 was ₹7,005 Mil. Therefore, Pine Labs's Operating Margin % for the quarter that ended in Mar. 2026 was 7.40%.
The historical rank and industry rank for Pine Labs's Operating Margin % or its related term are showing as below:
BOM:544606'
s Operating Margin % Range Over the Past 10 Years
Min: -42.85 Med: -19.62 Max: 5.15
Current: 1.5
BOM:544606's Operating Margin % is ranked worse than 57.58% of 2822
companies
in the Software industry
Industry Median: 3.885
vs BOM:544606: 1.50
Pine Labs's 5-Year Average Operating Margin % Growth Rate was 0.00% per year.
Pine Labs's Operating Income for the
three
months ended in Mar. 2026 was ₹518 Mil.
Its Operating Income for the trailing twelve months (TTM) ended in Mar. 2026 was ₹294 Mil.
Pine Labs (BOM:544606) Operating Margin % Explanation
Just like Gross Margin %, it is important to see a company maintains its operating margin over time. Among the same industry, a company with higher operating margin is more efficient in its operation. It is also more stable during industry slowdown or recessions. Peter Lynch prefers those with higher margins than those with lower margins.
Be Aware
Operating Margin % can be manipulated by adjusting the rate of depreciation, depletion and amortization (DDA).
If a company is facing competition, its Operating Margin % may decline. Often the Operating Margin % declines well before the company's Revenue or even profit decline. Therefore, Operating Margin % is a very important indicator of whether the company is facing problems.
For instance, by 2012, Nokia (NOK)'s problems were well known and its stock had lost more than 90% of its market value since 2007. But Nokias Operating Margin % had already been in decline since 2002, although its Earnings per Share (Diluted) were still rising. Investors who paid attention to Operating Margin % would have avoided this huge loss. The same can be said for Research-in-Motion (RIMM).
Therefore, Operating Margin % is a very important screening filter for GuruFocus. GuruFocus's Buffett-Munger screener requires that the profit margin is either consistent or expanding. The Model Portfolio of the Buffett-Munger screener has outperformed the market every year since inception in 2009.
Pine Labs Operating Margin % Related Terms
Pine Labs Operating Margin % Historical Data
* Premium members only.
The historical data trend for Pine Labs's Operating Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:544606 vs MSFT, ORCL, PLTR: Operating Margin % Comparison
For the Software - Infrastructure subindustry, Pine Labs's Operating Margin %, along with its competitors' market caps and Operating Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pine Labs Operating Margin % vs Software Industry
For the Software industry and Technology sector, Pine Labs's Operating Margin % distribution charts can be found below:
* The bar in red indicates where Pine Labs's Operating Margin % falls into.
Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.
Pine Labs's Operating Margin % for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pine Labs (BOM:544606) has a Operating Margin % of 7.40% as of Mar. 2026. Operating margin is the ratio of total operating income to net sales. View historical data on Pine Labs and its competitors. According to the industry distribution chart, Pine Labs ranks #1625 out of 2822 companies in the Software industry, placing it in the top 57.6%.
Is Pine Labs' Operating Margin % too high?
Pine Labs' current Operating Margin % is 7.40%. The Software industry median Operating Margin % is 3.89. Pine Labs' value of 7.40% is 90.5% above this industry median. Based on the distribution chart, Pine Labs ranks #1625 out of 2822 companies in the Software industry, which is below the industry midpoint. Overall, Pine Labs has a GF Score™ of 21/100, reflecting its overall financial health beyond just this single metric.
How does Pine Labs' Operating Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, Pine Labs ranks #1625 out of 2822 companies for Operating Margin %. This places Pine Labs in the lower half of its industry. The industry median Operating Margin % is 3.89. Pine Labs' value of 7.40% is 90.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Operating Margin % for a Software company?
The median Operating Margin % among Software companies is 3.89, based on 2,822 companies in the industry. Companies in the top quartile (top 25%) have a Operating Margin % significantly above this median, while those in the bottom quartile fall well below. However, Operating Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pine Labs's current Operating Margin % of 7.40% is 90.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Operating Margin % mean?
A high Operating Margin % can signal that a stock is expensive relative to its fundamentals. Operating margin is the ratio of total operating income to net sales. View historical data on Pine Labs and its competitors. For the Software industry, the median Operating Margin % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pine Labs's current Operating Margin % is 7.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pine Labs stock overvalued right now?
Pine Labs (BOM:544606) has a current Operating Margin % of 7.40%. The current Operating Margin % is 7.40% and 90.5% above the Software industry median of 3.89. Pine Labs' overall GF Score™ is 21/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Operating Margin % calculated?
Operating Margin % is calculated from a company's financial statements. For Pine Labs (BOM:544606), the current Operating Margin % is 7.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Pine Labs Ltd is a technology company digitizing commerce for merchants, brands, enterprises, and financial institutions. It operates two segments: Digital Infrastructure and Transaction Platform, which contributes the majority of its revenue through in-store and online payments, affordability, value-added services, and transaction processing; and Issuing and Acquiring Platform, providing prepaid, loyalty, rewards, and card issuing and acquiring solutions. Its offerings include UPI and payment gateway services, gift cards, card management, and fintech infrastructure. Pine Labs serves banks, corporates, government, fintech, e-commerce, and startups across multiple industries, enabling customer acquisition, onboarding, expense management, rewards, refunds, and embedded bill payments.
21GF Score
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