Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Pine LabsBOM:544606 +0.22%7 Quick Ratio is 1.51 as of Mar. 2026, which is 20% above its 10-year median of 1.26. GuruFocus rates BOM:544606 with a GF Score™ of 7/100. The stock has 3 warning signs investors should review. Among 2,870 Software companies, Pine Labs ranks worse than 55.99% on this metric.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. It is calculated as a company's Total Current Assets excludes Total Inventories divides by its Total Current Liabilities. Pine Labs's quick ratio for the quarter that ended in Mar. 2026 was 1.51.
Pine Labs has a quick ratio of 1.51. It generally indicates good short-term financial strength.
The historical rank and industry rank for Pine Labs's Quick Ratio or its related term are showing as below:
BOM:544606'
s Quick Ratio Range Over the Past 10 Years
Min: 1.18 Med: 1.26 Max: 1.51
Current: 1.51
During the past 4 years, Pine Labs's highest Quick Ratio was 1.51. The lowest was 1.18. And the median was 1.26.
BOM:544606's Quick Ratio is ranked worse than 55.99% of 2870
companies
in the Software industry
Industry Median: 1.7
vs BOM:544606: 1.51
Pine Labs (BOM:544606) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
Pine Labs Quick Ratio Related Terms
Pine Labs Quick Ratio Historical Data
* Premium members only.
The historical data trend for Pine Labs's Quick Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:544606 vs MSFT, ORCL, PLTR: Quick Ratio Comparison
For the Software - Infrastructure subindustry, Pine Labs's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pine Labs Quick Ratio vs Software Industry
For the Software industry and Technology sector, Pine Labs's Quick Ratio distribution charts can be found below:
* The bar in red indicates where Pine Labs's Quick Ratio falls into.
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
Pine Labs's Quick Ratio for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pine Labs (BOM:544606) has a Quick Ratio of 1.51 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Pine Labs and its competitors. This is 20% above median its historical median of 1.26. Over the past decade, Pine Labs' Quick Ratio has ranged from 1.18 to 1.51. According to the industry distribution chart, Pine Labs ranks #1607 out of 2870 companies in the Software industry, placing it in the top 56%.
Is Pine Labs' Quick Ratio too high?
Pine Labs' current Quick Ratio of 1.51 is 20% above median its 10-year median of 1.26. Over the past 10 years, this metric has ranged from a low of 1.18 to a high of 1.51. The Software industry median Quick Ratio is 1.70. Pine Labs' value of 1.51 is 11.2% below this industry median. Based on the distribution chart, Pine Labs ranks #1607 out of 2870 companies in the Software industry, which is below the industry midpoint. Overall, Pine Labs has a GF Score™ of 7/100, reflecting its overall financial health beyond just this single metric.
How does Pine Labs' Quick Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Pine Labs ranks #1607 out of 2870 companies for Quick Ratio. This places Pine Labs in the lower half of its industry. The industry median Quick Ratio is 1.70. Pine Labs' value of 1.51 is 11.2% below this benchmark. Historically, Pine Labs' own Quick Ratio has ranged from 1.18 to 1.51 over the past decade. While the company's 10-year median is 1.26 vs. the industry median of 1.70, Pine Labs has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Software company?
The median Quick Ratio among Software companies is 1.70, based on 2,870 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pine Labs's current Quick Ratio of 1.51 is 11.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on Pine Labs and its competitors. For the Software industry, the median Quick Ratio is 1.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pine Labs's current Quick Ratio is 1.51, which is 20% above median its own 10-year median of 1.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pine Labs stock overvalued right now?
Pine Labs (BOM:544606) has a current Quick Ratio of 1.51. The current Quick Ratio is 1.51, which is 20% above median its 10-year median of 1.26 and 11.2% below the Software industry median of 1.70. Pine Labs' overall GF Score™ is 7/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For Pine Labs (BOM:544606), the current Quick Ratio is 1.51 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Pine Labs Ltd is a technology company digitizing commerce for merchants, brands, enterprises, and financial institutions. It operates two segments: Digital Infrastructure and Transaction Platform, which contributes the majority of its revenue through in-store and online payments, affordability, value-added services, and transaction processing; and Issuing and Acquiring Platform, providing prepaid, loyalty, rewards, and card issuing and acquiring solutions. Its offerings include UPI and payment gateway services, gift cards, card management, and fintech infrastructure. Pine Labs serves banks, corporates, government, fintech, e-commerce, and startups across multiple industries, enabling customer acquisition, onboarding, expense management, rewards, refunds, and embedded bill payments.
7GF Score
Get the complete analysis for BOM:544606
Quick Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:544606 has been successfully added to your 
