Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Pine LabsBOM:544606 -2.32%7 Current Ratio is 1.52 as of Mar. 2026, which is 20% above its 10-year median of 1.27. GuruFocus rates BOM:544606 with a GF Score™ of 7/100. The stock has 3 warning signs investors should review. Among 2,875 Software companies, Pine Labs ranks worse than 59.44% on this metric.
The current ratio is a liquidity ratio that measures a company's ability to pay short-term obligations. It is calculated as a company's Total Current Assets divides by its Total Current Liabilities. Pine Labs's current ratio for the quarter that ended in Mar. 2026 was 1.52.
Pine Labs has a current ratio of 1.52. It generally indicates good short-term financial strength.
The historical rank and industry rank for Pine Labs's Current Ratio or its related term are showing as below:
BOM:544606'
s Current Ratio Range Over the Past 10 Years
Min: 1.19 Med: 1.27 Max: 1.52
Current: 1.52
During the past 4 years, Pine Labs's highest Current Ratio was 1.52. The lowest was 1.19. And the median was 1.27.
BOM:544606's Current Ratio is ranked worse than 59.44% of 2875
companies
in the Software industry
Industry Median: 1.81
vs BOM:544606: 1.52
Pine Labs (BOM:544606) Current Ratio Explanation
The current ratio can give a sense of the efficiency of a company's operating cycle or its ability to turn its product into cash. Companies that have trouble getting paid on their receivables or have long inventory turnover can run into liquidity problems because they are unable to alleviate their obligations. Because business operations differ in each industry, it is always more useful to compare companies within the same industry.
Acceptable current ratios vary from industry to industry and are generally between 1 and 3 for healthy businesses.
The higher the current ratio, the more capable the company is of paying its obligations. A ratio under 1 suggests that the company would be unable to pay off its obligations if they came due at that point. While this shows the company is not in good financial health, it does not necessarily mean that it will go bankrupt - as there are many ways to access financing - but it is definitely not a good sign.
If all other things were equal, a creditor, who is expecting to be paid in the next 12 months, would consider a high current ratio to be better than a low current ratio, because a high current ratio means that the company is more likely to meet its liabilities which fall due in the next 12 months.
Pine Labs Current Ratio Related Terms
Pine Labs Current Ratio Historical Data
* Premium members only.
The historical data trend for Pine Labs's Current Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:544606 vs MSFT, ORCL, PLTR: Current Ratio Comparison
For the Software - Infrastructure subindustry, Pine Labs's Current Ratio, along with its competitors' market caps and Current Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pine Labs Current Ratio vs Software Industry
For the Software industry and Technology sector, Pine Labs's Current Ratio distribution charts can be found below:
* The bar in red indicates where Pine Labs's Current Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pine Labs (BOM:544606) has a Current Ratio of 1.52 as of Mar. 2026. This is 20% above median its historical median of 1.27. Over the past decade, Pine Labs' Current Ratio has ranged from 1.19 to 1.52. According to the industry distribution chart, Pine Labs ranks #1709 out of 2875 companies in the Software industry, placing it in the top 59.4%.
Is Pine Labs' Current Ratio too high?
Pine Labs' current Current Ratio of 1.52 is 20% above median its 10-year median of 1.27. Over the past 10 years, this metric has ranged from a low of 1.19 to a high of 1.52. The Software industry median Current Ratio is 1.81. Pine Labs' value of 1.52 is 16% below this industry median. Based on the distribution chart, Pine Labs ranks #1709 out of 2875 companies in the Software industry, which is below the industry midpoint. Overall, Pine Labs has a GF Score™ of 7/100, reflecting its overall financial health beyond just this single metric.
How does Pine Labs' Current Ratio compare to MSFT and ORCL?
According to the Software industry distribution chart, Pine Labs ranks #1709 out of 2875 companies for Current Ratio. This places Pine Labs in the lower half of its industry. The industry median Current Ratio is 1.81. Pine Labs' value of 1.52 is 16% below this benchmark. Historically, Pine Labs' own Current Ratio has ranged from 1.19 to 1.52 over the past decade. While the company's 10-year median is 1.27 vs. the industry median of 1.81, Pine Labs has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Current Ratio for a Software company?
The median Current Ratio among Software companies is 1.81, based on 2,875 companies in the industry. Companies in the top quartile (top 25%) have a Current Ratio significantly above this median, while those in the bottom quartile fall well below. However, Current Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pine Labs's current Current Ratio of 1.52 is 16% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Current Ratio mean?
A high Current Ratio can signal that a stock is expensive relative to its fundamentals. For the Software industry, the median Current Ratio is 1.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pine Labs's current Current Ratio is 1.52, which is 20% above median its own 10-year median of 1.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pine Labs stock overvalued right now?
Pine Labs (BOM:544606) has a current Current Ratio of 1.52. The current Current Ratio is 1.52, which is 20% above median its 10-year median of 1.27 and 16% below the Software industry median of 1.81. Pine Labs' overall GF Score™ is 7/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Current Ratio calculated?
Current Ratio is calculated from a company's financial statements. For Pine Labs (BOM:544606), the current Current Ratio is 1.52 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Pine Labs Ltd is a technology company digitizing commerce for merchants, brands, enterprises, and financial institutions. It operates two segments: Digital Infrastructure and Transaction Platform, which contributes the majority of its revenue through in-store and online payments, affordability, value-added services, and transaction processing; and Issuing and Acquiring Platform, providing prepaid, loyalty, rewards, and card issuing and acquiring solutions. Its offerings include UPI and payment gateway services, gift cards, card management, and fintech infrastructure. Pine Labs serves banks, corporates, government, fintech, e-commerce, and startups across multiple industries, enabling customer acquisition, onboarding, expense management, rewards, refunds, and embedded bill payments.
7GF Score
Get the complete analysis for BOM:544606
Current Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:544606 has been successfully added to your 
