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Pine LabsBOM:544606 -1.15%7 Days Payable is 186.80 as of Mar. 2026, which is 44% below its 10-year median of 335.89. GuruFocus rates BOM:544606 with a GF Score™ of 7/100. The stock has 3 warning signs investors should review. Among 2,611 Software companies, Pine Labs ranks better than 88.89% on this metric.
Pine Labs's average Accounts Payable for the
three
months ended in Mar. 2026 was ₹3,831 Mil. Pine Labs's Cost of Goods Sold for the
three
months ended in Mar. 2026 was ₹1,871 Mil.
Hence, Pine Labs's Days Payable for the
three
months ended in Mar. 2026 was 186.80.
The historical rank and industry rank for Pine Labs's Days Payable or its related term are showing as below:
BOM:544606'
s Days Payable Range Over the Past 10 Years
Min: 252.12 Med: 335.89 Max: 424.39
Current: 309.05
During the past 4 years, Pine Labs's highest Days Payable was 424.39. The lowest was 252.12. And the median was 335.89.
BOM:544606's Days Payable is ranked better than 88.89% of 2611
companies
in the Software industry
Industry Median: 52.78
vs BOM:544606: 309.05
Pine Labs's Days Payable
increased
from Dec. 2024 (0.00) to Mar. 2026 (186.80).
It may suggest that Pine Labsdelayed paying its suppliers.
Pine Labs Days Payable Related Terms
Pine Labs Days Payable Historical Data
* Premium members only.
The historical data trend for Pine Labs's Days Payable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BOM:544606 vs MSFT, ORCL, PLTR: Days Payable Comparison
For the Software - Infrastructure subindustry, Pine Labs's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Pine Labs Days Payable vs Software Industry
For the Software industry and Technology sector, Pine Labs's Days Payable distribution charts can be found below:
* The bar in red indicates where Pine Labs's Days Payable falls into.
Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.
Pine Labs's Days Payable for the fiscal year that ended in Mar. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Pine Labs (BOM:544606) has a Days Payable of 186.80 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Pine Labs and its competitors. This is 44% below median its historical median of 335.89. Over the past decade, Pine Labs' Days Payable has ranged from 252.12 to 424.39. According to the industry distribution chart, Pine Labs ranks #290 out of 2611 companies in the Software industry, placing it in the top 11.1%.
Is Pine Labs' Days Payable too high?
Pine Labs' current Days Payable of 186.80 is 44% below median its 10-year median of 335.89. Over the past 10 years, this metric has ranged from a low of 252.12 to a high of 424.39. The Software industry median Days Payable is 52.78. Pine Labs' value of 186.80 is 253.9% above this industry median. Based on the distribution chart, Pine Labs ranks #290 out of 2611 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Pine Labs has a GF Score™ of 7/100, reflecting its overall financial health beyond just this single metric.
How does Pine Labs' Days Payable compare to MSFT and ORCL?
According to the Software industry distribution chart, Pine Labs ranks #290 out of 2611 companies for Days Payable. This places Pine Labs in the top 11% of its industry — outperforming the majority of peers. The industry median Days Payable is 52.78. Pine Labs' value of 186.80 is 253.9% above this benchmark. Historically, Pine Labs' own Days Payable has ranged from 252.12 to 424.39 over the past decade. While the company's 10-year median is 335.89 vs. the industry median of 52.78, Pine Labs has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Software company?
The median Days Payable among Software companies is 52.78, based on 2,611 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Pine Labs's current Days Payable of 186.80 is 253.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Pine Labs and its competitors. For the Software industry, the median Days Payable is 52.78 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Pine Labs's current Days Payable is 186.80, which is 44% below median its own 10-year median of 335.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Pine Labs stock overvalued right now?
Pine Labs (BOM:544606) has a current Days Payable of 186.80. The current Days Payable is 186.80, which is 44% below median its 10-year median of 335.89 and 253.9% above the Software industry median of 52.78. Pine Labs' overall GF Score™ is 7/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Pine Labs (BOM:544606), the current Days Payable is 186.80 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Pine Labs Ltd is a technology company digitizing commerce for merchants, brands, enterprises, and financial institutions. It operates two segments: Digital Infrastructure and Transaction Platform, which contributes the majority of its revenue through in-store and online payments, affordability, value-added services, and transaction processing; and Issuing and Acquiring Platform, providing prepaid, loyalty, rewards, and card issuing and acquiring solutions. Its offerings include UPI and payment gateway services, gift cards, card management, and fintech infrastructure. Pine Labs serves banks, corporates, government, fintech, e-commerce, and startups across multiple industries, enabling customer acquisition, onboarding, expense management, rewards, refunds, and embedded bill payments.
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