Camden NationalCAC -2.33%60 5-Year Yield-on-Cost % is 3.97 as of Jul. 04, 2026, which is 6% below its 10-year median of 4.23. GuruFocus rates CAC with a GF Score™ of 60/100 and a GF Value™ of $48.09 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,251 Banks companies, Camden National ranks better than 50.92% on this metric.
Camden National's yield on cost for the quarter that ended in Mar. 2026 was 3.97.
The historical rank and industry rank for Camden National's 5-Year Yield-on-Cost % or its related term are showing as below:
CAC'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.31 Med: 4.23 Max: 7.98
Current: 3.97
During the past 13 years, Camden National's highest Yield on Cost was 7.98. The lowest was 2.31. And the median was 4.23.
CAC's 5-Year Yield-on-Cost % is ranked better than 50.92% of 1251
companies
in the Banks industry
Industry Median: 3.93
vs CAC: 3.97
Camden National (NAS:CAC) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Camden National 5-Year Yield-on-Cost % Related Terms
CAC vs FMCB, THFF, NBBK: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Camden National's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Camden National 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Camden National's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Camden National's 5-Year Yield-on-Cost % falls into.
Camden National 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Camden National is calculated as
Camden National (CAC) has a 5-Year Yield-on-Cost % of 3.97 as of Jul. 04, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Camden National and its competitors. This is near median its historical median of 4.23. Over the past decade, Camden National's 5-Year Yield-on-Cost % has ranged from 2.31 to 7.98. According to the industry distribution chart, Camden National ranks #614 out of 1251 companies in the Banks industry, placing it in the top 49.1%.
Is Camden National's 5-Year Yield-on-Cost % too high?
Camden National's current 5-Year Yield-on-Cost % of 3.97 is near median its 10-year median of 4.23. Over the past 10 years, this metric has ranged from a low of 2.31 to a high of 7.98. The Banks industry median 5-Year Yield-on-Cost % is 3.93. Camden National's value of 3.97 is 1% above this industry median. Based on the distribution chart, Camden National ranks #614 out of 1251 companies in the Banks industry, which is above the industry midpoint. Overall, Camden National has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Camden National's 5-Year Yield-on-Cost % compare to FMCB and THFF?
According to the Banks industry distribution chart, Camden National ranks #614 out of 1251 companies for 5-Year Yield-on-Cost %. This puts Camden National in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.93. Camden National's value of 3.97 is 1% above this benchmark. Historically, Camden National's own 5-Year Yield-on-Cost % has ranged from 2.31 to 7.98 over the past decade. While the company's 10-year median is 4.23 vs. the industry median of 3.93, Camden National has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.93, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Camden National's current 5-Year Yield-on-Cost % of 3.97 is 1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Camden National and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Camden National's current 5-Year Yield-on-Cost % is 3.97, which is near median its own 10-year median of 4.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Camden National stock overvalued right now?
Based on GuruFocus' analysis, Camden National (CAC) is currently considered Modestly Overvalued. The stock's GF Value™ is $48.09, compared to a current price of $54.58 — trading 13.5% above its estimated fair value. The current 5-Year Yield-on-Cost % is 3.97, which is near median its 10-year median of 4.23 and 1% above the Banks industry median of 3.93. Camden National's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Camden National (CAC), the current 5-Year Yield-on-Cost % is 3.97 as of Jul. 04, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Camden National (CAC) Overvalued in 2026?
Based on GuruFocus' analysis, Camden National stock appears to be overvalued.
The current stock price of $54.58 is trading 13.5% above its estimated GF Value™ of $48.09.
GuruFocus considers Camden National to be Modestly Overvalued.
Key valuation signals for CAC:
5-Year Yield-on-Cost %: 3.97 (near median its 10-year median of 4.23)
GF Value™: $48.09 vs. price of $54.58 (13.5% above fair value)
Industry Position: 1% above the Banks median (#614 of 1251)
No single metric tells the full story. See the CAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Camden National Corporation is a banking solutions provider in the United States. Its core business is providing commercial banking products to individuals and corporates. Its consumer and commercial banking services entail services such as loans and deposits, savings and online banking, treasury management solutions and non-profit products to consumer, institutional, municipal, non-profit and commercial customers. The company also offers investment management and fiduciary services.
60GF Score
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